Historical crediting interest rates
The following table shows the historical crediting interest rates for universal life plan(s) with policies issued since 2010, and with policies inforce in the reporting year:
For Reporting Year 2025 | ||||||||||
2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
Heritage Builder Universal Life Plan | ||||||||||
Heritage Builder Universal Life Plan | 4.30% | 4.30% | 4.30% | 4.30% | 4.30% | 4.30% | 4.30% | 4.30% | 4.30% | 4.30% |
Notes:
- The crediting interest rate shown above are before any relevant policy fees and charges (e.g. cost of insurance, policy administration fees, etc.)
- The historical crediting interest rates shown above are for reference only. They relate to past history and are not indicators of future crediting interest rates.
- The prevailing crediting interest rate may change from time to time. It may be higher or lower than the historical crediting interest rates shown above.
- For the crediting interest rates applicable to your policy, please refer to the policy anniversary statement or contact your financial consultant.
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