Covers your liabilities as an employer under the Employees' Compensation Ordinance and at Common Law.

We will compensate for accidental loss or damage to your office contents as well as computer equipment, systems and data media.

Your legal liability to third parties is covered up to $10,000,000.

Get reimbursed for loss of cash, cheques, money orders and more through theft or a mishap - fraud or dishonesty by employee included.

We will pay a lump-sum in the event of accidental death or permanent total disablement.

In case of an extended period of business interruption, you can get up to $1,000,000 for additional expenses.

We cover accidental breakage of fixed glass and glass windows in your office, including temporary boarding from such damage.

Shortage due to errors or omissions, loss or damage due to war, terrorism, kindred risks and government acts, pollution, contamination, IT/Cyber Risk, Communicable Disease. Please refer to the policy for complete details.