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Date of Birth

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Smoking HabitYou are a smoker if you have smoked or used any tobacco or smokeless tobacco products in the last 12 months. Smoking under 18 is prohibited.

smoker
non smoker

Our Offers

AXA selected 3 medical insurance products with protection ranging from basic to comprehensive coverage: AXA WiseGuard Medical Insurance Plan, Smart Medicare and AXA WiseGuard Pro Medical Insurance Plan.

Each product provides comprehensive medical coverage including in-patient surgery, day case procedure, and hospitalisation expenses. The products offer guaranteed renewal up to age 100 regardless of your health conditions or claims history.

VHIS CERTIFIED PLAN

AXA WiseGuard Medical Insurance Plan

VHIS CERTIFIED PLAN

Smart Medicare

VHIS CERTIFIED PLAN

AXA WiseGuard Pro Medical Insurance Plan
  • Enjoy up to 8 months’ premium refund*

  • No lifetime benefit limit
  • Annual benefit limit up to HKD420,000
  • Coverage up to respective benefit sub-limits per policy year
  • Compassionate death benefit HKD10,000
  • Coverage for pre/post-confinement and day case procedure outpatient care
  • No lifetime benefit limit
  • No annual benefit limit
  • Coverage up to respective benefit sub-limits per policy year
  • Compassionate death benefit HKD15,000
  • Coverage for pre/post-confinement and day case procedure outpatient care
  • No lifetime benefit limit
  • Annual benefit limit up to HKD25,000,000
  • Full cover for most of the eligible expenses for hospitalisation and surgical benefits (subject to annual benefit limit, deductible option and other conditions)
  • Compassionate death benefit HKD10,000
  • Full cover for pre/post-confinement and day case procedure outpatient care (subject to annual benefit limit, deductible option and other conditions)

Unique product features

  • Eligible for tax deduction

Unique product features

  • Eligible for tax deduction
  • Worldwide emergency assistance
  • No claim discount

Unique product features

  • Eligible for tax deduction
  • Full cover for prescribed non-surgical cancer treatments and outpatient kidney dialysis (subject to annual benefit limit, deductible option and other conditions)
  • No waiting period for unknown pre-existing conditions
  • No claim discount
  • Additional services i.e. worldwide emergency assistance and free second medical option etc. are included
Don't know what you want?
Prepay your medical insurance premium for a guaranteed return

MediEnhancer Supplement

MediEnhancer Supplement not only promises you steady guaranteed returns, but supports you in coping with ever-rising medical costs.

Enrol now!

* Terms and conditions apply.

Remarks

*Terms and conditions apply. *For details of the promotion, please refer to the relevant terms and conditions stated in the AXA “2025 Summer Rewards” Programme webpage.

The premiums are calculated with reference to a number of factors including but not limited to the gender, residency and risk class of the insured person at the time of policy issuance. Premiums are not guaranteed and may be changed by the Company at any of the policy anniversaries.

The premiums and benefits shown above are based on AXA WiseGuard Medical Insurance Plan; Regular benefit level of Smart Medicare; Enhance benefit level with HKD20,000 annual deductible for AXA WiseGuard Pro Medical Insurance Plan.

The premiums displayed above are for basic plan and are calculated based on insured person with residency in Hong Kong or Macau. The monthly premiums for AXA WiseGuard Medical Insurance Plan, Smart Medicare and AXA WiseGuard Pro Medical Insurance Plan are calculated using applicable premium modal factor. The monthly premium modal factor for a basic plan is 0.09. The premium showed above is for illustration purpose.

The premiums calculated are for reference only and the actual amount may be different from those illustrated. For product details, please refer to the relevant proposals, product brochures and policy contracts.

Age selected shall be based on the age of the insured person on his or her last birthday.

The above medical insurance products are underwritten by AXA China Region Insurance Company (Bermuda) Limited (Incorporated in Bermuda with limited liability) / AXA China Region Insurance Company Limited (collectively, the “Company”).

