Premium is rated according to the classification of occupation and other related risk factors.

Comprehensive protection against Accidental Death, Permanent Total Disablement or Major Burns - If death or permanent disablement occurs due to an accident, a lump sum compensation will be paid to your beneficiary accordingly.

Whether you are totally or partially disabled which prevents you from working, a weekly benefit will be paid to you according to your selected protection coverage.

We cover medical, hospital or surgical expenses for treatment which can be extended to cover herbalists or bonesetters on optional basis.

Enjoy 24 hours a day, 7 days a week assistance through our worldwide network of emergency assistance service centres when you are outside Hong Kong.