[Family financial management methods] Understanding the Consumer Price Index: How to deploy short, medium, and long-term family financial plans to combat inflation?
Whether it's daily essentials or monthly utility bills, costs are constantly rising. Inflation directly increases our living expenses, making saving significantly more difficult even with a stable income. In the long term, if inflation continues to rise sharply, outpacing wage growth, it will erode purchasing power and investment returns. This makes it impossible for us to keep up with price increases, and wealth accumulation becomes more challenging. Today, let's understand the Consumer Price Index and the important implications behind it, to help build a stable future for your family.
[Finance Wiz@Daniel] Comprehensive look at the New Capital Investment Entrant Scheme (CIES) (2025 update)!
To strengthen Hong Kong's position as a hub for talent and capital and to promote high-quality development, the government relaunched the ‘New Capital Investment Entrant Scheme’ (CIES) in March 2024. This initiative aims to attract more talent and new capital to Hong Kong. Let me walk you through the features of the scheme, latest updates for the application eligibility, procedures, and investment thresholds!
[Finance Wiz@Daniel] How to extend the period of high interest on your savings?
Recently, I had a chat with some young people who have just started their journey in society, and they shared their life goals with me. Some want to buy a property early, some want to settle down and start a family, while others want to pursue their dream of studying abroad. Although everyone has a different vision for the future, they are actively saving to achieve them. In this article, I will go into detail how to earn interests beyond fixed deposits and extend the period of high interest on savings.
[Finance Wiz @Daniel] What is IRR (Internal Rate of Return)? Is it important to consider IRR when purchasing a savings insurance policy?
You may have heard of ROI (Return on Investment), but might be unfamiliar with IRR (Internal Rate of Return). Both are indicators used to calculate returns, but what is the basic concept of IRR? How does it differ from ROI? How is it calculated? Today, let me explore this indicator with you and help you understand the actual value of your insurance policy!
[Finance Wiz@Daniel] How to extend the period of high interest on your savings?
Recently, I had a chat with some young people who have just started their journey in society, and they shared their life goals with me. Some want to buy a property early, some want to settle down and start a family, while others want to pursue their dream of studying abroad. Although everyone has a different vision for the future, they are actively saving to achieve them. In this article, I will go into detail how to earn interests beyond fixed deposits and extend the period of high interest on savings.
A win-win solution for career and family: Navigating the dual pressures
In the contemporary professional landscape, particularly for those aged 30 and above, numerous challenges arise, and one prominent hurdle is finding an equilibrium between career aspirations and family commitments. This age bracket often signifies a pivotal phase in career progression coupled with an increase in familial responsibilities such as marriage and childcare. For those seeking a harmonious blend between career ambitions and family obligations, especially in their 30s, considering savings insurance emerges as a prudent strategy.
[Finance Wiz@Daniel] Asset allocation in 2023
In view of last year’s dreary market, everyone may have the same question: can investors see the rainbow after the storm in 2023? In this article, I will analyse in detail based on various pieces of historical data and look into the investment opportunities and risks ahead.
[Finance Wiz@Daniel] Surprise tactics to build wealth steadily in a volatile market
Most Hong Kong people work hard to accumulate wealth for a carefree retired life with their better half, whereas parents would do and give their best to protect their children’s future. Nevertheless, life is full of uncertainties and the economic environment has been fluctuating due to political, pandemic and various other issues. For these reasons, many of us look for low-risk wealth management solutions to hedge against market volatility and maintain long-term wealth growth.
Follow AXA
