Featuring Three Currencies in One Card with Multiple Spending Rewards
Bringing a new flexible financial experience to customers in Guangdong, Hong Kong and Macau

As a life partner of its customers, AXA is committed to satisfying their different needs. As AXA Macau marks the 30th anniversary of its opening in Macau, it today announces its partnership with Luso International Banking Ltd. (‘LIB’) to launch the ‘AXA Co-branded Credit Card’. This co-branded credit card features three currency settlement accounts, along with multiple spending rewards and welcome offers, providing unprecedented convenience and spending experiences to customers in the Guangdong, Hong Kong and Macau areas.

‘As AXA commemorates its 30th anniversary in Macau, we are fully committed to providing comprehensive and all-round insurance services to our customers. Last year, AXA expanded its business in Macau, including opening a new office in the Praia Grande Bay area, introducing innovative insurance technologies and offering digitalised products and services. AXA Macau is actively expanding its sales team to meet the rising demands of the Macau insurance market. We are pleased to collaborate with LIB and become its first insurance partner to launch the Co-branded Credit Card, thus providing a new cross-regional spending and financial management solution for customers who often travel between Guangdong, Hong Kong and Macau. To celebrate AXA Macau’s 30th anniversary, we will launch a series of promotions. Other than the collaboration and launching of “AXA Co-branded Credit Card” with LIB, we will launch a large scale digital campaign to giveaway more than 3,000 prizes. Also, AXA Macau will offer 300 travel coupons valued at MOP 50 each to our loyal customers to appreciate their continuous support,’ said Ms. Sally Wan, Chief Executive Officer of AXA Hong Kong and Macau.

One card with great flexibility | Overseas traveling and spending with peace of mind
As the economic ties linking Guangdong, Hong Kong and Macau have become increasingly closer in recent years, many Hong Kong and Macau residents need to travel frequently within these areas. The ‘AXA Co-branded Credit Card’ features settlement accounts for MOP, CNY and HKD. Transactions in Macau and overseas will be settled in MOP. Transactions conducted in mainland China will be settled in CNY, while transactions conducted in Hong Kong will be settled in HKD. This feature enables cardholder(s) to save currency conversion costs and enjoy greater flexibility to settle payments while traveling abroad. The relevant transactions will be shown on the consolidated account statement, allowing customers to review their spending history and settle payments easily and conveniently. In addition, the ‘AXA Co-branded Credit Card’ offers a ‘Pin Transaction’ function. Each transaction by the co-branded credit card requires dual transaction authentication with ‘password’ and ‘signature’ to better protect card users.

Exclusive spending rewards
In order to facilitate spending in Macau and overseas, cardholder(s) who settle payments with the ‘AXA Co-branded Credit Card’ in Hong Kong, mainland China and overseas areas will enjoy the privilege of having the cross-border fee waived for overseas spending and receive preferential exchange rates. For daily spending or overdraft using the card, 1.5-times bonus point rewards will be offered year-round, whereby every one dollar on spending or overdraft will entitle the cardholder to 1.5 bonus points, excluding the payment of the AXA insurance premium.

‘Luso International Banking Ltd. has followed its philosophy of “Rooted in Macau, Serving Macau” in the past 45 years , continuously providing convenient and high-quality services to Macau customers through product innovation and service upgrades. LIB and AXA have jointly launched a co-branded credit card to better serve customers from both companies, and have also established a good foundation for further cooperation between the two parties. In the future, we will make the most of this relationship, leverage on customer resources, expand business opportunities and aim to provide satisfactory services together to meet the growing demand by customers for financial services,’ said Mr. Raymond Chan, Executive Director & Deputy General Manager of Luso International Banking Ltd.

Celebrate AXA Macau's 30th anniversary | Enjoy exclusive welcome offers
In celebration of AXA Macau’s 30th anniversary, cardholder(s) who apply now for the ‘AXA co-branded Credit Card' can enjoy the following welcome offers:

1. New cardholder(s) who spend an accumulated MOP 3,000 or above within the first 2 months after the card is issued will receive a free limited edition of AXA Macau Pass (including MOP 200 deposit value) and a MOP 500 AXA Premium Coupon.
2. Cardholder(s) will receive a MOP 50 cash rebate upon linking LIB account of savings or current account for ATM use and registration of Auto-pay for Credit Card Payment Service with the ‘AXA Co-branded Credit Card’.
3. Cardholder(s) whose accumulated spending of a designated amount per annum (from 1st January to 31st December) are entitled to enjoy airport lounge access privileges in the following year: