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AXA WiseGuard Pro Medical Insurance Plan

AXA WiseGuard Pro Medical Insurance Plan

Enjoy 2 months’ premium discount * !

*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.

WiseGuard Pro is a VHIS Flexi Plan, which offers you enhanced benefits on top of the VHIS Standard Plan. Notable benefits include full cover for hospitalization and surgical benefits, prescribed non-surgical cancer treatments and outpatient kidney dialysis, and no waiting period for unknown pre-existing conditions.

WiseGuard Pro Medical Insurance Plan received the score of "10/10" for Ward Room and Semi-Private Room from 10Life*

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Gender

Male
Female

Smoking HabitSmoker defines as someone who has smoking habit or have smoked in the past 12 months

smoker
non-smoker

Product Features

No waiting period for unknown pre-existing conditions

You will be fully reimbursed without any waiting period on eligible expenses arising from your unknown pre-existing conditions which you are reasonably unaware of at the time of insurance application, subject to the benefit schedule and the policy contract.

Tax Saving

Certified by the HKSAR, eligible plans under VHIS allow policy holders to enjoy tax deductions for premiums for themselves and all specified dependent(s). Each taxpayer can enjoy a maximum tax deductible limit of HKD8,000 for qualifying VHIS premiums paid for each insured person.

Full cover¹ for hospitalisation and surgical benefits

Your eligible hospitalisation and surgical expenses will be fully covered¹ without sub-limit constraint for major items such as room & board, surgeon’s fee, anaesthetist’s fee, operating theatre charges and prescribed diagnostic imaging tests, etc.

Full cover² for prescribed non-surgical cancer treatments and outpatient kidney dialysis

You will be fully covered² on eligible expenses resulting from cancer treatments (including radiotherapy, chemotherapy, targeted therapy, immunotherapy and hormonal therapy) and outpatient kidney dialysis.

No claim discount³

You can enjoy a no claim discount³ on your premium for staying healthy.

Worldwide emergency assistance⁴

As our valued customer, you will automatically be entitled to use the worldwide emergency assistance⁴ provided by AXA Assistance.

Free hospital admission deposit guarantee service in Mainland China5,8,9

While you are traveling in Mainland China, you are entitled to receive medical treatment at designated hospitals5,8, without having to pay an admission deposit in advance.

Free second medical opinion6,9

If you are diagnosed with a critical illness⁹, you may obtain a second medical opinion6,9 from AXA Signature Network doctors10,11 or other medical experts to have a free consultation service in person in Hong Kong.

Case management9,12

Our registered nurse will support you in your patient journey, assisting you to receive the most appropriate treatment plan and helping you to undergo optimal recovery when you face complex or severe illnesses.

AXA nurse hotline7,9

If you have questions about your health, you may contact our registered nurse on (852) 2802 2812, from Monday to Friday 9 a.m. to 5:30 p.m. except public holidays.

AXA Signature Network

AXA Signature Network (“Network”) allows you to access vast network of doctors (“Network Doctors”), as well as well-equipped Network healthcare facilities, including private hospitals and day case procedure centres.

The Network is directly managed by AXA to provide you a one-stop medical solution platform. It aims to provide you with simplified administrative procedures and high quality medical services.

Learn More

How does WiseGuard Pro protect you?

Watch the product video (English subtitle) to see how the plan helps you get the most comprehensive and flexible protection.

VHIS information

Enquiries and complaints handling about VHIS

VHIS: Essential Information

Modal factor of premiums

Promotions & Programmes

Discover AXA BetterMe services & offers

AXA BetterMe** is a holistic wellness platform with a comprehensive suite of programmes and services covering physical wellness support, mental wellbeing support and chronic disease management.

Access your personalised services under ‘My Privileges’ on Emma by AXA, and equip yourself to become stronger and more resilient, thus you can always get prepared and rise to any occasion with confidence and become a #BetterMe.

**Exclusive for Certain Eligible Policyholders

2 Months’ Premium Discount

AXA “Winter Delights” Programme

Up to 20% Premium Rebate

AXA Goal
Digital Enrolment Process for easier access to insurance protection from home

In light of the continuing COVID-19 epidemic, we understand the utmost importance of safety and convenience for our customers. Both existing and new customers who are Hong Kong residents and currently in Hong Kong* can easily apply for AXA WiseGuard Medical Insurance Plan from home through the Digital Enrolment System.

Our Financial Consultants will explain to customers about the products and documents over the phone, and collect documents via electronic means such as WhatsApp or email. Alternatively, customers can also choose to submit their applications by mail to cater for their different needs. For details, please click here.

Meet a Consultant

Request an appointment with a financial consultant

Contact AXA
Customer Hotline(852) 2802 2812
VHIS Hotline(852) 2894 4758

Business hour

Monday - Friday: 09:00 - 17:30
Saturday: 09:00 - 13:00
Except Public Holidays

Get a Quote

Find out more about our VHIS products and offers

Remarks

Disclaimer

Want to talk to us?
Please input correct information.
Please note our financial consultants will only be able to arrange appointment booking if you are not yet physically in HK
Please input correct information.
Maximum 250 characters
Please input correct information.
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Want to talk to us?
Please input correct information.
Please note our financial consultants will only be able to arrange appointment booking if you are not yet physically in HK
Please input correct information.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.