Enjoy all-rounded protection with fabulous rewards
Make the most of this summer season by devising new plans to protect yourself and your family. As your life-long partner, AXA supports you at different stages of life with a wide selection of protection products, ranging from health and critical illness insurance, savings to general insurance as well as employee benefits solutions, helping you create a brighter future.
We are pleased to present you the AXA "Summer Combo" Programme. From 1 July 2023 to 30 September 2023, both dates inclusive (the “Promotion Period”), if you successfully apply for any new designated basic plan / supplement / general insurance products / employee benefits insurance package plans1 with the required annualised first year premium (“AFYP”) / total AFYP / single premium / accumulated paid premium stated below and satisfy other applicable requirements, you may enjoy various fabulous rewards2. Seize the chance today to enjoy the rewards and get protected!
Health and Critical Illness Insurance Products
Savings Products
General Insurance Products
Employee Benefits Insurance Products
Terms and conditions of this promotion apply. For details, please refer to the relevant promotion leaflet.
Remarks
Reward 1A - AXA WiseGuard Pro Medical Insurance Plan + MediEnhancer Supplement + Designated Critical Imllness Plan Premium Refund
During the Promotion Period, if customer successfully submits an application for all of the following basic plan / supplement at the same time:
(i) a basic plan / supplement of AXA WiseGuard Pro Medical Insurance Plan (“Designated AXA WiseGuard Pro Policy”) ;
(ii) MediEnhancer Supplement associated with Designated AXA WiseGuard Pro Policy ; and
(iii) a basic plan of LoveAssure Critical Illness Plan / LoveAssure Plus Critical Illness Plan (“Designated Critical Illness Plan”), customer may be entitled to 12 months’ premium refund on the Designated AXA WiseGuard Pro Policy.
Table 1A
AXA WiseGuard Pro Medical Insurance Plan + MediEnhancer Supplement + Designated Critical Illness Plan Premium Refund | |
Designated Basic Plan/Supplement | |
Designated Basic Plan/Supplement | AXA WiseGuard Pro Medical Insurance Plan + MediEnhancer Supplement + LoveAssure Critical Illness Plan Or LoveAssure Plus Critical Illness Plan |
Premium Refund on Each Eligible Basic Plan / Eligible Supplement of Reward 1A# | |
Premium Refund on Each Eligible Basic Plan / Eligible Supplement of Reward 1A# | 12 months3,6 |
3. For details of Reward 1A, please refer to the section of Reward 1A of the Terms and Conditions stated in the promotion leaflet.
6. Customer is only entitled to a maximum of 12 months’ premium refund on each AXA WiseGuard Pro Medical Insurance Plan under Reward 1A, 1B and 1C.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 1B - AXA WiseGuard Pro Medical Insurance Plan + MediEnhancer Supplement Premium Refund
During the Promotion Period, if customer successfully submits an application for all of the following basic plan / supplement at the same time:
(i) a Designated AXA WiseGuard Pro Policy; and
(ii) MediEnhancer Supplement associated with Designated AXA WiseGuard Pro Policy, customer may be entitled to 7 months’ premium refund on the Designated AXA WiseGuard Pro Policy.
Table 1B
AXA WiseGuard Pro Medical Insurance Plan + MediEnhancer Supplement Premium Refund | |
Designated Basic Plan/Supplement | |
Designated Basic Plan/Supplement | AXA WiseGuard Pro Medical Insurance Plan + MediEnhancer Supplement |
Premium Refund on Each Eligible Basic Plan / Eligible Supplement of Reward 1B# | |
Premium Refund on Each Eligible Basic Plan / Eligible Supplement of Reward 1B# | 7 months4 |
4. For details of Reward 1B, please refer to the section of Reward 1B of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 1C – AXA WiseGuard Pro Medical Insurance Plan Premium Refund
Table 1C
AXA WiseGuard Pro Medical Insurance Plan Premium Refund | ||
Designated Basic Plan/ Supplement | ||
Designated Basic Plan/ Supplement | AXA WiseGuard Pro Medical Insurance Plan | |
Premium Refund on Each Eligible Basic Plan/ Eligible Supplement of Reward 1C# | ||
Premium Refund on Each Eligible Basic Plan/ Eligible Supplement of Reward 1C# | 4 months5 | |
5. For details of Reward 1C, please refer the section of Reward 1C of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 1D – Designated Critical Illness Products Premium Refund
Table 1D
Designated Critical Illness Products Premium Refund | ||||
Designated Basic Plans | ||||
Designated Basic Plans | - LoveAssure Critical Illness Plan - LoveAssure Plus Critical Illness Plan | |||
Premium Payment Term | ||||
Premium Payment Term | 10 years | 15 years | 20 years | 25 years |
Premium Refund on Each Eligible Basic Plan of Reward 1D# | ||||
Premium Refund on Each Eligible Basic Plan of Reward 1D# | 2 months7 | 3 months7 | 4 months7 | 5 months7 |
7. For details of Reward 1D, please refer to the section of Reward 1D of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 2A – Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan Premium Refund
During the Promotion Period, if customer successfully submits application for a basic plan of Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan, customer may be entitled to premium refund on future premium(s).
