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Our Offers

AXA presents 3 critical illness insurance plans for you with protection ranging from basic to enhanced coverage: HealthSelect II Major Illness Insurance, TotalAssure Critical Illness Plan and TotalAssure Plus Critical Illness Plan.

The insurance plans provide protection against up to 63 major illnesses (up to age 100 of the insured), a lump sum cash benefit of up to 100% of the basic sum insured if the insured is diagnosed with any one of the covered major illness or a Death Benefit of 100% of the basic sum insured if the insured passes away.

HealthSelect II

Provide adequate critical illness protection

TotalAssure

All-round critical illness plan with continuous cancer protection and extensive support for unknown diseases.

  • Enjoy up to 5 months’ premium refund¹
TotalAssure Plus

All-round critical illness plan with multiple claims major illness benefit covering 63 major illnesses, plus extensive support for stroke, cancer (especially Stage III/IV cancer) and unknown diseases.

  • Enjoy up to 5 months’ premium refund¹

Basic Coverage

Basic Coverage

  • 62 Major Illnesses
    Including cancer, heart attack and stroke
    Providing 100% of basic sum insured as benefit
  • 28 Minor Illnesses
    Including Carcinoma-in-situ (12 of which are designed to cover insured aged under 22)
    Providing 25% of basic sum insured as benefit
  • 63 Major Illnesses
    Includes Cancer, Heart Attack, Stroke and other covered major illnesses
    Provides up to 100% of basic sum insured as benefit
  • 72 Minor Illnesses
    Includes Carcinoma-in-situ, Angioplasty and other Invasive Treatments for Coronary Artery (15 illnesses are designed to cover insured persons under 22, including Autism)
    Provides up to 20% of the basic sum insured for each claim
  • Protection for unknown diseases
    Intensive Care Unit (“ICU”) stay due to any illnesses and injuries is covered under both Major Illness Benefit and Minor Illness Benefit
  • 63 Major Illnesses
    Includes Cancer, Heart Attack, Stroke and other covered major illnesses
    Provides up to 100% of basic sum insured as benefit
  • 72 Minor Illnesses
    Includes Carcinoma-in-situ, Angioplasty and other Invasive Treatments for Coronary Artery (15 illnesses are designed to cover insured persons under 22, including Autism)
    Provides up to 20% of the basic sum insured for each claim
  • Protection for unknown diseases
    Intensive Care Unit (“ICU”) stay due to any illnesses and injuries is covered under both Major Illness Benefit and Minor Illness Benefit

Added Protection

Added Protection

  • Additional 50% (age 0-35) / 35% (age 36 or above) coverage for the first 10 policy years
  • Additional 50% coverage for the first major illness claim or death claim within the first 10 policy years under Extra Coverage Benefit
  • Additional 50% coverage for the first major illness claim or death claim within the first 20 policy years under First 20 Years TotalAssure Coverage Benefit²
  • Additional 50% coverage for the first major illness claim or death claim within the first 10 policy years under Extra Coverage Benefit
  • Additional 50% coverage for the first major illness claim or death claim within the first 20 policy years under First 20 Years TotalAssure Coverage Benefit²

Early Risk Condition Protection

Early Risk Condition Protection

  • Early Risk Defender Benefit3
    5% of the basic sum insured for each claim, subject to a maximum of 2 claims and HKD100,000/ USD12,500 per covered early risk condition  less the total amount of all benefits paid and payable in respect of the relevant Early Risk Condition in aggregate for all the policies under the same insured if insured is first diagnosed as suffering from Cardiomyopathy (Early Dilated), Colorectal Serrated Adenoma/polyp(s) and/or Precancerous Lesion of Breast, and only 1 claim is allowed for each early risk condition
  • Early Risk Defender Benefit3
    5% of the basic sum insured for each claim, subject to a maximum of 2 claims and HKD100,000/ USD12,500 per covered early risk condition  less the total amount of all benefits paid and payable in respect of the relevant Early Risk Condition in aggregate for all the policies under the same insured if insured is first diagnosed as suffering from Cardiomyopathy (Early Dilated), Colorectal Serrated Adenoma/polyp(s) and/or Precancerous Lesion of Breast, and only 1 claim is allowed for each early risk condition

