Who needs Smart Medicare?
Designed to cushion the life of those who need additional care and security, Smart Medicare is a VHIS-certified Flexi Plan that gives you all the basic benefits of a VHIS Standard Plan, together with three tailored benefit levels to suit a range of coverage needs. There is no limit to lifetime benefits and supplementary major medical cover is available as an option. This means you and your family can focus on important things in life without sweating over medical bills.
Please click here for more details of VHIS certified plans.
Why choose Smart Medicare?
Standard VHIS features
- No waiting period - Your coverage starts as soon as your policy becomes effective.
- Pre-existing condition - yes, we cover unknown pre-existing conditions – those that you don’t know you have at the time of application.
- Savings on tax - enjoy a maximum annual tax-deductible limit of HK$8,000^ per insured person
- Guaranteed renewal up to age 1003, 4 - with VHIS, your renewal is guaranteed until you are 100 years old.
Need more information on VHIS?
Numbers to call if you have any issues, queries, or complaints on VHIS
Essential information on Smart Medicare
Modal factor of premiums
Change of ownership of the policy
Download product information here
FAQs
1. If I am insured by Smart Medicare, is there any ward class restriction during confinement?
2. Can I undergo more than one surgery in each hospitalisation?
3. Does Smart Medicare offer outpatient benefit?
4. As a Flexi Plan, does Smart Medicare include the optional supplementary major medical (SMM) option and Smart Medimoney supplement?
5. After a couple of policy years, will I still be covered if I work overseas and admits to hospital there?
Find out more about our VHIS products and offers
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Promotions & Programmes
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for WiseGuard and Smart Medicare policyholders.
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Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home.
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Contact AXA
| Customer Hotline | (852) 2802 2812 |
| VHIS Hotline | (852) 2894 4758 |
Business hour
Monday - Friday: 09:00 - 17:30
Saturday: 09:00 - 13:00
Except Public Holidays
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Find out more about our VHIS products and offers
Remarks
Disclaimer
Smart Medicare is an individual indemnity hospital insurance plan certified under the Voluntary Health Insurance Scheme (“VHIS”) of the Hong Kong Government. | ||
Registered VHIS providers | ||
Registered VHIS providers | AXA China Region Insurance Company (Bermuda) Limited | AXA China Region Insurance Company Limited |
VHIS providers registration no. | ||
VHIS providers registration no. | 00014 (Registration effective date: | 00033 (Registration effective date: |
Type of certified plan | ||
Type of certified plan | VHIS Flexi Plan | |
Eligible tax deduction amount* | ||
Eligible tax deduction amount* | A taxpayer is allowed a maximum annual deduction of HKD8,000 in respect of qualifying premiums paid for each insured person | |
*For more information, please refer to www.ird.gov.hk or seek independent tax advice.
Registered VHIS providers | AXA China Region Insurance Company (Bermuda) Limited | AXA China Region Insurance Company Limited | ||
Benefit level | ||||
Benefit level | VHIS certification number | VHIS certification number | ||
HKD | USD | HKD | USD | |
Regular | ||||
Regular | F00017-01-000-03 | F00017-04-000-03 | F00018-01-000-03 | F00018-04-000-03 |
Regular with supplementary major medical | ||||
Regular with supplementary major medical | F00017-01-001-03 | F00017-04-001-03 | F00018-01-001-03 | F00018-04-001-03 |
Superior | ||||
Superior | F00017-02-000-03 | F00017-05-000-03 | F00018-02-000-03 | F00018-05-000-03 |
Superior with supplementary major medical | ||||
Superior with supplementary major medical | F00017-02-001-03 | F00017-05-001-03 | F00018-02-001-03 | F00018-05-001-03 |
Premier | ||||
Premier | F00017-03-000-03 | F00017-06-000-03 | F00018-03-000-03 | F00018-06-000-03 |
Premier with supplementary major medical | ||||
Premier with supplementary major medical | F00017-03-001-03 | F00017-06-001-03 | F00018-03-001-03 | F00018-06-001-03 |
Prepay your medical insurance premium for a guaranteed return
Nothing is a guarantee in this world... Except when AXA comes together with Gareth. T to bring you up to 4% guaranteed crediting interest rate, the highest return in Hong Kong！
Enrol now to enjoy up to 12 months’ premium refund*!
* Terms and conditions apply.
Meet our Financial Consultant via virtual appointment!
Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home.
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