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Life Insurance

Life Insurance

Fortune Guard Life Insurance

Secure your family's financial well-being with Fortune Guard Life Insurance, which offers you life protection and helps you accumulate wealth with guaranteed cash value and non-guaranteed reversionary bonus1 and terminal bonus1.

The basic plan will be issued with Fortune Guard Accident Protector Supplement, giving you further financial security when accidents occur.

  • Life protection up to age 100
  • Guaranteed cash value
  • Additional returns from reversionary bonus1 and terminal bonus1
Fortune Protector Life Insurance

Achieve a secure financial future for you and your loved ones with Fortune Protector Life Insurance, under which life protection will be offered to guard against the unexpected.

The plan also provides guaranteed cash value, and non-guaranteed reversionary bonus1 and terminal bonus1 to help you save for future.

  • Life protection up to age 100
  • Guaranteed cash value
  • Additional returns from reversionary bonus1 and terminal bonus1
Smart Protector II Life Insurance Series

Our Smart Protector II Life Insurance Series enables you to benefit from features such as guaranteed cash value, annual dividends1, terminal dividend1 and life protection up to the age of 100. Why not adopt the smart approach to cover your protection needs?

  • Life protection up to age 100
  • Guaranteed cash value
  • Improve your returns by annual dividends1 and terminal dividend1
Smart Elite Term / Smart Term

Equip your loved ones with financial security by choosing Smart Term. Flexible choices, guaranteed renewal and guaranteed convertibility enable you to meet your specific needs with comparative ease.

What’s more, if you are a non-smoker, we can offer the same level of protection at an even more affordable price.

  • 4 options for you to choose from: 1-year renewable term, 5-year renewable term, 10-year renewable term and up to age 75
  • Privileged rates for non-smokers
  • Guaranteed convertibility to our specified insurance plan before age 70, without evidence of insurability
Grand Heritage II

Grand Heritage II is a participating life insurance policy which provides you a lifelong protection up to age 138. The plan offers guaranteed cash value and potential returns from non-guaranteed terminal dividend¹.

With the newly added feature - the terminal dividend lock-in option, it allows you to manage the terminal dividend¹ in a more flexible way.

  • Lifelong wealth accumulation with flexibility in cash-flow
  • Lifelong protection for legacy planning
  • Lifelong flexibility to match evolving needs
Heritage Builder Universal Life Plan

Specially designed to meet the needs of prestigious clients, Heritage Builder Universal Life Plan helps you create long-lasting heritage and secure essential protection to achieve peace of mind.

Whether you want to preserve your wealth to build a secured future for your loved ones or plan for the succession of your business while maintaining great control over your wealth distribution, Heritage Builder Universal Life Plan is a one-of-a-kind choice for you.

  • For each premium paid in cleared funds within the first 3 policy years, once a crediting interest rate is declared at the time of receipt, such rate will be fixed and applied to that premium for the first 3 policy years
  • Crediting interest rate is guaranteed at not less than 2% per annum at all times
  • Guaranteed all fees and charges rates for the same insured
View your policy, submit your claims and access many more services, all at your fingertips!

Emma by AXA App and Portal* is your all-in-one insurance & health services platform, making your interactions with us easier and faster. You can now have our full support anytime, anywhere to keep your life always in check.

*Exclusive to Individual Life, Medical & Investment Policyholders

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Want to talk to us?
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We can only discuss insurance matters with you when you are in HK.
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By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.