SmartPlan Office

Your business continuity is important to us. At AXA we will cover your legal obligations and risks to keep your business running when the unexpected happens, allowing you to focus on growing your business.

Features:

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Employees' Compensation

Covers your liabilities as an employer under the Employees' Compensation Ordinance and at Common Law.

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Office Contents and Computer

We will compensate for accidental loss or damage to your office contents as well as computer equipment, systems and data media.

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Public Liability

Your legal liability to third parties is covered up to $10,000,000.

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Loss of Money

Get reimbursed for loss of cash, cheques, money orders and more through theft or a mishap - fraud or dishonesty by employee included.

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Personal Accident by Robbery

We will pay a lump-sum in the event of accidental death or permanent total disablement.

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Business Interruption

In case of an extended period of business interruption, you can get up to $1,000,000 for additional expenses.

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Glass Breakage

We cover accidental breakage of fixed glass and glass windows in your office, including temporary boarding from such damage.

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Major Exclusions

Shortage due to errors or omissions, loss or damage due to war, terrorism, kindred risks and government acts, pollution, contamination, IT/Cyber Risk. Please refer to the policy for complete details.

get covered today

Did you know?

87%
of SME respondents

do not have office insurance, remaining exposed to theft, liability and property damage risks**

>5
million HKD

paid in 2016 to support our SmartPlan Shop customers at difficult times*

3-Day
Swift Claim

Service Promise***

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MPF - Mandatory Provident Fund

Remarks

* Full year 2016 figure and excludes payment pertinent to third party liability section - Property & Casualty Claims Department, AXA China Region Insurance Company (Bermuda) Limited & AXA General Insurance Hong Kong Limited.

** AXA SME Research Study, 2016 - 503 respondents who are principal decision makers on commercial insurance for small to medium enterprises with up to 49 employees were surveyed between July and August 2016

*** Applies to SME property claims. Learn about our Swift Claim Service Promise.

All amounts are in Hong Kong Dollars.

Information on this webpage is for reference only, and not intended to be a complete description of the applicable terms and conditions. Please refer to our Policy to understand the terms and conditions of all the benefits and exclusions.

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