The graph below is for illustrative purpose only and is based on a premium payment term of 6 years and an accumulation period of 18 years.

View Graph

The graph on the left which also assumes that all premiums are paid in full when due and as planned, and no benefits or withdrawals have been paid before or becomes payable. It is not drawn to scale nor is it a projection of policy value¹. You will be entitled to:

• a guaranteed cash payment and a special cash payment at the end of the accumulation period
• a cash value which is payable upon policy surrender or at policy maturity
• a non-guaranteed terminal dividend³ which may be payable on the death of insured, upon policy surrender or at policy maturity after the policy has been in force for 3 years

Flexi Account:

• Capital protected
• Interest may be offered on the value of this account
• Enhance cash liquidity

Growth Account:

• May earn even higher long-term potential return than the Flexi Account
• Growth account lock-in option⁴

Flexi Power Saver goes the extra mile and gives you extra flexibility to accumulate your wealth across generations.

• The policy will last up to age 138⁵ of the latest insured
• The change of insured of the policy is up to a maximum of 3 times subject to the prevailing administrative rules of the change of insured option⁶
• The change of insured will not affect the values under the policy

Should the worst ever happen to the insured, Flexi Power Saver provides death benefit to the designated beneficiary.

To allow greater flexibility, we can pay the death benefit in a lump sum or regular instalments at your own choice. If you choose the payment by instalments option, the death benefit will be paid at such regular intervals over a specified period of time to be agreed by the Company, with interest accrued on the balance of death benefit yet to be paid. The current interest rate is 2% p.a., which is non-guaranteed and may be changed by the Company from time to time at our sole discretion.

For Suicide exclusion, please refer to the Important Information section in the product brochure for Flexi Power Saver.

Note: Please refer to the product brochure for more details of Flexi Power Saver.