To drive your car to Guangdong through HZMB, you are required to take out a valid statutory motor insurance. The HZMB Hong Kong Cross Border Motor Vehicle Mainland Compulsory Insurance under Unilateral Recognition (‘Compulsory Insurance’), now offered by AXA, is one such insurance designed to meet Mainland’s regulatory requirements in full compliance. Covering mandatory 3^rd party liability with up to RMB200,000 per accident, the Compulsory Insurance makes a worry-free journey possible whether you are visiting relatives in Guangzhou, or enjoying shopping in Dongguan.

With additional coverage for loss of physical car key in Hong Kong, up to HKD100 per policy year.

While modern roads and comprehensive tunnel network make driving in Guangdong a delightful experience, you may still wish to improve your coverage for greater peace of mind. In this case, you can opt to take out the HZMB Hong Kong Cross Border Motor Vehicle Supplementary Insurance(‘Supplementary Insurance’) – the Third Party Liability Insurance of Motor Vehicles, on top of your Compulsory Insurance to boost up your coverage to RMB2,000,000 for extra security at critical moments.

To better protect both yourself and your passengers, you can further supplement your Compulsory Insurance coverage with the Supplementary Insurance – Liability Insurance for Persons Onboard Motor Vehicles. This way, everyone onboard would be able to explore Guangdong without worries.