With the increasing popularity of electronic payment, online shopping has become the new normal of people’s consumption behaviour. Industrial and Commercial Bank of China (Asia) (“ICBC (Asia)”) and AXA Hong Kong join hands to launch “ICBC AXA Mastercard Virtual Digital Credit Card” and “ICBC AXA UnionPay Dual Currency Virtual Digital Credit Card” to provide customers with a more convenient and rewarding way of spending.
Simply apply for the cards via ICBC (Asia) website (www.icbcasia.com), new customers who successfully get their card application approved are entitled to HK$50 spending credit per card. From now until 31 March 2021, new customers with an accumulative spending of HK$3,000 per card in the first two months can enjoy HK$300 cash rebate; which means for those who apply for both cards, they can earn up to HK$600 cash rebate in total. For applications referred by AXA Financial Consultants, customers can earn an additional HK$50 cash rebate per card.
In addition to the welcome offer, customers can also enjoy 1.5% cash rebate with no cap all year round on AXA insurance premium payment and other eligible spending. ICBC AXA Virtual Digital Credit Cards also offer 12-month insurance premium installment to AXA Hong Kong’s customers at monthly flat rate of 0.185%^.
^The monthly flat rate is 0.185% and the annualised percentage rate is 4.15% for 12 months. The annualised percentage rate is calculated based on the guidelines as set out in the Code of Banking Practice. The annualised percentage rate is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate of the Instalment amount.
*Terms and conditions apply. For details, please refer to www.icbcasia.com .
Reminder: To borrow or not to borrow? Borrow only if you can repay!