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Flexi Power Saver

Flexi Power Saver

There are certain milestones that are worth celebrating in life and may come with large expenses, such as marriage, children’s education, and retirement. Life, however, is all about changes especially in this ever-changing world. In order to respond to uncertainties comfortably and prepare for the planned events in different stages of life, you need your savings strategy to be well designed, flexible and comprehensive.

AXA is proud to be awarded the “Best Saving Product” 'by iMoney Insurance Excellence Awards 2019.

Product Features

Significant cash payment plus potential returns

The graph below is for illustrative purpose only and is based on a premium payment term of 6 years and an accumulation period of 18 years.

View Graph

The graph on the left which also assumes that all premiums are paid in full when due and as planned, and no benefits or withdrawals have been paid before or becomes payable. It is not drawn to scale nor is it a projection of policy value¹. You will be entitled to:

  • a guaranteed cash payment and a special cash payment at the end of the accumulation period
  • a cash value which is payable upon policy surrender or at policy maturity
  • a non-guaranteed terminal dividend³ which may be payable on the death of insured, upon policy surrender or at policy maturity after the policy has been in force for 3 years
Highlights of Flexi Account and Growth Account

Flexi Account:

  • Capital protected
  • Interest may be offered on the value of this account
  • Enhance cash liquidity

Growth Account:

  • May earn even higher long-term potential return than the Flexi Account
  • Growth account lock-in option⁴
Wealth accumulation for next generations

Flexi Power Saver goes the extra mile and gives you extra flexibility to accumulate your wealth across generations.

  • The policy will last up to age 138⁵ of the latest insured
  • The change of insured of the policy is up to a maximum of 3 times subject to the prevailing administrative rules of the change of insured option⁶
  • The change of insured will not affect the values under the policy
Life protection to protect yourself and the loved ones

Should the worst ever happen to the insured, Flexi Power Saver provides death benefit to the designated beneficiary.

To allow greater flexibility, we can pay the death benefit in a lump sum or regular instalments at your own choice. If you choose the payment by instalments option, the death benefit will be paid at such regular intervals over a specified period of time to be agreed by the Company, with interest accrued on the balance of death benefit yet to be paid. The current interest rate is 2% p.a., which is non-guaranteed and may be changed by the Company from time to time at our sole discretion.

For Suicide exclusion, please refer to the Important Information section in the product brochure for Flexi Power Saver.

Note: Please refer to the product brochure for more details of Flexi Power Saver.

Let’s see how Flexi Power Saver works in different stages of your life.

Accident Protector First 3 Years Free Supplement

If you successfully apply for Flexi Power Saver, you may have the option to apply for the Accident Protector First 3 Years Free Supplement which provides accident protection up to HKD500,000 with the first three years' premium waived*.

* Only applicable to Flexi Power Saver with premium payment term of 6 years or 12 years and terms and conditions apply

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Customer Hotline(852) 2802 2812

Business hour
Monday - Friday: 09:00 - 17:30
Saturday: 09:00 - 13:00
Except Public Holidays

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By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Want to talk to us?
Please input correct information.
Please note our financial consultants will only be able to arrange appointment booking if you are not yet physically in HK
Please input correct information.
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By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.