What is more? During the Promotion Period, if customer also successfully submits applications for any of the following Designated Insurance Plans and all the relevant policies are held by the same policy owner, customer may be entitled to 6% extra premium refund on future premium(s).
Designated Insurance Plans:
• LoveAssure Critical Illness Plan / LoveAssure Plus Critical Illness Plan
• AXA WiseGuard Pro Medical Insurance Plan (basic plan / supplement)
• JoyAhead Immediate Annuity Plan
• Global Elite II Health Plan
• CareForAll Critical Illness Plan (This product will be launched on 3 October 2023)
Table 2A
Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan Premium Refund | |||||
Designated Basic Plans | |||||
Designated Basic Plans | Designated Basic Plans | - Wealth Advance Savings Series II – Ultimate | - Wealth Ultra Savings Plan | ||
Premium Payment Term | |||||
Premium Payment Term | Premium Payment Term | 5 years | 10 years | 8 years | |
Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | |||||
Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | USD5,000 or above | |||
Premium Refund Percentage on Each Eligible Policy of Reward 2A# (% of the total AFYP of Eligible Policy of Reward 2A) | |||||
Premium Refund Percentage on Each Eligible Policy of Reward 2A# (% of the total AFYP of Eligible Policy of Reward 2A) | Premium Refund Percentage on Each Eligible Policy of Reward 2A# (% of the total AFYP of Eligible Policy of Reward 2A) | Basic Premium Refund | 5%9 | 10%9 | 7%9 |
Premium Refund Percentage on Each Eligible Policy of Reward 2A# (% of the total AFYP of Eligible Policy of Reward 2A) | |||||
Premium Refund Percentage on Each Eligible Policy of Reward 2A# (% of the total AFYP of Eligible Policy of Reward 2A) | Extra Premium Refund (if same policy owner successfully applies for Designated Insurance Plans) | +6%9 | |||
Premium Refund Percentage on Each Eligible Policy of Reward 2A# (% of the total AFYP of Eligible Policy of Reward 2A) | |||||
Premium Refund Percentage on Each Eligible Policy of Reward 2A# (% of the total AFYP of Eligible Policy of Reward 2A) | Total | 11%9 | 16%9 | 13%9 | |
9. For details of Reward 2A, please refer to the section of reward 2A of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 2B – FortuneXtra Savings Plan Premium Refund
During the Promotion Period, if customer successfully submits applications for a basic plan of FortuneXtra Savings Plan, customer may be entitled to premium refund on future premium(s).
What is more? During the Promotion Period, if customer also successfully submits applications for any of the following Designated Insurance Plans and all the relevant policies are held by the same policy owner, customer may be entitled to 6% extra premium refund on future premium(s).
