AXA WiseGuard Medical Insurance Plan (WiseGuard) is an essential VHIS Standard Plan that meets the basic standardized features set forth by the government and more. Provided by one of the world’s largest insurers you can trust, this is an affordable plan dedicated to people who values private hospital care and quality medical coverage. From the young generation, newly minted professionals to retirees no longer receiving company benefits, all will benefit greatly from this VHIS plan.
Please click here for more details of VHIS certified plans.
Numbers to call if you have any issues, queries, or complaints on VHIS
Essential Information on WiseGuard
Modal factor of premiums
Change of ownership of the policy
1. If I am insured by AXA WiseGuard Medical Insurance Plan (“WiseGuard”), is there any ward class restriction during confinement?
2. Can I undergo more than one surgery in each hospitalisation?
3. Does WiseGuard offer outpatient benefit?
4. Is there any supplementary major medical (SMM) option for WiseGuard Medical?
5. After a couple of policy years, will I still be covered if I work overseas and admits to hospital there?
MediEnhancer Supplement not only promises you steady guaranteed returns, but supports you in coping with ever-rising medical costs.
Enrol now!
* Terms and conditions apply.
WiseGuard policyholders can now access our AXA BetterMe services for smarter, healthier living.
Accessible via the Emma by AXA app, AXA BetterMe is a holistic wellness platform offering services that help you learn about your health conditions, set up work out challenges, virtual therapies and mindfulness classes and more. The ultimate goal is to help enhance your physical and mental wellbeing.
Download EMMA by AXA app now (for free) and find out what you can do to spend less, enjoy life more and get closer to becoming your #BetterMe.
This means eligible VHIS Insured won’t need to settle their bills upfront or submit claim forms to get reimbursed for these treatments. Performed at our designated network day case procedure centres, OGD and Colonoscopy can be done on the same day.
Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home.
Request an appointment with a financial consultant
Customer Hotline | (852) 2802 2812 |
VHIS Hotline | (852) 2894 4758 |
Business hour
Monday - Friday: 09:00 - 17:30
Saturday: 09:00 - 13:00
Except Public Holidays
Find out more about our VHIS products and offers
Remarks
Disclaimer
WiseGuard is an individual indemnity hospital insurance plan certified under the Voluntary Health Insurance Scheme (“VHIS”) of the Hong Kong Government. | ||
Registered VHIS providers | ||
Registered VHIS providers | AXA China Region Insurance Company (Bermuda) Limited | AXA China Region Insurance Company Limited |
VHIS providers registration no. | ||
VHIS providers registration no. | 00014 (Registration effective date: | 00033 (Registration effective date: |
VHIS certification number | ||
VHIS certification number | S00014-01-000-02 | S00033-01-000-02 |
Type of certified plan | ||
Type of certified plan | VHIS Standard Plan | |
Eligible tax deduction amount* | ||
Eligible tax deduction amount* | A taxpayer is allowed a maximum annual deduction of HKD8,000 in respect of qualifying premiums paid for each insured person |
* For more information, please refer to www.ird.gov or seek independent tax advice.
MediEnhancer Supplement not only promises you steady guaranteed returns, but supports you in coping with ever-rising medical costs.
Enrol now!
* Terms and conditions apply.
Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home.