Multiple Benefit

Multiple Benefit

  • Total Coverage up to 1000%4 of Basic Sum Insured
    Multiple claims major illness benefit against 59 covered major illnesses
    Provides 100% of basic sum insured for each claim
  • Total Coverage up to 1300%4 of Basic Sum Insured
    Multiple claims major illness benefit against 59 covered major illnesses
    Provides 100% of basic sum insured for each claim

Continuous Cancer Protection

Continuous Cancer Protection

  • Continuous Cancer Payout Benefit5
    A continuous monthly payout of 5% of the basic sum insured4 up to 100 months for new Cancer, recurrence, or metastasis, or continuation of any preceding Cancer from 1 year after the relevant Major Illness Benefit or Multiple Claims Major Illness Benefit for Cancer becomes payable
  • Continuous Cancer Payout Benefit5
    A continuous monthly payout of 5% of the basic sum insured4 up to 100 months for new Cancer, recurrence, or metastasis, or continuation of any preceding Cancer from 1 year after the relevant Major Illness Benefit or Multiple Claims Major Illness Benefit for Cancer becomes payable
  • Stage III or IV Cancer Immediate Support
    Additional coverage - 5% of the basic sum insured monthly for up to 11 months - starts 30 days after the relevant Major Illness Benefit for Late Stage Cancer becomes payable

Extra Dementia Protection

Extra Dementia Protection

  • Dementia Caregiver Annuity Benefit
    Provides 6% of the basic sum ]insured every year from 1 year after the relevant Major Illness Benefit or Multiple Claims Major Illness Benefit for Severe Dementia becomes payable and up to age 100 if the insured is diagnosed with Severe Dementias before age 85
  • Dementia Caregiver Annuity Benefit
    Provides 12% of the basic sum insured every year from 1 year after the relevant Major Illness Benefit or Multiple Claims Major Illness Benefit for Severe Dementia becomes payable and up to age 100 if the insured is diagnosed with Severe Dementias before age 85

Stroke Rehabilitation Coverage

Stroke Rehabilitation Coverage

  • Stroke Rehabilitation Benefit
    Additional coverage - 5% of the basic sum insured monthly for up to 11 months if the insured is first diagnosed with Stroke before age 85 - starts 30 days after the relevant Major Illness Benefit or Multiple Claims Major Illness Benefit for Stroke becomes payable

Child Coverage

Child Coverage

  • Education Special Support6
    5% of the basic sum insured up to maximum of HKD100,000 / USD12,500 less the total amount of all benefits paid and payable in respect of the relevant attendance to Special School of the Insured in aggregate for all the policies under the same insured if insured is first diagnosed unequivocally with Special Education Need and admitted to a special school due to Special Education Need, and attended for at least 1 academic year between ages 6 and 18
  • Waiver of Premium on Death of Owner
  • Coverage for illnesses related to undetected congenital conditions
  • Education Special Support6
    5% of the basic sum insured up to maximum of HKD100,000 / USD12,500 less the total amount of all benefits paid and payable in respect of the relevant attendance to Special School of the Insured in aggregate for all the policies under the same insured if insured is first diagnosed unequivocally with Special Education Need and admitted to a special school due to Special Education Need, and attended for at least 1 academic year between ages 6 and 18
  • Juvenile Caregiver Benefit
    Additional coverage - 5% of the basic sum insured for up to 11 months for supporting the caregivers after the Major Illness Benefit becomes payable prior to age 18 of the insured juvenile
  • Waiver of Premium on Death of Owner
  • Coverage for illnesses related to undetected congenital conditions

Don't know what you want?

Remarks

  1. Terms and conditions apply. For details of the promotion, please refer to the relevant terms and conditions stated in the AXA “2025 Summer Rewards" Programme webpage.
  2. Applicable if you successfully apply for designated supplements together with TotalAssure or TotalAssure Plus. Terms and conditions apply. For details of the coverage, please refer to the relevant terms and conditions in the programme flyer of “First 20 Years TotalAssure Coverage Benefit” Programme.
  3. Any diagnosis of a medical condition under an Early Risk Condition for the purpose of claiming any Early Risk Defender Benefit of the Basic Plan must fulfil the meaning together with the terms and conditions stated in the definition of that Early Risk Condition.
  4. The maximum aggregate amount of eligible claims includes benefits under Early Risk Defender Benefit, Minor Illness Benefit, Major Illness Benefit, Multiple Claims Major Illness Benefit and Continuous Cancer Payout Benefit.
  5. Once Continuous Cancer Payout Benefit has been paid under the Basic Plan for any period, no multiple claims of major illness may be payable for any Cancer.
  6. No Education Special Support will be payable if such admission to Special School of the Insured is directly or indirectly arising from or in connection with any Minor Illness or Major Illness (as the case maybe) and benefit under the policy has been paid or become payable for such Minor Illness or Major Illness (as the case maybe).