Designated Insurance Plans:
．LoveAssure Critical Illness Plan / LoveAssure Plus Critical Illness Plan
．AXA WiseGuard Pro Medical Insurance Plan (basic plan / supplement)
．JoyAhead Immediate Annuity Plan
．Global Elite II Health Plan
．CareForAll Critical Illness Plan (This product will be launched on 3 October 2023)
Table 2B
FortuneXtra Savings Plan Premium Refund | ||||||
Designated Basic Plan | ||||||
Designated Basic Plan | FortuneXtra Savings Plan | |||||
Total AFYP of Designated Basic Plan and its Supplements (if applicable) | ||||||
Total AFYP of Designated Basic Plan and its Supplements (if applicable) | Total AFYP of Designated Basic Plan and its Supplements (if applicable) | Premium Refund Percentage on Each Eligible Policy of Reward 2B# (% of the total AFYP of Eligible Policy of Reward 2B) | ||||
Total AFYP of Designated Basic Plan and its Supplements (if applicable) | ||||||
Total AFYP of Designated Basic Plan and its Supplements (if applicable) | Basic Premium Refund | Extra Premium Refund (if same policy owner successfully applies for Designated Insurance Plans) | Total | |||
Total AFYP of Designated Basic Plan and its Supplements (if applicable) | ||||||
Total AFYP of Designated Basic Plan and its Supplements (if applicable) | 5-Year Pay | 10-Year Pay | +6%10 | +6%10 | 5-Year Pay | 10-Year Pay |
USD5,000 – USD39,999 (or its equivalent)^ | ||||||
USD5,000 – USD39,999 (or its equivalent)^ | 10%10 | 10%10 | +6%10 | 16%10 | 16%10 | |
USD40,000 – USD79,999 (or its equivalent)^ | ||||||
USD40,000 – USD79,999 (or its equivalent)^ | 18%10 | 20%10 | +6%10 | 24%10 | 26%10 | |
USD80,000 or above (or its equivalent)^ | ||||||
USD80,000 or above (or its equivalent)^ | 22%10 | 25%10 | +6%10 | 28%10 | 31%10 | |
If customer applies for FortuneXtra Saving Plan (5-year pay) with policy currency of USD during the Promotion Period, you can enjoy 10.1% per annum Guaranteed Preferential Interest Rate for the first 90 days on your Prepaid Premiums and then you can enjoy 4.5% per annum Guaranteed Preferential Interest Rate on your Prepaid Premiums thereafter to the end of the 4th Policy Year, by simply paying a lump sum amount which is equal to 5 times the amount of the initial annual premium for the basic plan, at the time of application of your policy. For details, please refer to AXA “FortuneXtra Savings Plan (5-year pay) Guaranteed Preferential Interest Rate” Programme leaflet.
^Total AFYP of Designated Basic Plan and its Supplements (if applicable) for all policy currencies and the corresponding premium refund percentage are shown in the promotion leaflet.
10. For details of Reward 2B, please refer to the section of Reward 2B of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 2C - Max Wealth Insurance Plan (Lump Sum Payment) – Guaranteed Preferential Interest Rate
Reward 2C of the Promotion provides customers an offer of guaranteed preferential interest rate of 4.0% per annum△ on the prepaid amount for the 1st policy year.
To enjoy this offer, simply opt for lump sum payment arrangement and pay a lump sum payment with levy at the time of application of your Max Wealth Insurance Plan. The lump sum payment with levy to be applied as follows:
(i) pay for annual premium of the 1st policy year and the corresponding levy; and
(ii) deposit fund in advance into the future premium deposit account for premium payment of the 2nd policy year (“Prepaid Amount”) and the corresponding levy. The Prepaid Amount will accumulate interest in the 1st policy year at a guaranteed preferential interest rate of 4.0% per annum in the future premium deposit account. At the end of the 1st policy year, the interest accrued will be credited to the future premium deposit account, and the Prepaid Amount and its accrued interest will be equal to the annual premium of the 2nd policy year and will be automatically deducted from the future premium deposit account to settle the annual premium for the 2nd policy year and the corresponding levy when due.
Table 2C
Max Wealth Insurance Plan (Lump Sum Payment) – Guaranteed Preferential Interest Rate | |
Designated Basic Plan | |
Designated Basic Plan | Max Wealth Insurance Plan ^ |
Guaranteed Preferential Interest Rate on the Prepaid Amount in the 1st Policy Year | |
Guaranteed Preferential Interest Rate on the Prepaid Amount in the 1st Policy Year | 4.0% per annum11 |
△The guaranteed preferential interest rate of 4.0% per annum is applicable to the Prepaid Amount only.
^ Only applicable to Max Wealth Insurance Plan with the Lump Sum Payment arrangement selected.
11. For details of Reward 2C, please refer to the section of Reward 2C of the Terms and Conditions stated in the promotion leaflet.
