* The premiums are calculated with reference to a number of factors including but not limited to the gender, residency and risk class of the insured person at the time of policy issuance. Premiums are not guaranteed and may be changed by the Company at any of the policy anniversaries.
The premiums and benefits shown above are based on AXA WiseGuard Medical Insurance Plan; Regular benefit level of Smart Medicare; Standard benefit level with HKD30,000 annual deductible for MediPartner Health Plan; and Standard benefit level with area of cover in Asia and HKD40,000 annual deductible for Global Elite II Health Plan.
The premiums displayed above are for basic plan and are calculated based on insured person with residency in Hong Kong or Macau. The monthly premiums for AXA WiseGuard Medical Insurance Plan, Smart Medicare and MediPartner Health Plan are calculated using applicable premium modal factor. The monthly premium modal factor for a basic plan is 0.09. The monthly premium for Global Elite II Health Plan is calculated by dividing the annual premium by 12. Global Elite II Health Plan currently only offers annual payment mode, the premium showed above is for illustration purpose.
The premiums calculated are for reference only and the actual amount may be different from those illustrated. For product details, please refer to the relevant proposals, product brochures and policy contracts.
Age selected shall be based on the age of the insured person on his or her last birthday.
All premiums shown above are calculated based on basic plan and a 18-year-old non-smoking male insured person and residency in Hong Kong or Macau.
The above medical insurance products are underwritten by AXA China Region Insurance Company (Bermuda) Limited (Incorporated in Bermuda with limited liability) / AXA China Region Insurance Company Limited (collectively, the “Company”).