Cancer is the number one killer disease in Hong Kong¹. According to the statistics, cancer accounts for over 80% of critical illness insurance claims².

 

Being in your golden age, you are working hard to establish your career, to take care of your family or to plan for your retirement. Everyone wishes to stay healthy to pursue one’s goals and enjoy life with loved ones. However, in the unfortunate event of suffering from cancer or any critical illness, you may worry about loss of income, the financial strain from unexpected medical and treatment expenses, not to mention all the support you may need during the recovery. Do you have adequate support to cover all these potential expenses?

 

AXA understands it is important to have sufficient protection for you and your family, and therefore we sincerely present you the comprehensive cancer and critical illness protection. Throughout the entire treatment and recovery journey, major illness protection provides a lumpsum payment and multiple claims benefit (if applicable) while the Cancer Therapy Insurance II Supplement or Cancer And Stroke Therapy Insurance Supplement reimburses the expenses from hospitalisation, treatment, post-hospitalisation consultation and additional care due to cancer. With these substantial protection and support, you could be relieved from the financial burden and focus on your recovery with a peace of mind.

From 25 April 2019 to 25 June 2019, if you successfully apply for either HealthVital II Major Illness Plan³ or HealthSelect II Major Illness Plan³ together with Cancer Therapy Insurance II Supplement or Cancer And Stroke Therapy Insurance Supplement (with the option of applying additional designated supplements⁴), you may be entitled to the First 20 Years Additional Coverage Benefit⁵ as specified in the table below⁶ for the first 20 policy years⁵!

With Cancer Therapy Insurance II Supplement/Cancer And Stroke Therapy Insurance Supplement+, ⁴
Designated Supplement(s)Applicable percentage for calculation of the
First 20 Years Additional Coverage Benefit⁷
(% of the Basic Sum Insured)
With Early Stage Supplement#, ⁴With Multiple Benefit Supplement^, ⁴
50%
×35%
×35%
××20%

+ Each insured can only have either one Cancer Therapy Insurance II Supplement or one Cancer And Stroke Therapy Insurance Supplement at a time and such supplement must be attached to and applied together with HealthVital II Major Illness Plan or HealthSelect II Major Illness Plan (as the case may be).

# Early Stage Supplement refers to HealthVital II Early Stage Major Illness Supplement to be attached to HealthVital II Major Illness Plan or Early Stage Major Illness III Supplement to be attached to HealthSelect II Major Illness Plan.

^ Multiple Benefit Supplement refers to HealthVital II Multiple Benefit Supplement/HealthVital II Multiple Benefit (Enhancer) Supplement to be attached to HealthVital II Major Illness Plan or Multiple Benefit III Supplement/Multiple Benefit III (Enhancer) Supplement to be attached to HealthSelect II Major Illness Plan.

Terms and conditions of this promotion apply. For details, please refer to the relevant promotion leaflet.

Remarks

¹ Source: Hong Kong Annual Digest of Statistics, Leading causes of death by sex and age, 2016.

² Source: AXA Claims Report 2017.

³ For product details of HealthVital II Major Illness Plan or HealthSelect II Major Illness Plan, please refer to the relevant product brochures and policy contracts. The application for HealthVital II Major Illness Plan and/or HealthSelect II Major Illness Plan is subject to the availability of these critical illness protection insurance plans offered by AXA.

⁴ For product details of relevant supplements, please refer to the relevant product brochures and policy contracts.

⁵ When either a major illness benefit or death benefit becomes payable under HealthVital II Major Illness Plan or HealthSelect II Major Illness Plan before (a) the 20th policy anniversary, or (b) the policy anniversary on or immediately following the insured’s 75th birthday (whichever is earlier), AXA will pay the First 20 Years Additional Coverage Benefit if the relevant terms and conditions are satisfied. The calculation of the First 20 Years Additional Coverage Benefit shall be the applicable percentage as set out in the above table times the amount of the basic sum insured as at the date when the major illness benefit or death benefit becomes payable under the Eligible Policy. Any portion of the basic sum insured which is increased by the Index-linked Increase Endorsement attached to the Eligible Policy (if any) shall be excluded in the calculation of the First 20 Years Additional Coverage Benefit. The First 20 Years Additional Coverage Benefit will automatically cease and terminate on (a) the 20th policy anniversary, or (b) the policy anniversary on or immediately following the insured’s 75th birthday (whichever is earlier).

⁶ For details of the Promotion, please refer to the relevant terms and conditions stated in the promotion leaflet.

⁷ The maximum aggregate amount payable under the First 20 Years Additional Coverage Benefit and the First 20 Years Enhanced Coverage Benefit (if any) shall be HKD1,000,000 or USD125,000 per life insured. Please refer to clause 4 of the terms and conditions stated in this leaflet.