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Grand Heritage II

Grand Heritage II

Life achievement and success should not be confined by time. A well-planned long-term goal helps guide you to a desirable future and build a legacy for your beloved family.

Product Features

Lifelong wealth accumulation with flexibility in cash-flow

Grand Heritage II allows you to capture and secure any market upside with the newly added feature - the terminal dividend lock-in option. Within 30 days from each policy anniversary starting from the 15th policy anniversary, you may apply¹ to transfer a certain percentage of the latest value of the terminal dividend² to your terminal dividend lock-in account. Interest may be credited on the value of the terminal dividend lock-in account at an interest rate as may be determined by the Company from time to time at its absolute discretion. The value of the terminal dividend lock-in account can be withdrawn in a lump sum³.

Lifelong protection for legacy planning

Grand Heritage II provides life protection giving you extra peace of mind throughout the benefit period. In the unfortunate event of death of the insured, the designated beneficiary will receive a death benefit.

Flexible settlement options for death benefit

To allow greater flexibility, you can choose to have the death benefit paid out in a lump sum or by regular instalments⁴.

Accessible cash with policy loans⁵

If you need access to emergency cash, you may apply for policy loans⁵ after the 1ˢᵗ policy year, subject to approval by the Company.

Conversion privilege to annuity plan

For your retirement planning purpose, starting from the 10ᵗʰ policy anniversary, you may convert the policy to any annuity plan of the Company then available, subject to the relevant requirements of such annuity plan and the Company’s approval.

Meet a Consultant

Request an appointment with a financial consultant

Contact AXA
Customer Hotline(852) 2802 2812
Business hourMonday - Friday: 09:00 - 17:30
Saturday: 09:00 - 13:00
Except Public Holidays

Remarks

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By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Want to talk to us?
Please input correct information.
Please note our financial consultants will only be able to arrange appointment booking if you are not yet physically in HK
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Maximum 250 characters
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By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.