Notes:
HealthSelect II shown above refers to HealthSelect II Major Illness Plan;
TotalAssure shown above refers to TotalAssure Critical Illness Plan;
TotalAssure Plus shown above refers to TotalAssure Plus Critical Illness Plan.
The premiums shown for HealthSelect II, TotalAssure and TotalAssure Plus are calculated based on HK$500,000 basic sum insured, premium payment period of 25 years with monthly premium payment mode.
All premium shown above are calculated based on an insured and residency in Hong Kong or Macau. The premiums calculated are for reference only and the actual amounts may be different from those illustrated. The premium is calculated with reference to a number of factors including but not limited to the age, gender, smoking habit and risk class of the insured at the time of policy issuance. Premium rates are not guaranteed and may be changed by the Company at any of the policy anniversaries.
Information on this webpage is for reference only, and not intended to be a complete description of the applicable terms and conditions. Please refer to the product brochure and policy contract for detailed terms and conditions. You should not purchase a policy based on the information on this website alone.
Age selected shall be based on the age of the insured on his or her last birthday.
The above critical illness products are underwritten by AXA China Region Insurance Company (Bermuda) Limited (Incorporated in Bermuda with limited liability) ('AXA', the 'Company' or 'we')

Request a consultation with one of our agents
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Please read and agree the above terms and conditions.
Request a consultation with one of our agents
Please enter a valid name.
Any time
In the morning
Lunch time
In the afternoon
In the Evening
+852
+86
+853
We can only discuss insurance matters with you when you are in HK.
Please enter valid phone number.
Please enter correct email address.
Maximum Character is 1,000.
*Required fields

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Please read and agree the above terms and conditions.
Tell us more about yourself

Date of Birth

Mon
Tue
Wed
Thu
Fri
Sat
Sun

Gender

Male
Female

Smoking HabitYou are a smoker if you have smoked or used any tobacco or smokeless tobacco products in the last 12 months. Smoking under 18 is prohibited.

smoker
non smoker

Our Offers

AXA presents 3 critical illness insurance plans for you with protection ranging from basic to enhanced coverage: HealthSelect II Major Illness Insurance, TotalAssure Critical Illness Plan and TotalAssure Plus Critical Illness Plan.

The insurance plans provide protection against up to 63 major illnesses (up to age 100 of the insured), a lump sum cash benefit of up to 100% of the basic sum insured if the insured is diagnosed with any one of the covered major illness or a Death Benefit of 100% of the basic sum insured if the insured passes away.

HealthSelect II

Provide adequate critical illness protection

{{ Starting at /month

HKD $EssentialHealthVital }}

TotalAssure

All-round critical illness plan with continuous cancer protection and extensive support for unknown diseases.

  • Enjoy up to 5 months’ premium refund¹
{{ Starting at /month
HKD $AdvancedHealthSelect }}
TotalAssure Plus

All-round critical illness plan with multiple claims major illness benefit covering 63 major illnesses, plus extensive support for stroke, cancer (especially Stage III/IV cancer) and unknown diseases.

