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AXA VHIS Series

VHIS – Tax-Deductible Health Cover

AXA VHIS Series

VHIS – Tax-Deductible Health Cover

Illness and injuries may strike without warning, it is absolutely not worth the loss if you miss the prime time for treatment due to your financial hardships. Under the Voluntary Health Insurance Scheme (“VHIS”), AXA brings you “AXA WiseGuard Pro Medical Insurance Plan”, “Smart Medicare” and “AXA WiseGuard Medical Insurance Plan”, providing you comprehensive and flexible protection.

What is VHIS?

Introduced by the Health Bureau to improve consumers’ access to private healthcare, the Voluntary Health Insurance Scheme (VHIS) ensures all insurance plans certified under this government scheme meet a set of minimum standards and benefits, as featured below.

Standard VHIS Features

Guaranteed Renewal up to age 100 ¹

VHIS certified plans are guaranteed to be renewed until you are 100 years old.

Coverage for unknown pre-existing condition

VHIS certified plans cover any conditions that is not known but has existed before you join the plan.

No waiting, coverage from the moment policy starts

Your cover starts as soon as your plan takes effect, except any cover for unknown pre-existing conditions.

Tax Savings – Up to HKD8,000 annual tax-deductible limit

Enjoy an annual tax deductible limit of up to HKD8,000 per insured person for qualified premiums for both yourself and your dependents.* 

* For more information, please refer to www.ird.gov.hk or seek independent tax advice. 

AXA offers 3 VHIS-Certified Plans

Starting at

HKD 139^/month

AXA WiseGuard Medical Insurance Plan

VHIS Standard Plan

WiseGuard is AXA’s VHIS Standard Plan that covers your essential medical needs according to VHIS standards and more. With WiseGuard, you’ll enjoy essential, quality protection backed by one of the largest insurers in the world. With AXA, you know you’re in safe hands.

Starting at

HKD 167.6^/month

Smart Medicare

VHIS Flexi Plan

Smart Medicare is a VHIS Flexi Plan that gives you all the benefits of WiseGuard together with three tailored benefit levels to give you full flexibility on coverage. There is no limit to lifetime benefits and supplementary major medical cover is available as an option.  

Starting at

HKD308.9^/month

AXA WiseGuard Pro Medical Insurance Plan

VHIS Flexi Plan

WiseGuard Pro is a VHIS Flexi Plan that offers a comprehensive range of benefits, such as full cover2 for hospitalisation surgical benefits, prescribed non-surgical cancer treatments and outpatient kidney dialysis without lifetime benefit limit, and no waiting period for unknown pre-existing conditions. WiseGuard Pro also offers a wide range of premium features to give you a well-guarded life.

Apply Now! It’s quicker and easier than you think.

Date of Birth

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Gender

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Read more about VHIS here

Read more about the key advantages of VHIS and how it is revolutionising healthcare for Hong Kong people.

Migrate your existing individual hospital insurance policy to Standard Plans or Flexi Plans (“Certified Plans”) to enjoy VHIS's benefits

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Promotions & Programmes

Get More from Your VHIS Insurance

VHIS policyholders can now access our AXA BetterMe services for smarter, healthier living

Accessible via the EMMA by AXA app, AXA BetterMe is a holistic wellness platform that makes it easy for you to learn about your health conditions, set up workout challenges, mindfulness classes and more. The ultimate goal is to help enhance your physical and mental wellbeing.

Download EMMA by AXA app now (for free) and find out what you can do to spend less, enjoy life more and get closer to becoming your #BetterMe.

Enjoy up to

6 Months' Premium Refund

AXA “Winter Vibes” Programme
OGD and Colonoscopy cashless arrangement for WiseGuard and Smart Medicare policyholders
Enjoy Tax Deduction for VHIS plans
Meet our Financial Consultant via virtual appointment!

Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home. 

Remarks

Disclaimer

Want to talk to us?
Please input correct information.
We can only discuss insurance matters with you when you are in HK.
Please input correct information.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Want to talk to us?
Please input correct information.
We can only discuss insurance matters with you when you are in HK.
Please input correct information.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.