Smart Start Medical Insurance reimburses the actual medical expenses up to age 100⁴, including inpatient benefits such as room and board, surgery, hospital expenses and out-patient surgery etc.

Our Supplementary Major Medical Benefit provides partial reimbursement of specified hospital expenses incurred in excess of those covered under Smart Start Medical Insurance.

You may combine Smart Start Medical Insurance with other optional supplements such as Smart Medimoney for even better protection.

Guaranteed annual renewal¹ of Smart Start Medical Insurance which gives you added peace of mind.

Subject to the terms and conditions of the policy contract, you may enjoy a no claim discount² upon policy anniversary.

As our valued customer, you will automatically be entitled to use the worldwide emergency assistance³ provided by AXA Assistance.