Why choose AXA iMotor Insurance
AXA iMotor Insurance offers comprehensive coverage for both electric and gas-powered cars, providing accident and third-party liability protection, along with multiple additional benefits, for your peace of mind behind the wheel.
- Protect you against third party legal liability for death
or bodily injury to other people up to HKD 100,000,000
and damage to other people's property up to HKD
2,000,000
- Cover your car, car accessories or spare parts, including the battery for electric car, from loss or damage. No depreciation on spare parts which need replacement after a car accident1.
- Offer medical expenses for the insured driver(s) and any occupant(s) up to HKD 4,000 per policy year.
- Provide 24-hour assistance hotline for emergency and claim advisory.
- Provide emergency towing service, including towing an electric car to designated charging station, and delivery service after your car is repaired
- Cover the cost of rental car in case the car is under repair or being stolen
- Cover personal accident from death or total permanent disablement to insured driver(s) up to HKD 100,000 per policy year.
- No Claims Discount (NCD) protection.2
- Cover damaged windscreen replacement up to HKD5,000 without change in NCD.
Premium at new lows! Get Instant Quote for AXA iMotor Insurance now!
For more information, please check out Product Coverage and Optional Coverage. For detailed terms, conditions and exclusions,
please download the Policy of AXA iMotor.
Third Party VS Comprehensive Coverage
Benefit & Coverage | Third Party Coverage | Comprehensive Coverage | ||
Your Liability to Third Parties | ||||
Your Liability to Third Parties | Death and/or physical injury up to HKD100,000,000 and property damage up to HKD2,000,000 | Death and/or physical injury up to HKD100,000,000 and property damage up to HKD2,000,000 | ||
Your Car | ||||
Your Car | Not applicable | Loss of or damage to your motor car and/or its accessories or spare parts | ||
Medical Expenses | ||||
Medical Expenses | Not applicable | Medical expenses for the insured driver(s) and any occupant(s) up to HKD4,000 per policy year | ||
Free Additional Benefits | ||||
Free Additional Benefits | 24-hour emergency hotline service | 24-hour emergency service and more free additional benefits are provided | ||
For more details on benefits and coverages, please check out Product Coverage and Optional Coverage. Terms and conditions apply. | ||||
For more details on benefits and coverages, please check out Product Coverage and Optional Coverage. Terms and conditions apply. | For more details on benefits and coverages, please check out Product Coverage and Optional Coverage. Terms and conditions apply. | |||
Reliable AXA Premium Workshops
We gather a group of specially selected and well-respected repairer partners. Providing you with quality workmanship on your vehicle as well as services to minimize your inconvenience whilst it is being repaired.
Additional Benefits:
- HKD300 travelling expenses allowance3
- Up to a maximum of HKD3,000 for the depreciation on repair3,4
(subject to the final assessment on the total depreciation) - Free towing service
- Priority repair service
- Free pre-delivery cleaning
- Six months repair warranty
- Free delivery service of repaired car
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1. How many drivers can I name in my policy?
You can name up to 4 drivers in your policy, one main driver plus 3 other drivers.
2. Can I reduce coverage of my AXA iMotor policy?
No, reductions to scope of policies are not allowed for either Third Party Only plan or Comprehensive plan once you choose your plan. However, you may attach extra add-ons to a policy.
3. Why do AXA not ask for a sum insured?
In AXA, we want to make sure that we insure your car as close as possible to its true value, so you don’t have to pay too much for your car insurance. To do that, we use a concept called Market Value.
The Market Value of a car represents the amount it would take to replace your car with one of the same make and model, of similar condition, specification and age as your car. The Market Value of your car evolves over time, just like the true value of your car. Thanks to this, we do not need to calculate an artificial sum insured, which rarely reflects the true value of your car. When you have an accident, we will calculate the indemnity of your loss or damage based on the Market Value of your car right before the accident.
4. Can you provide a hard copy of the policy document as I need to submit it to Transport Department and hire purchase company?
You will receive by email an AXA iMotor policy pack which includes the Policy Schedule and Certificate of Insurance. Such electronic policy documents serve the same purpose as paper copies and you may use them for the said purpose.
Get an instant Quote now!
For more information, please check out Product Coverage and Optional Coverage. For detailed terms, conditions and exclusions,
please download the Policy of AXA iMotor.
