Wealth transfer is not reserved for the rich. Every family, regardless of the size of their assets, has something worth passing on — whether it’s an education fund for children, financial protection for loved ones, or even family values handed down through generations. Today, I, Daniel Lau, will walk you through three key wealth transfer tools, their pros and cons, and practical ways to build a legacy plan that works for your family.

Whether it's daily essentials or monthly utility bills, costs are constantly rising. Inflation directly increases our living expenses, making saving significantly more difficult even with a stable income. In the long term, if inflation continues to rise sharply, outpacing wage growth, it will erode purchasing power and investment returns. This makes it impossible for us to keep up with price increases, and wealth accumulation becomes more challenging. Today, let's understand the Consumer Price Index and the important implications behind it, to help build a stable future for your family.

To strengthen Hong Kong's position as a hub for talent and capital and to promote high-quality development, the government relaunched the ‘New Capital Investment Entrant Scheme’ (CIES) in March 2024. This initiative aims to attract more talent and new capital to Hong Kong. Let me walk you through the features of the scheme, latest updates for the application eligibility, procedures, and investment thresholds!