Reward 2D - Max Goal Insurance Plan Premium Discount
Table 2D
Max Goal Insurance Plan Premium Discount | |||
Designated Basic Plan | |||
Designated Basic Plan | Max Goal Insurance Plan | ||
Single Premium of Designated Basic Plan (USD) | |||
Single Premium of Designated Basic Plan (USD) | Below USD500,000 | USD500,000 to USD999,999 | USD1,000,000 or above |
Premium Discount Percentage on Each Eligible Basic Plan of Reward 2D# (% of Single Premium of Eligible Basic Plan of Reward 2D) | |||
Premium Discount Percentage on Each Eligible Basic Plan of Reward 2D# (% of Single Premium of Eligible Basic Plan of Reward 2D) | 1%12 | 3%12 | 5%12 |
12. For details of Reward 2D, please refer to the section of Reward 2D of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 3 – HKD200 Supermarket Cash Vouchers for Designated General Insurance Products
Table 3
Product Category | Designated General Insurance Products | ||
Designated General Insurance Products | |||
Designated General Insurance Products | Designated General Insurance Products | Leisure and travel | SmartStudent Overseas^ SmartTraveller Plus (Annual Cover)~ |
Designated General Insurance Products | |||
Designated General Insurance Products | Personal accident | SmartProtect Plus^ | |
Designated General Insurance Products | |||
Designated General Insurance Products | Property | SmartHome Plus* | |
Designated General Insurance Products | |||
Designated General Insurance Products | Motor | SmartDrive Private Car (Comprehensive coverage and third party liabilities coverage) | |
Designated General Insurance Products | |||
Designated General Insurance Products | Liability | SmartHelper Plus^ | |
Total Accumulated Paid Premium of one or more Designated General Insurance Products12 (HKD) | |||
Total Accumulated Paid Premium of one or more Designated General Insurance Products12 (HKD) | HKD2,000 or above | ||
Reward for Each Eligible Applicant of Reward 3# | |||
Reward for Each Eligible Applicant of Reward 3# | HKD200 Supermarket Cash Vouchers | ||
~ New customers of SmartTraveller Plus (Single Journey and/or Annual Cover), who make the purchase online through AXA Financial Consultant, can enjoy 15% instant premium discount from 1 July 2023 to 30 September 2023, both dates inclusive. Please contact AXA Financial Consultant for details. Terms and conditions apply.
^New customers of SmartStudent Overseas, SmartHelper Plus (Foreign Domestic Helper Prestige Plan) and/or SmartProtect Plus (not applicable to Lite Plan) , who make the purchase online through AXA Financial Consultant, can enjoy 10% instant premium discount from 1 July 2023 to 30 September 2023, both dates inclusive. Please contact AXA Financial Consultant for details. Terms and conditions apply.
*Designated home contents insurance customers, including SmartHome Plus, can enjoy additional home contents, personal liability / liability to third party and personal accident protection during typhoon season from 1 July 2023 to 31 October 2023, both dates inclusive. Please visit https://www.axa.com.hk/typhoon-home-freebenefit-tnc-en or contact AXA Financial Consultant for details. Terms and conditions apply.
12. For details of Reward 3, please refer to the section of Reward 3 of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 3 – Exclusive Privilege for New Customers of Designated Employee Benefits Insurance Package Plans
Table 3
Exclusive Privilege for New Customers of Designated Employee Benefits Insurance Package Plans | ||
Designated Employee Benefits Insurance Package Plans | ||
Designated Employee Benefits Insurance Package Plans | - Axcellent Health Partner Employee Benefits Insurance Package Plan - CORProtect Employee Benefits Insurance Package Plan - Tailormade Group Medical Plan | |
Reward for each Eligible Policy of Reward 3#,14 | ||
Reward for each Eligible Policy of Reward 3#,14 | Reward for each Eligible Policy of Reward 3#,14 | |
Reward for each Eligible Policy of Reward 3#,14 | ||
Reward for each Eligible Policy of Reward 3#,14 | New customers (brand new) may be entitled to FORA Active Wireless plus (P30 plus BT)(Suggested Retail Price: HKD900) OR FORA Body Composition Analyzer W600 (Suggested Retail Price: HKD650) (Total AFYP of each Eligible Policy of Reward 3 must be HKD8,000 or above) | |
14. For details of Reward 3, please refer to the section of Reward 3 of the Terms and Conditions stated in the promotion leaflet .
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
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