SmartPlan Shop

We know you’ve invested a lot of time and effort in your business so we’ve come up with the perfect plan to protect you, so you can keep the wheels turning and focus on progress.

Features:

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Stock and Content

We will compensate for loss or damage to your company stock and content, including equipment, computer records and other goods.

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Money Loss

Get covered if you lose cash, cheques, money orders and more through theft or a mishap - counterfeit money (HKD only) included.

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Public Liability

If your customers get hurt we will provide the coverage you need, and cover your legal liability to third parties in other circumstances too.

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Employees' Compensation

Covers your liabilities as an employer under the Employees' Compensation Ordinance and at Common Law.

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Business Interruption

We will cover you in case an incident disrupts your business for an extended period of time.

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Personal Accident by Robbery

We will pay a lump-sum in the event of accidental death or permanent total disablement.

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Glass and Signboard Damage

We cover accidental breakage of fixed glass, glass windows and fixed signboards of your shop, including temporary boarding from such damage.

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Major Exclusions

Shortage due to errors or omissions, loss or damage due to war, terrorism, kindred risks and government acts, pollution, contamination, IT/Cyber Risk. Please refer to the policy for complete details.

get covered today

Did you know?

90%
of SME respondents

do not have shop insurance, remaining exposed to theft, liability and property damage risks**

>10
million HKD

paid in 2016 to support our SmartPlan Shop customers at difficult times*

3-Day
Swift Claim

Service Promise ***

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MPF - Mandatory Provident Fund

Remarks

Full year 2016 figure and excludes payment pertinent to third party liability section - Property & Casualty Claims Department, AXA China Region Insurance Company (Bermuda) Limited & AXA General Insurance Hong Kong Limited.

** AXA SME Research Study, 2016 - 503 respondents who are principal decision makers on commercial insurance for small to medium enterprises with up to 49 employees were surveyed between July and August 2016

*** Applies to SME property claims. Learn about our Swift Claim Service Promise.

All amounts are in Hong Kong Dollars.

Information on this webpage is for reference only, and not intended to be a complete description of the applicable terms and conditions. Please refer to our Policy to understand the terms and conditions of all the benefits and exclusions.

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