For each premium paid in cleared funds within the first 3 policy years, once a crediting interest rate is declared at the time of receipt, such rate will be fixed and applied to that premium for the first 3 policy years
Crediting interest rate is guaranteed at not less than 2% per annum at all times
Guaranteed all policy charge rates for the same insured
Comprehensive protection including death benefit, advanced terminal illness benefit and additional accidental death benefit
Flexible premium payment arrangement
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