Request a consultation with one of our agents
Please enter a valid name.
+852
+86
+853
We can only discuss insurance matters with you when you are in HK.
Please enter valid phone number.
Please enter correct email address.
Any time
In the morning
Lunch time
In the afternoon
In the Evening
Maximum Character is 1,000.
*Required fields

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Please read and agree the above terms and conditions.
Request a consultation with one of our agents
Please enter a valid name.
Any time
In the morning
Lunch time
In the afternoon
In the Evening
+852
+86
+853
We can only discuss insurance matters with you when you are in HK.
Please enter valid phone number.
Please enter correct email address.
Maximum Character is 1,000.
*Required fields

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Please read and agree the above terms and conditions.
Tell us more about yourself

Date of Birth

Mon
Tue
Wed
Thu
Fri
Sat
Sun

Gender

Male
Female

Smoking HabitYou are a smoker if you have smoked or used any tobacco or smokeless tobacco products in the last 12 months. Smoking under 18 is prohibited.

smoker
non smoker

Our Offers

AXA selected 3 medical insurance products with protection ranging from basic to comprehensive coverage: AXA WiseGuard Medical Insurance Plan, Smart Medicare and AXA WiseGuard Pro Medical Insurance Plan.

Each product provides comprehensive medical coverage including in-patient surgery, day case procedure, and hospitalisation expenses. The products offer guaranteed renewal up to age 100 regardless of your health conditions or claims history.

VHIS CERTIFIED PLAN

AXA WiseGuard Medical Insurance Plan
{{ Starting at /month

HKD $VhisStandardWiseguard }}

VHIS CERTIFIED PLAN

Smart Medicare
{{ Starting at /month
HKD $EssentialSmartMedicare }}

VHIS CERTIFIED PLAN

AXA WiseGuard Pro Medical Insurance Plan
  • Enjoy up to 8 months’ premium refund*
{{ Starting at /month

HKD $WiseguardProPremium }}

  • No lifetime benefit limit
  • Annual benefit limit up to HKD420,000
  • Coverage up to respective benefit sub-limits per policy year
  • Compassionate death benefit HKD10,000
  • Coverage for pre/post-confinement and day case procedure outpatient care
  • No lifetime benefit limit
  • No annual benefit limit
  • Coverage up to respective benefit sub-limits per policy year
  • Compassionate death benefit HKD15,000
  • Coverage for pre/post-confinement and day case procedure outpatient care
  • No lifetime benefit limit
  • Annual benefit limit up to HKD25,000,000
  • Full cover for most of the eligible expenses for hospitalisation and surgical benefits (subject to annual benefit limit, deductible option and other conditions)
  • Compassionate death benefit HKD10,000
  • Full cover for pre/post-confinement and day case procedure outpatient care (subject to annual benefit limit, deductible option and other conditions)

Unique product features

  • Eligible for tax deduction

Unique product features

  • Eligible for tax deduction
  • Worldwide emergency assistance
  • No claim discount

Unique product features

  • Eligible for tax deduction
  • Full cover for prescribed non-surgical cancer treatments and outpatient kidney dialysis (subject to annual benefit limit, deductible option and other conditions)
  • No waiting period for unknown pre-existing conditions
  • No claim discount
  • Additional services i.e. worldwide emergency assistance and free second medical option etc. are included
Don't know what you want?
Prepay your medical insurance premium for a guaranteed return

MediEnhancer Supplement

MediEnhancer Supplement not only promises you steady guaranteed returns, but supports you in coping with ever-rising medical costs.

Enrol now!

* Terms and conditions apply.

Remarks

*Terms and conditions apply. *For details of the promotion, please refer to the relevant terms and conditions stated in the AXA “2025 Summer Rewards” Programme webpage.

The premiums are calculated with reference to a number of factors including but not limited to the gender, residency and risk class of the insured person at the time of policy issuance. Premiums are not guaranteed and may be changed by the Company at any of the policy anniversaries.

The premiums and benefits shown above are based on AXA WiseGuard Medical Insurance Plan; Regular benefit level of Smart Medicare; Enhance benefit level with HKD20,000 annual deductible for AXA WiseGuard Pro Medical Insurance Plan.

The premiums displayed above are for basic plan and are calculated based on insured person with residency in Hong Kong or Macau. The monthly premiums for AXA WiseGuard Medical Insurance Plan, Smart Medicare and AXA WiseGuard Pro Medical Insurance Plan are calculated using applicable premium modal factor. The monthly premium modal factor for a basic plan is 0.09. The premium showed above is for illustration purpose.

The premiums calculated are for reference only and the actual amount may be different from those illustrated. For product details, please refer to the relevant proposals, product brochures and policy contracts.

Age selected shall be based on the age of the insured person on his or her last birthday.

The above medical insurance products are underwritten by AXA China Region Insurance Company (Bermuda) Limited (Incorporated in Bermuda with limited liability) / AXA China Region Insurance Company Limited (collectively, the “Company”).