Smart Medicare Policy Terms and Conditions Specimen

Smart Medicare Policy Terms and Conditions Specimen

Update of Definition and Benefit Enhancement

Starting from July 31, 2023, the definition of "Certified Plan" under Part 8 of the Terms and Conditions in “Smart Medicare” policy will be refined in accordance with the latest recommendations from the Health Bureau. Additionally, the benefit of “Outpatient kidney dialysis” under Section (1)(I) of the Enhanced Benefits And Other Benefits Endorsement will also be enhanced.  The Voluntary Health Insurance Scheme (VHIS) certification number for “Smart Medicare” will also be updated on the same date. The relevant notifications with endorsements will be sent to all existing policyholders of “Smart Medicare” policies from June 30 to July 30, 2023.  If you have any queries, please contact your Financial Consultant or call our Customer Service Hotline on (852) 2802 2812 or email us at cs@axa.com.hk.

Available for new application

Registered VHIS providers -
AXA China Region Insurance Company (Bermuda) Limited

Benefit level

Download Policy Terms and Conditions Specimen

HKD

USD

Regular

Regular

Certification Number: F00017-01-000-03

Certification Number: F00017-04-000-03

Regular

with supplementary major medical

Regular

with supplementary major medical

Certification Number: F00017-01-001-03

Certification Number: F00017-04-001-03

Superior

Superior

Certification Number: F00017-02-000-03

Certification Number: F00017-05-000-03

Superior

with supplementary major medical

Superior

with supplementary major medical

Certification Number: F00017-02-001-03

Certification Number: F00017-05-001-03

Premier

Premier

Certification Number: F00017-03-000-03

Certification Number: F00017-06-000-03

Premier

with supplementary major medical

Premier

with supplementary major medical

Certification Number: F00017-03-001-03

Certification Number: F00017-06-001-03

Registered VHIS providers -
AXA China Region Insurance Company Limited

Benefit level

Download Policy Terms and Conditions Specimen

HKD

USD

Regular

Regular

Certification Number: F00018-01-000-03

Certification Number: F00018-04-000-03

Regular

with supplementary major medical

Regular

with supplementary major medical

Certification Number: F00018-01-001-03

Certification Number: F00018-04-001-03

Superior

Superior

Certification Number: F00018-02-000-03

Certification Number: F00018-05-000-03

Superior

with supplementary major medical

Superior

with supplementary major medical

Certification Number: F00018-02-001-03

Certification Number: F00018-05-001-03

Premier

Premier

Certification Number: F00018-03-000-03

Certification Number: F00018-06-000-03

Premier

with supplementary major medical

Premier

with supplementary major medical

Certification Number: F00018-03-001-03

Certification Number: F00018-06-001-03

Not available for new application 

Registered VHIS providers -
AXA China Region Insurance Company (Bermuda) Limited

Benefit level

Download Policy Terms and Conditions Specimen

HKD

USD

Regular

Regular

Regular

Certification Number: F00017-01-000-01

Certification Number: F00017-04-000-01

Regular

Regular

Certification Number: F00017-01-000-02

Certification Number: F00017-04-000-02

Regular

with supplementary major medical

Regular

with supplementary major medical

Regular

with supplementary major medical

Certification Number: F00017-01-001-01

Certification Number: F00017-04-001-01

Regular

with supplementary major medical

Regular

with supplementary major medical

Certification Number: F00017-01-001-02

Certification Number: F00017-04-001-02

Superior

Superior

Superior

Certification Number: F00017-02-000-01

Certification Number: F00017-05-000-01

Superior

Superior

Certification Number: F00017-02-000-02

Certification Number: F00017-05-000-02

Superior

with supplementary major medical

Superior

with supplementary major medical

Superior

with supplementary major medical

Certification Number: F00017-02-001-01

Certification Number: F00017-05-001-01

Superior

with supplementary major medical

Superior

with supplementary major medical

Certification Number: F00017-02-001-02

Certification Number: F00017-05-001-02

Premier

Premier

Premier

Certification Number: F00017-03-000-01

Certification Number: F00017-06-000-01

Premier

Premier

Certification Number: F00017-03-000-02

Certification Number: F00017-06-000-02

Premier

with supplementary major medical

Premier

with supplementary major medical

Premier

with supplementary major medical

Certification Number: F00017-03-001-01

Certification Number: F00017-06-001-01

Premier

with supplementary major medical

Premier

with supplementary major medical

Certification Number: F00017-03-001-02

Certification Number: F00017-06-001-02

Registered VHIS providers -
AXA China Region Insurance Company Limited

Benefit level

Download Policy Terms and Conditions Specimen

HKD

USD

Regular

Regular

Regular

Certification Number: F00018-01-000-01

Certification Number: F00018-04-000-01

Regular

Regular

Certification Number: F00018-01-000-02

Certification Number: F00018-04-000-02

Regular

with supplementary major medical

Regular

with supplementary major medical

Regular

with supplementary major medical

Certification Number: F00018-01-001-01

Certification Number: F00018-04-001-01

Regular

with supplementary major medical

Regular

with supplementary major medical

Certification Number: F00018-01-001-02

Certification Number: F00018-04-001-02

Superior

Superior

Superior

Certification Number: F00018-02-000-01

Certification Number: F00018-05-000-01

Superior

Superior

Certification Number: F00018-02-000-02

Certification Number: F00018-05-000-02

Superior

with supplementary major medical

Superior

with supplementary major medical

Superior

with supplementary major medical

Certification Number: F00018-02-001-01

Certification Number: F00018-05-001-01

Superior

with supplementary major medical

Superior

with supplementary major medical

Certification Number: F00018-02-001-02

Certification Number: F00018-05-001-02

Premier

Premier

Premier

Certification Number: F00018-03-000-01

Certification Number: F00018-06-000-01

Premier

Premier

Certification Number: F00018-03-000-02

Certification Number: F00018-06-000-02

Premier

with supplementary major medical

Premier

with supplementary major medical

Premier

with supplementary major medical

Certification Number: F00018-03-001-01

Certification Number: F00018-06-001-01

Premier

with supplementary major medical

Premier

with supplementary major medical

Certification Number: F00018-03-001-02

Certification Number: F00018-06-001-02