We will compensate for loss or damage to your company stock and content, including equipment, computer records and other goods.

Get covered if you lose cash, cheques, money orders and more through theft or a mishap - counterfeit money (HKD only) included.

If your customers get hurt we will provide the coverage you need, and cover your legal liability to third parties in other circumstances too.

Covers your liabilities as an employer under the Employees' Compensation Ordinance and at Common Law.

We will cover you in case an incident disrupts your business for an extended period of time.

We will pay a lump-sum in the event of accidental death or permanent total disablement.

We cover accidental breakage of fixed glass, glass windows and fixed signboards of your shop, including temporary boarding from such damage.

Shortage due to errors or omissions, loss or damage due to war, terrorism, kindred risks and government acts, pollution, contamination, IT/Cyber Risk. Please refer to the policy for complete details.