EASILY SUBMIT YOUR CLAIMS WITH EMMA BY AXA!
Download the Emma by AXA app to enjoy the convenience of submitting your claims online
Submit all required document(s) and your claims will be processed within 7 working days
Remarks
1. Motor car is manufactured and registered within 1 year while rise the claim after accidence.
2. Not applicable for specific type of vehicle.
3. Not applicable to windscreen claims.
4. Only applicable if (a) the loss occurs within five years of the first registration of the insured car with the Transport Department; and (b) the first registration of the insured car with the Transport Department must be made within the calendar year immediately following the year of manufacture of the insured car.
Information on this webpage is for reference only, and not intended to be a complete description of the applicable terms and conditions. You may also read the Policy Wording, Product Coverage and Optional Coverage to understand the terms and conditions of all the benefits and exclusions.
In the event of any inconsistency between the English version and the Chinese version, the English version shall prevail.
All amounts are in Hong Kong Dollars.
^Levy collected by the Insurance Authority of Hong Kong has been imposed on this policy at the applicable rate. For further information, please visit www.axa.com.hk/ia-levy or contact AXA at (852) 2523 3061.
Please check here for the Terms of Use, Declaration, Personal Information Collection Statement and Privacy Policy Statement of this online application.
AXA iMotor is underwritten by AXA General Insurance Hong Kong Limited (the Company), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR.
AXA General Insurance Hong Kong Limited (i.e. the merchant) is located in Hong Kong.
Email: axa.direct.gi@axa.com.hk
Customer Service Hotline: (852) 2523 3061
Address: 5/F, AXA Southside, 38 Wong Chuk Hang Road, Wong Chuk Hang, Hong Kong,
Business Hour: 9:00am to 5:30pm Monday to Friday, except public holidays.
Benefit & Coverage | Third Party Coverage | Comprehensive Coverage | ||
Your Liability to Third Parties | ||||
Your Liability to Third Parties | Death and/or physical injury up to HKD100,000,000 and property damage up to HKD2,000,000 | Death and/or physical injury up to HKD100,000,000 and property damage up to HKD2,000,000 | ||
Your Car | ||||
Your Car | Not applicable | Loss of or damage to your motor car and/or its accessories or spare parts | ||
Medical Expenses | ||||
Medical Expenses | Not applicable | Medical expenses for the insured driver(s) and any occupant(s) up to HKD4,000 per policy year | ||
Free Additional Benefits | ||||
Free Additional Benefits | 24-hour emergency hotline service | 24-hour emergency service and more free additional benefits are provided | ||
For more details on benefits and coverages, please check out Product Coverage and Optional Coverage. Terms and conditions apply. | ||||
For more details on benefits and coverages, please check out Product Coverage and Optional Coverage. Terms and conditions apply. | For more details on benefits and coverages, please check out Product Coverage and Optional Coverage. Terms and conditions apply. | |||
1. How many drivers can I name in my policy?
You can name up to 4 drivers in your policy, one main driver plus 3 other drivers.
2. Can I reduce coverage of my AXA iMotor policy?
No, reductions to scope of policies are not allowed for either Third Party Only plan or Comprehensive plan once you choose your plan. However, you may attach extra add-ons to a policy.
3. Why do AXA not ask for a sum insured?
In AXA, we want to make sure that we insure your car as close as possible to its true value, so you don’t have to pay too much for your car insurance. To do that, we use a concept called Market Value.
The Market Value of a car represents the amount it would take to replace your car with one of the same make and model, of similar condition, specification and age as your car. The Market Value of your car evolves over time, just like the true value of your car. Thanks to this, we do not need to calculate an artificial sum insured, which rarely reflects the true value of your car. When you have an accident, we will calculate the indemnity of your loss or damage based on the Market Value of your car right before the accident.
4. Can you provide a hard copy of the policy document as I need to submit it to Transport Department and hire purchase company?
You will receive by email an AXA iMotor policy pack which includes the Policy Schedule and Certificate of Insurance. Such electronic policy documents serve the same purpose as paper copies and you may use them for the said purpose.
EASILY SUBMIT YOUR CLAIMS WITH EMMA BY AXA!
Download the Emma by AXA app to enjoy the convenience of submitting your claims online
Submit all required document(s) and your claims will be processed within 7 working days
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