  • Enjoy up to 5 months’ premium refund¹
{{ Starting at /month

HKD $CritiPartnerPlus }}

Basic Coverage

Basic Coverage

  • 62 Major Illnesses
    Including cancer, heart attack and stroke
    Providing 100% of basic sum insured as benefit
  • 28 Minor Illnesses
    Including Carcinoma-in-situ (12 of which are designed to cover insured aged under 22)
    Providing 25% of basic sum insured as benefit
  • 63 Major Illnesses
    Includes Cancer, Heart Attack, Stroke and other covered major illnesses
    Provides up to 100% of basic sum insured as benefit
  • 72 Minor Illnesses
    Includes Carcinoma-in-situ, Angioplasty and other Invasive Treatments for Coronary Artery (15 illnesses are designed to cover insured persons under 22, including Autism)
    Provides up to 20% of the basic sum insured for each claim
  • Protection for unknown diseases
    Intensive Care Unit (“ICU”) stay due to any illnesses and injuries is covered under both Major Illness Benefit and Minor Illness Benefit
  • 63 Major Illnesses
    Includes Cancer, Heart Attack, Stroke and other covered major illnesses
    Provides up to 100% of basic sum insured as benefit
  • 72 Minor Illnesses
    Includes Carcinoma-in-situ, Angioplasty and other Invasive Treatments for Coronary Artery (15 illnesses are designed to cover insured persons under 22, including Autism)
    Provides up to 20% of the basic sum insured for each claim
  • Protection for unknown diseases
    Intensive Care Unit (“ICU”) stay due to any illnesses and injuries is covered under both Major Illness Benefit and Minor Illness Benefit

Added Protection

Added Protection

  • Additional 50% (age 0-35) / 35% (age 36 or above) coverage for the first 10 policy years
  • Additional 50% coverage for the first major illness claim or death claim within the first 10 policy years under Extra Coverage Benefit
  • Additional 50% coverage for the first major illness claim or death claim within the first 20 policy years under First 20 Years TotalAssure Coverage Benefit²
  • Additional 50% coverage for the first major illness claim or death claim within the first 10 policy years under Extra Coverage Benefit
  • Additional 50% coverage for the first major illness claim or death claim within the first 20 policy years under First 20 Years TotalAssure Coverage Benefit²

Early Risk Condition Protection

Early Risk Condition Protection

  • Early Risk Defender Benefit3
    5% of the basic sum insured for each claim, subject to a maximum of 2 claims and HKD100,000/ USD12,500 per covered early risk condition  less the total amount of all benefits paid and payable in respect of the relevant Early Risk Condition in aggregate for all the policies under the same insured if insured is first diagnosed as suffering from Cardiomyopathy (Early Dilated), Colorectal Serrated Adenoma/polyp(s) and/or Precancerous Lesion of Breast, and only 1 claim is allowed for each early risk condition
  • Early Risk Defender Benefit3
    5% of the basic sum insured for each claim, subject to a maximum of 2 claims and HKD100,000/ USD12,500 per covered early risk condition  less the total amount of all benefits paid and payable in respect of the relevant Early Risk Condition in aggregate for all the policies under the same insured if insured is first diagnosed as suffering from Cardiomyopathy (Early Dilated), Colorectal Serrated Adenoma/polyp(s) and/or Precancerous Lesion of Breast, and only 1 claim is allowed for each early risk condition

Multiple Benefit

Multiple Benefit

  • Total Coverage up to 1000%4 of Basic Sum Insured
    Multiple claims major illness benefit against 59 covered major illnesses
    Provides 100% of basic sum insured for each claim
  • Total Coverage up to 1300%4 of Basic Sum Insured
    Multiple claims major illness benefit against 59 covered major illnesses
    Provides 100% of basic sum insured for each claim

Continuous Cancer Protection

Continuous Cancer Protection

  • Continuous Cancer Payout Benefit5
    A continuous monthly payout of 5% of the basic sum insured4 up to 100 months for new Cancer, recurrence, or metastasis, or continuation of any preceding Cancer from 1 year after the relevant Major Illness Benefit or Multiple Claims Major Illness Benefit for Cancer becomes payable
  • Continuous Cancer Payout Benefit5
    A continuous monthly payout of 5% of the basic sum insured4 up to 100 months for new Cancer, recurrence, or metastasis, or continuation of any preceding Cancer from 1 year after the relevant Major Illness Benefit or Multiple Claims Major Illness Benefit for Cancer becomes payable
  • Stage III or IV Cancer Immediate Support
    Additional coverage - 5% of the basic sum insured monthly for up to 11 months - starts 30 days after the relevant Major Illness Benefit for Late Stage Cancer becomes payable

Extra Dementia Protection

Extra Dementia Protection

  • Dementia Caregiver Annuity Benefit
    Provides 6% of the basic sum ]insured every year from 1 year after the relevant Major Illness Benefit or Multiple Claims Major Illness Benefit for Severe Dementia becomes payable and up to age 100 if the insured is diagnosed with Severe Dementias before age 85
  • Dementia Caregiver Annuity Benefit
    Provides 12% of the basic sum insured every year from 1 year after the relevant Major Illness Benefit or Multiple Claims Major Illness Benefit for Severe Dementia becomes payable and up to age 100 if the insured is diagnosed with Severe Dementias before age 85

