Each month, there are over 2,129,100 doctor consultations* in Hong Kong, costing on average HK$260 per private medical consultation. With AXA’s Medical Insurance, not only can you reimburse these charges, but also other medical bills such as surgery,treatment and hospitalization. This enables you to be prepared when faced with unexpected medical expenses. AXA VHIS series provides you comprehensive and flexible medical protection with coverage for unknown pre-existing conditions. Eligible plans under VHIS also allow policy holders to enjoy tax deductions for premiums.
Enjoy up to
12 Months' Premium Refund
AXA VHIS Series
Under the Voluntary Health Insurance Scheme (“VHIS”), AXA brings you “AXA WiseGuard Pro Medical Insurance Plan”, “AXA WiseGuard Medical Insurance Plan” and “Smart Medicare”, providing you comprehensive and flexible protection.
- Guaranteed renewal up to age 100
- No waiting period
- Coverage for local psychiatric treatment
MediEnhancer Supplement
MediEnhancer Supplement not only promises you steady guaranteed returns, but supports you in coping with ever-rising medical costs.
- Get up to 4% p.a. of guaranteed crediting interest rate
- Save extra with prepayment arrangement
- Other benefits for better protection
- Easy application without the need of medical examinations
SurgiCare Surgical Insurance Plan
Catering to your surgical needs and more, AXA’s SurgiCare Surgical Insurance Plan brings you lump-sum benefits based on four clean-cut surgical procedure levels, covering your surgical uncertainties in a straight-forward way regardless of illness definitions.
- Covers over 450 surgical procedures via four surgical procedure levels – referencing Voluntary Health Insurance Scheme (“VHIS”)’s classifications
- Lump-sum benefit whenever a surgery is needed to treat your illness
- Guaranteed renewal up to age 100
- Companion Benefit and Compassionate Death Benefit
Pink Medical Insurance Plan
Pink Medical Insurance Plan - a holistic solution that brings women’s needs into focus, providing multidimensional female protection from young adulthood to menopause. With us by your side, you can confidently devote yourself to your family, your work and be a better self.
- Regular woman check-ups and gynaecology out-patient consultations for the best protection
- Healthcare you can trust at high-quality network service providers
- Radiate beauty from inside out with a series of unique value-added services
Global Elite II Health Plan
Global Elite II Health Plan offers global medical protection and services with its options of benefit level, geographical area of cover and deductible for your choice.
- Full cover for hospitalisation and medical expenses (subject to yearly maximum and deductible option)
- Choices of benefit level, geographical area of coverage and deductible option
- No health declaration and guaranteed renewal
Smart Start Medical Insurance
Smart Start Medical Insurance reimburses the actual medical expenses up to age 100, including inpatient benefits such as room and board, surgery, hospital expenses and out-patient surgery etc.
- Reimbursement for medical expenses
- Guaranteed renewability
- No claim discount
MediPartner Health Plan
MediPartner Health Plan provides you with one-stop medical care ranging from hospitalisation and surgical benefits, pre- and post-hospitalisation benefits to additional caring benefits.
- Full cover and cashless arrangement for hospitalization and/or surgical treatment at MedPlus Service Provider
- Flexibility to receive treatment at any medical specialists or hospitals in Hong Kong and Asia subject to co-insurance
- Choices of 3 deductible options
Smart Medimoney
Smart Medimoney provides daily benefit for confinement of up to 1,000 day
- Daily Benefit
- Guaranteed renewability
- No claim discount
Cancer Therapy Insurance II and Cancer And Stroke Therapy Insurance
Cancer Therapy Insurance II and Cancer And Stroke Therapy Insurance offer comprehensive reimbursement for eligible medical expenses related to treatment of cancer and stroke.
- Substantial protection against cancer and stroke
- Fully covers a wide range of eligible medical costs incurred at different stages, from diagnosis to treatment and monitoring
- Guaranteed renewal with protection up to age 100 of the insured
Precious Mom and Child Insurance
With only one premium payment, the expectant mother can enjoy up to 3 years’ pre- and post-natal coverage for herself and the newborn.
- Pregnancy Complications Benefit for the Expectant Mother
- Congenital Illnesses Benefit for the Child
- Hospital Income Benefit for the Expectant Mother and the Child
Porta Protection
As an existing member of an AXA group medical insurance scheme, you, your dependants and immediate family can continue to enjoy peace of mind from a comprehensive medical protection that PortaProtection (“the Plan”) can provide.
- No underwriting is required and guaranteed acceptance
- Coverage for pre-existing conditions
- Lifelong protection and guaranteed renewal
Discover AXA BetterMe services & offers
AXA BetterMe** is a holistic wellness platform with a comprehensive suite of programmes and services covering physical wellness support, mental wellbeing support and disease management.
Access your personalised services under ‘My Privileges’ on Emma by AXA, and equip yourself to become stronger and more resilient, thus you can always get prepared and rise to any occasion with confidence and become a #BetterMe.
**Exclusive for Certain Eligible Policyholders
AXA launching the Customer Charter
To enable all customers to enjoy world class care at an affordable premium sustainably, we have formulated this Customer Charter to set out your Rights & Responsibilities and to achieve the best patient and customer experience.
View your policy, submit your claims and access many more services, all at your fingertips!
Emma by AXA App and Portal* is your all-in-one insurance & health services platform, making your interactions with us easier and faster. You can now have our full support anytime, anywhere to keep your life always in check.
*Exclusive to Individual Life, Medical & Investment Policyholders
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| Customer Hotline | (852) 2802 2812 |
| VHIS Hotline | (852) 2894 4758 |
| Business hour | Monday - Friday: 09:00 - 17:30 |
| Saturday: 09:00 - 13:00 | |
| Except Public Holidays |
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