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Our Offers

AXA presents 3 critical illness insurance plans for you with protection ranging from basic to enhanced coverage: HealthSelect II Major Illness Insurance, LoveAssure Critical Illness Plan and LoveAssure Plus Critical Illness Plan.

The insurance plans provide protection against up to 63 major illnesses (up to age 100 of the insured), a lump sum cash benefit of up to 100% of the sum insured if the insured is diagnosed with any one of the covered major illness or a Death Benefit of 100% of the sum insured if the insured passes away.

HealthSelect II

Provide adequate critical illness protection

LoveAssure

All-round critical illness plan with continuous cancer protection and extensive support for unknown diseases.

  • Enjoy 2 months’ premium refund¹
LoveAssure Plus

All-round critical illness plan with multi-claim protection covering 59 major illnesses, plus extensive support for cancer (especially Stage III/IV cancer) and unknown diseases.

  • Enjoy 2 months’ premium refund¹

Basic Coverage

Basic Coverage

  • 62 Major Illnesses
    Including cancer, heart attack and stroke
    Providing 100% of basic sum insured as benefit
  • 28 Minor Illnesses
    Including Carcinoma-in-situ (12 of which are designed to cover insured aged under 22)
    Providing 25% of basic sum insured as benefit
  • 63 Major Illnesses
    Includes Cancer, Heart Attack, Stroke, and other major illnesses
    Provides up to 100% of basic sum insured as benefit
  • 67 Minor Illnesses
    Includes Carcinoma-in-situ, Angioplasty and other Invasive Treatments for Coronary Artery (13 illnesses are designed to cover insured persons under 22, including Autism)
    Provides up to 20% of the basic sum insured for each claim
  • Protection for unknown diseases
    Intensive Care Unit (“ICU”) stay due to any illnesses and injuries is covered under both Major Illness Benefit and Minor Illness Benefit
  • 63 Major Illnesses
    Includes Cancer, Heart Attack, Stroke, and other major illnesses
    Provides up to 100% of basic sum insured as benefit
  • 70 Minor Illnesses
    Includes Carcinoma-in-situ, Angioplasty and other Invasive Treatments for Coronary Artery (13 illnesses are designed to cover insured persons under 22, including Autism)
    Provides up to 20% of the basic sum insured for each claim
  • Protection for unknown diseases
    Intensive Care Unit (“ICU”) stay due to any illnesses and injuries is covered under both Major Illness Benefit and Minor Illness Benefit

Added Protection

Added Protection

  • Additional 50% (age 0-35) / 35% (age 36 or above) coverage for the first 10 policy years
  • Additional 50% coverage for the first major illness claim or death claim within the first 10 policy years
  • Additional 50% coverage for the first major illness claim or death claim within the first 20 policy years under First 20 Years Assure Coverage Benefit²
  • Additional 50% coverage for the first major illness claim or death claim within the first 10 policy years
  • Additional 50% coverage for the first major illness claim or death claim within the first 20 policy years under First 20 Years Assure Coverage Benefit²

Multiple Benefit

Multiple Benefit

  • Total Coverage up to 900% of Basic Sum Insured
    Multi-claim protection against Cancer, Heart Attack, Stroke and Severe Dementias
    Provides 100% of basic sum insured for each claim
  • Total Coverage up to 1300% of Basic Sum Insured
    Multi-claim protection against 59 major illnesses
    Provides 100% of basic sum insured for each claim

Continuous Cancer Protection

Continuous Cancer Protection

  • Continuous Cancer Payout Benefit³
    A continuous monthly payout of 5% of the basic sum insured³ up to 100 months for new Cancer, recurrence, or metastasis, or continuation of any preceding Cancer after 1 year from prior Cancer claim
  • Continuous Cancer Payout Benefit³
    A continuous monthly payout of 5% of the basic sum insured³ up to 100 months for new Cancer, recurrence, or metastasis, or continuation of any preceding Cancer after 1 year from prior Cancer claim
  • Stage III or IV Cancer Immediate Support with No Waiting Period
    Additional coverage - 5% of the basic sum insured for up to 11 months - starts 30 days after the relevant Major Illness Benefit for Late Stage Cancer becomes payable

Extra Dementia Protection

Extra Dementia Protection

  • Dementia Caregiver Annuity Benefit
    Provides 6% of the basic sum insured every year up to age 100 if the insured is diagnosed with Severe Dementias before age 85
  • Dementia Caregiver Annuity Benefit
    Provides 12% of the basic sum insured every year up to age 100 if the insured is diagnosed with Severe Dementias before age 85

Child Coverage

Child Coverage

  • Waiver of Premium on Death of Owner
  • Coverage for illnesses related to congenital conditions
  • Juvenile Caregiver Benefit
    Additional coverage - 5% of the basic sum insured for up to 11 months for supporting the caregivers after the Major Illness Benefit becomes payable prior to age 18 of the insured juvenile
  • Waiver of Premium on Death of Owner
  • Coverage for illnesses related to congenital conditions

Don't know what you want?

¹ Terms and conditions apply. For details of the promotion, please refer to the relevant terms and conditions stated in the AXA “Reward Booster” Programme webpage.
² Applicable if you successfully apply for designated supplements together with LoveAssure or LoveAssure Plus. Terms and conditions apply. For details of the coverage, please refer to the relevant terms and conditions in the programme flyer of “First 20 Years Assure Coverage Benefit” Programme.
³ Once Continuous Cancer Payout Benefit has been paid under the Basic Plan for any period, no multiple claims of major illness may be payable for any Cancer.

Notes:
HealthSelect II shown above refers to HealthSelect II Major Illness Plan;
LoveAssure shown above refers to LoveAssure Critical Illness Plan;
LoveAssure Plus shown above refers to LoveAssure Plus Critical Illness Plan.
The premiums shown for HealthSelect II, LoveAssure and LoveAssure Plus are calculated based on HK$500,000 basic sum insured with monthly premium payment mode.
All premium shown above are calculated based on an insured and residency in Hong Kong or Macau. The premiums calculated are for reference only and the actual amounts may be different from those illustrated. The premium is calculated with reference to a number of factors including but not limited to the age, gender, smoking habit and risk class of the insured at the time of policy issuance. Premium rates are not guaranteed and may be changed by the Company at any of the policy anniversaries.
Information on this webpage is for reference only, and not intended to be a complete description of the applicable terms and conditions. Please refer to the product brochure and policy contract for detailed terms and conditions. You should not purchase a policy based on the information on this website alone.
Age selected shall be based on the age of the insured on his or her last birthday.
The above critical illness products are underwritten by AXA China Region Insurance Company (Bermuda) Limited (Incorporated in Bermuda with limited liability) ('AXA', the 'Company' or 'we').