Life Insurance Products

Secure your family's financial well-being with Fortune Guard Life Insurance, which offers you life protection and helps you accumulate wealth with guaranteed cash value and non-guaranteed reversionary bonus1 and terminal bonus1. The basic plan will be issued with Fortune Guard Accident Protector Supplement, giving you further financial security when accidents occur.

  • Life protection up to age 100
  • Guaranteed cash value
  • Additional returns from reversionary bonus1 and terminal bonus1

Achieve a secure financial future for you and your loved ones with Fortune Protector Life Insurance, under which life protection will be offered to guard against the unexpected. The plan also provides guaranteed cash value, and non-guaranteed reversionary bonus1 and terminal bonus1 to help you save for future.

  • Life protection up to age 100
  • Guaranteed cash value
  • Additional returns from reversionary bonus1 and terminal bonus1

Our Smart Protector II Life Insurance Series enables you to benefit from features such as guaranteed cash value, annual dividends1, terminal dividend1 and life protection up to the age of 100. Why not adopt the smart approach to cover your protection needs?

  • Life protection up to age 100
  • Guaranteed cash value
  • Improve your returns by annual dividends1 and terminal dividend1

Equip your loved ones with financial security by choosing Smart Term. Flexible choices, guaranteed renewal and guaranteed convertibility enable you to meet your specific needs with comparative ease. What’s more, if you are a non-smoker, we can offer the same level of protection at an even more affordable price.

  • 4 options for you to choose from: 1-year renewable term, 5-year renewable term, 10-year renewable term and up to age 75
  • Privileged rates for non-smokers
  • Guaranteed convertibility to our specified insurance plan before age 70, without evidence of insurability

Specially designed to meet the needs of prestigious clients, Heritage Builder Universal Life Plan helps you create long-lasting heritage and secure essential protection to achieve peace of mind. Whether you want to preserve your wealth to build a secured future for your loved ones or plan for the succession of your business while maintaining great control over your wealth distribution, Heritage Builder Universal Life Plan is a one-of-a-kind choice for you.

  • For each premium paid in cleared funds within the first 3 policy years, once a crediting interest rate is declared at the time of receipt, such rate will be fixed and applied to that premium for the first 3 policy years
  • Crediting interest rate is guaranteed at not less than 2% per annum at all times
  • Guaranteed all policy charge rates for the same insured

Savings Products

Build wealth to prepare for a prosperous future with Wealth Advance Savings Plan, which is a participating life insurance plan designed to provide you with growth potential for your savings in medium- to long-term time horizon. This plan also provides life protection for added peace of mind.

  • Potential returns with reversionary bonus1 and terminal bonus1 to meet medium- to long-term savings goal
  • Short premium payment term of 5 years or 10 years
  • Better budget management with fixed premiums

Living life with financial freedom is made possible by our Smart Jumbo Saver III Savings Series and Smart Saver III Savings Series, which help you reach your savings targets. You can enjoy cash coupons, guaranteed cash value, annual dividends1, terminal dividend1 and flexible premium payment term that allows you to pay up your premiums in as short as 5 years.

  • Guaranteed cash value
  • Strengthen your foundation by cash coupons
  • Maximise your returns by annual dividends1 and terminal dividend1

Empowering you to build a solid financial future for yourself and your family, our MAXX ll Savings Series offers attractive returns through guaranteed cash value, additional return through annual dividends1 and a terminal dividend1. We offer different choices of premium payment term tailored to your individual needs and designed to accelerate your savings potential. No medical examination is required for application.

  • Guaranteed cash value
  • Maximise your savings potentials by annual dividends1 and terminal dividend1
  • Choices of premium payment term with fixed premiums

Whether you are saving for your child’s education or accumulating wealth for retirement, Fortune Goal Saver helps achieve your savings goal through stable return and life protection. Medical examination is not required upon application.

  • Guaranteed cash value
  • Accumulate wealth in the form of annual cash coupons up to age 100
  • Enhance your returns by annual dividends1 and terminal dividend1
Remarks

¹ Reversionary bonus, annual dividends, terminal bonus and terminal dividend are not guaranteed and may be changed by AXA from time to time.

Information on this webpage is for reference only, and not intended to be a complete description of the applicable terms and conditions. Please refer to the policy contract for detailed terms and conditions. You should not purchase a policy based on the information on this website alone.