AXA WiseGuard Pro Medical Insurance Plan Policy Terms and Conditions Specimen

AXA WiseGuard Pro Medical Insurance Plan Policy Terms and Conditions Specimen

Update of Definitions and Benefit Enhancement

Starting from July 31, 2023, the definition of “Certified Plan” under Part 8 of the Terms and Conditions, and the definitions of “General Ward”, “Semi-private Room” and “Standard Private Room” under Section (6) of the Additional Benefit Provisions Endorsement of “AXA WiseGuard Pro Medical Insurance Plan” (“WiseGuard Pro”) policy will be refined in accordance with the latest recommendations from the Health Bureau.  Additionally, the benefit of “Outpatient kidney dialysis” under Section (2)(IV) of the Additional Benefit Provisions Endorsement will also be enhanced. The Voluntary Health Insurance Scheme (VHIS) certification number for “WiseGuard Pro” will also be updated on the same date.  The relevant notifications with endorsements will be sent to all existing policyholders of “WiseGuard Pro” policies from June 30 to July 30, 2023. If you have any queries, please contact your Financial Consultant or call our Customer Service Hotline on (852)2802 2812or email us at cs@axa.com.hk.

Available for new application

Annual Deductible Choices

Download Policy Terms and Conditions Specimen

Benefit level - Regular

Benefit level - Enhance

Benefit level - Premier

Benefit level - Noble

Deductible - HKD0

Deductible - HKD0

Certification Number: F00034-01-000-04

Certification Number: F00034-04-000-04

Certification Number: F00034-07-000-04

Certification Number: F00034-19-000-02

Deductible - HKD20,000

Deductible - HKD20,000

Certification Number: F00034-02-000-04

Certification Number: F00034-05-000-04

Certification Number: F00034-08-000-04

Certification Number: F00034-20-000-02

Deductible - HKD50,000

Deductible - HKD50,000

Certification Number: F00034-03-000-04

Certification Number: F00034-06-000-04

Certification Number: F00034-09-000-04

Certification Number: F00034-21-000-02

Deductible - USD0

Deductible - USD0

Certification Number: F00034-10-000-04

Certification Number: F00034-13-000-04

Certification Number: F00034-16-000-04

Certification Number: F00034-22-000-02

Deductible - USD2,500

Deductible - USD2,500

Certification Number: F00034-11-000-04

Certification Number: F00034-14-000-04

Certification Number: F00034-17-000-04

Certification Number: F00034-23-000-02

Deductible - USD6,250

Deductible - USD6,250

Certification Number: F00034-12-000-04

Certification Number: F00034-15-000-04

Certification Number: F00034-18-000-04

Certification Number: F00034-24-000-02

Not available for new application

Annual Deductible Choices

Download Policy Terms and Conditions Specimen

Benefit level - Regular

Benefit level - Enhance

Benefit level - Premier

Benefit level – Noble

Deductible - HKD0

Deductible - HKD0

Deductible - HKD0

Certification Number: F00034-01-000-01

Certification Number: F00034-04-000-01

Certification Number: F00034-07-000-01

Certification Number:

F00034-19-000-01

Certification Number:

F00034-19-000-01

Deductible - HKD0

Deductible - HKD0

Certification Number: F00034-01-000-02

Certification Number: F00034-04-000-02

Certification Number: F00034-07-000-02

Certification Number:

F00034-19-000-01

Deductible - HKD0

Deductible - HKD0

Certification Number: F00034-01-000-03

Certification Number: F00034-04-000-03

Certification Number: F00034-07-000-03

Certification Number:

F00034-19-000-01

Deductible - HKD20,000

Deductible - HKD20,000

Deductible - HKD20,000

Certification Number: F00034-02-000-01

Certification Number: F00034-05-000-01

Certification Number: F00034-08-000-01

Certification Number:

F00034-20-000-01

Certification Number:

F00034-20-000-01

Deductible - HKD20,000

Deductible - HKD20,000

Certification Number: F00034-02-000-02

Certification Number: F00034-05-000-02

Certification Number: F00034-08-000-02

Certification Number:

F00034-20-000-01

Deductible - HKD20,000

Deductible - HKD20,000

Certification Number: F00034-02-000-03

Certification Number: F00034-05-000-03

Certification Number: F00034-08-000-03

Certification Number:

F00034-20-000-01

Deductible - HKD50,000

Deductible - HKD50,000

Deductible - HKD50,000

Certification Number: F00034-03-000-01

Certification Number: F00034-06-000-01

Certification Number: F00034-09-000-01

Certification Number:

F00034-21-000-01

Certification Number:

F00034-21-000-01

Deductible - HKD50,000

Deductible - HKD50,000

Certification Number: F00034-03-000-02

Certification Number: F00034-06-000-02

Certification Number: F00034-09-000-02

Certification Number:

F00034-21-000-01

Deductible - HKD50,000

Deductible - HKD50,000

Certification Number: F00034-03-000-03

Certification Number: F00034-06-000-03

Certification Number: F00034-09-000-03

Certification Number:

F00034-21-000-01

Deductible - USD0

Deductible - USD0

Deductible - USD0

Certification Number: F00034-10-000-01

Certification Number: F00034-13-000-01

Certification Number: F00034-16-000-01

Certification Number:

F00034-22-000-01

Certification Number:

F00034-22-000-01

Deductible - USD0

Deductible - USD0

Certification Number: F00034-10-000-02

Certification Number: F00034-13-000-02

Certification Number: F00034-16-000-02

Certification Number:

F00034-22-000-01

Deductible - USD0

Deductible - USD0

Certification Number: F00034-10-000-03

Certification Number: F00034-13-000-03

Certification Number: F00034-16-000-03

Certification Number:

F00034-22-000-01

Deductible - USD2,500

Deductible - USD2,500

Deductible - USD2,500

Certification Number: F00034-11-000-01

Certification Number: F00034-14-000-01

Certification Number: F00034-17-000-01

Certification Number:

F00034-23-000-01

Certification Number:

F00034-23-000-01

Deductible - USD2,500

Deductible - USD2,500

Certification Number: F00034-11-000-02

Certification Number: F00034-14-000-02

Certification Number: F00034-17-000-02

Certification Number:

F00034-23-000-01

Deductible - USD2,500

Deductible - USD2,500

Certification Number: F00034-11-000-03

Certification Number: F00034-14-000-03

Certification Number: F00034-17-000-03

Certification Number:

F00034-23-000-01

Deductible - USD6,250

Deductible - USD6,250

Deductible - USD6,250

Certification Number: F00034-12-000-01

Certification Number: F00034-15-000-01

Certification Number: F00034-18-000-01

Certification Number:

F00034-24-000-01

Certification Number:

F00034-24-000-01

Deductible - USD6,250

Deductible - USD6,250

Certification Number: F00034-12-000-02

Certification Number: F00034-15-000-02

Certification Number: F00034-18-000-02

Certification Number:

F00034-24-000-01

Deductible - USD6,250

Deductible - USD6,250

Certification Number: F00034-12-000-03

Certification Number: F00034-15-000-03

Certification Number: F00034-18-000-03

Certification Number:

F00034-24-000-01