Want to talk to us?
Please input correct information.
We can only discuss insurance matters with you when you are in HK.
Please input correct information.
Please input correct information.

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Smart Start Medical Insurance

Smart Start Medical Insurance

Product Features

Reimbursement for medical expenses

Smart Start Medical Insurance(“Smart Start”) reimburses the actual medical expenses up to age 100¹, including inpatient benefits such as room and board, surgery, hospital expenses and out-patient surgery,etc.

Optional Supplementary Major Medical Benefit

Available as an optional top-up for Smart Start customers, our Supplementary Major Medical Benefit provides partial reimbursement of specified hospital expenses incurred in excess of those covered under Smart Start.

Optional extra protection

You may combine Smart Start with other optional supplements such as Smart Medimoney for even better protection.

Guaranteed renewability²

Subject to the terms and conditions of the policy contract, you will enjoy guaranteed annual renewal² of your Smart Start, giving you added peace of mind.

No claim discount³

Subject to the terms and conditions of the policy contract, you may enjoy a no claim discount³ upon policy anniversary.

Worldwide emergency assistance⁴

As our valued customer, you will automatically be entitled to use the worldwide emergency assistance⁴ provided by AXA Assistance. 

Download

You may also be interested in

NEW

Enjoy up to 4% guaranteed interest*

Prepay your medical insurance premium for a guaranteed return

Nothing is a guarantee in this world... Except when AXA comes together with Gareth. T to bring you up to 4% guaranteed crediting interest rate, the highest return in Hong Kong!

Enrol now to enjoy up to 12 months’ premium refund!

* Terms and conditions apply.

Meet our Financial Consultant via virtual appointment!

Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home. 

Meet a Consultant

Request an appointment with a financial consultant

Contact AXA
Customer Hotline(852) 2802 2812
Business hourMonday - Friday: 09:00 - 17:30
Saturday: 09:00 - 13:00
Except Public Holidays

Remarks

Disclaimer

Want to talk to us?
Please input correct information.
We can only discuss insurance matters with you when you are in HK.
Please input correct information.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Want to talk to us?
Please input correct information.
We can only discuss insurance matters with you when you are in HK.
Please input correct information.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.