Stroke Rehabilitation Coverage

Stroke Rehabilitation Coverage

  • Stroke Rehabilitation Benefit
    Additional coverage - 5% of the basic sum insured monthly for up to 11 months if the insured is first diagnosed with Stroke before age 85 - starts 30 days after the relevant Major Illness Benefit or Multiple Claims Major Illness Benefit for Stroke becomes payable

Child Coverage

Child Coverage

  • Education Special Support6
    5% of the basic sum insured up to maximum of HKD100,000 / USD12,500 less the total amount of all benefits paid and payable in respect of the relevant attendance to Special School of the Insured in aggregate for all the policies under the same insured if insured is first diagnosed unequivocally with Special Education Need and admitted to a special school due to Special Education Need, and attended for at least 1 academic year between ages 6 and 18
  • Waiver of Premium on Death of Owner
  • Coverage for illnesses related to undetected congenital conditions
  • Education Special Support6
    5% of the basic sum insured up to maximum of HKD100,000 / USD12,500 less the total amount of all benefits paid and payable in respect of the relevant attendance to Special School of the Insured in aggregate for all the policies under the same insured if insured is first diagnosed unequivocally with Special Education Need and admitted to a special school due to Special Education Need, and attended for at least 1 academic year between ages 6 and 18
  • Juvenile Caregiver Benefit
    Additional coverage - 5% of the basic sum insured for up to 11 months for supporting the caregivers after the Major Illness Benefit becomes payable prior to age 18 of the insured juvenile
  • Waiver of Premium on Death of Owner
  • Coverage for illnesses related to undetected congenital conditions

Don't know what you want?

Remarks

  1. Terms and conditions apply. For details of the promotion, please refer to the relevant terms and conditions stated in the AXA “2025 Summer Rewards" Programme webpage.
  2. Applicable if you successfully apply for designated supplements together with TotalAssure or TotalAssure Plus. Terms and conditions apply. For details of the coverage, please refer to the relevant terms and conditions in the programme flyer of “First 20 Years TotalAssure Coverage Benefit” Programme.
  3. Any diagnosis of a medical condition under an Early Risk Condition for the purpose of claiming any Early Risk Defender Benefit of the Basic Plan must fulfil the meaning together with the terms and conditions stated in the definition of that Early Risk Condition.
  4. The maximum aggregate amount of eligible claims includes benefits under Early Risk Defender Benefit, Minor Illness Benefit, Major Illness Benefit, Multiple Claims Major Illness Benefit and Continuous Cancer Payout Benefit.
  5. Once Continuous Cancer Payout Benefit has been paid under the Basic Plan for any period, no multiple claims of major illness may be payable for any Cancer.
  6. No Education Special Support will be payable if such admission to Special School of the Insured is directly or indirectly arising from or in connection with any Minor Illness or Major Illness (as the case maybe) and benefit under the policy has been paid or become payable for such Minor Illness or Major Illness (as the case maybe).

Notes:
HealthSelect II shown above refers to HealthSelect II Major Illness Plan;
TotalAssure shown above refers to TotalAssure Critical Illness Plan;
TotalAssure Plus shown above refers to TotalAssure Plus Critical Illness Plan.
The premiums shown for HealthSelect II, TotalAssure and TotalAssure Plus are calculated based on HK$500,000 basic sum insured, premium payment period of 25 years with monthly premium payment mode.
All premium shown above are calculated based on an insured and residency in Hong Kong or Macau. The premiums calculated are for reference only and the actual amounts may be different from those illustrated. The premium is calculated with reference to a number of factors including but not limited to the age, gender, smoking habit and risk class of the insured at the time of policy issuance. Premium rates are not guaranteed and may be changed by the Company at any of the policy anniversaries.
Information on this webpage is for reference only, and not intended to be a complete description of the applicable terms and conditions. Please refer to the product brochure and policy contract for detailed terms and conditions. You should not purchase a policy based on the information on this website alone.
Age selected shall be based on the age of the insured on his or her last birthday.
The above critical illness products are underwritten by AXA China Region Insurance Company (Bermuda) Limited (Incorporated in Bermuda with limited liability) ('AXA', the 'Company' or 'we')