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SurgiCare Surgical Insurance Plan

Standing by you for your surgical needs

SurgiCare Surgical Insurance Plan

Standing by you for your surgical needs

Enjoy up to 12 months’ premium refund* and a perpetual premium discount up to 30%#!

*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
#Discount is calculated based on the specific sum insured as at the policy application and renewal date.

Catering to your surgical needs and more, AXA’s SurgiCare Surgical Insurance Plan (“SurgiCare”) brings you lump-sum benefits based on four clean-cut surgical procedure levels1, covering your surgical uncertainties in a straight-forward way regardless of illness definitions. With SurgiCare, you can feel secured about the “what-ifs” of life.

Product Features

Covers over 450 surgical procedures via four surgical procedure levels1 – referencing VHIS’s classifications

Thoughtful, straightforward and easy to claim, SurgiCare is your perfect VHIS companion, covering over 450 surgical procedures based on four clean-cut surgical procedure levels1 - minor, intermediate, major and complex – referencing VHIS’s classifications. Let VHIS take care of hospital bills and use SurgiCare as an extra support for non-medical daily expenses or additional expenses incurred during recovery. Click here for the full list of all covered surgical procedures7.

Lump-sum benefit whenever a surgery is needed to treat your illness

Defined by the kind of surgery performed, SurgiCare is a lump-sum benefit solution dedicated to making your life as easy as possible whenever unexpected accidents or illnesses hit. From Oesophagogastroduodenoscopy (OGD) performed in a day case procedure centre, laser lithotripsy to treat bladder stone, to complex spinal fusion surgery, SurgiCare lets you claim a lump-sum payout based on four surgical procedure levels1, regardless of the definition of the illness.

Guaranteed renewal up to age 1002,3

Renewal is guaranteed up to the age of 1002,3, regardless of any change in health condition and claim history after plan enrolment. Fit for every life stage, SurgiCare also offers premiums that will not be raised due to medical inflation, making budgeting and money management a breeze.  

Companion Benefit4,6 and Compassionate Death Benefit5,6

As much as we care for you, we are concerned about your loved ones too. SurgiCare offers an extra one-off payout amounting to 5% of the sum insured to policy owner as Companion Benefit4,6 if the insured, aged 123 or below, undergoes a major surgical procedure or complex surgical procedure, and that the Major Surgical Procedure Benefit1,6 or Complex Surgical Procedure Benefit1,6 (as the case may be) becomes payable under the plan.

In the unfortunate event of death of the insured, we will pay a Compassionate Death Benefit5,6 to the designated beneficiary as an extra financial support.

 

 

Your perfect companion to VHIS plans

See how SurgiCare offers you extra protection to support additional expenses incurred during the recovery journey on top of existing medical insurance plans.

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Enjoy

3 Months' Premium Refund

VHIS Series

Under the Voluntary Health Insurance Scheme (“VHIS”), AXA brings you “AXA WiseGuard Pro Medical Insurance Plan”, “AXA WiseGuard Medical Insurance Plan” and “Smart Medicare”, providing you comprehensive and flexible protection.

  • Guaranteed renewal up to age 100
  • No waiting period
  • Coverage for local psychiatric treatment
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Contact AXA
Customer Hotline(852) 2802 2812
Business HourMonday - Friday: 09:00 - 17:30
Saturday: 09:00 - 13:00
Except Public Holidays

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Want to talk to us?
Please input correct information.
Please note our financial consultants will only be able to arrange appointment booking if you are not yet physically in HK
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Maximum 250 characters
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By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Want to talk to us?
Please input correct information.
Please note our financial consultants will only be able to arrange appointment booking if you are not yet physically in HK
Please input correct information.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.