【Limited time offer】
Apply and enjoy up to 24% premium refund#
Enjoy up to 4.5% p.a. guaranteed preferential interest rate on prepaid premiums#
#Terms and conditions of this promotion apply. For details, please refer to the below promotion leaflet.
Who should choose FortuneXtra Savings Plan?
Living in a transitional era with an ever-growing need to travel, work, study, and even retire across borders, people readily exposed to changes are often required to fine-tune and adjust to new, global financial goals.
Offering multiple currencies conversion, lock-in policy value and the ability to divide policy, FortuneXtra Savings Plan (“FortuneXtra”) not only helps global-minded individuals and families boost returns and seize global opportunities, but also manages wealth and builds legacy across generations.
FortuneXtra has received various awards and accolades, including:
FortuneXtra’s Key Advantages
- Choose from up to 9 policy currencies and convert the policy currencies for an unlimited number of times1, in part or in full, to meet your evolving needs
- Divide your policy into multiple separate policies to adapt to evolving financial goals
- 【First in the market2】 Dual currency accounts unlock your global savings potential
- Achieve ambitious goals with competitive potential returns
- Capture gains with Policy Value Lock-in Option without restrictive aggregate lock-in rate limit
- Flexible and comprehensive tools for uninterrupted legacy planning
See how FortuneXtra can help you better adapt to a changing future
Thinking about investing in a new property abroad? Hoping to retire early? Or better still, live all over the world? A survey commissioned by AXA showed that achieving your new life goals may require over HKD4 millions in average!
We tend to believe that we should live our lives following a fixed plan, however the truth is we should have a plan that can adapt to life’s many changes. Explore how FortuneXtra helps make your wealth planning more stable, flexible and secure.
How FortuneXtra works?
Take a look at the sample case of Tim (age 30) to see how FortuneXtra empowers him to unlock the future’s full potential through comprehensive financial and legacy planning.
Background:
Tim recently became a father and is set to move to Shanghai to accept his promotion. To prepare his family for a new future with plenty of unknowns, Tim requires a policy that can give him all-round flexibility with financial planning. He knows FortuneXtra can help.
- Policy owner: Tim (age 30)
- Initial insured3 of the policy: Tim’s daughter, Jennifer (age 0)
- Premium payment term: 5 years
- Annual premium: RMB240,000
Starting at HKD 1,549/month4 only
(5-year pay)
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Remarks
Disclaimer
Reward 3E - Max Wealth Insurance Plan (Lump Sum Payment) – Guaranteed Preferential Interest Rate
Reward 3E of the Promotion provides customers an offer of guaranteed preferential interest rate of 4.5% per annum△ on the prepaid amount for the 1st policy year.
To enjoy this offer, simply opt for lump sum payment arrangement and pay a lump sum payment with levy at the time of application of your Max Wealth Insurance Plan. The lump sum payment with levy to be applied as follows:
(i) pay for annual premium of the 1st policy year and the corresponding levy; and
(ii) deposit fund in advance into the future premium deposit account for premium payment of the 2nd policy year (“Prepaid Amount”) and the corresponding levy. The Prepaid Amount will accumulate interest in the 1st policy year at a guaranteed preferential interest rate of 4.5% per annum in the future premium deposit account. At the end of the 1st policy year, the interest accrued will be credited to the future premium deposit account, and the Prepaid Amount and its accrued interest will be equal to the annual premium of the 2nd policy year and will be automatically deducted from the future premium deposit account to settle the annual premium for the 2nd policy year and the corresponding levy when due.
Table 3E
Max Wealth Insurance Plan (Lump Sum Payment) – Guaranteed Preferential Interest Rate | |
Designated Basic Plan | |
Designated Basic Plan | Max Wealth Insurance Plan ^ |
Guaranteed Preferential Interest Rate on the Prepaid Amount in the 1st Policy Year | |
Guaranteed Preferential Interest Rate on the Prepaid Amount in the 1st Policy Year | 4.5% per annum△,10 |
△The guaranteed preferential interest rate of 4.5% per annum is applicable to the Prepaid Amount only.
^ Only applicable to Max Wealth Insurance Plan with the Lump Sum Payment arrangement selected.
10. For details of Reward 3E, please refer to the section of Reward 3E of the Terms and Conditions stated in the promotion leaflet.
Max Goal II Insurance Plan Premium Discount
Table 3F
Max Goal II Insurance Plan Premium Discount | ||||||||
Designated Basic Plan | ||||||||
Designated Basic Plan | Designated Basic Plan | Max Goal II Insurance Plan | ||||||
Single Premium of Designated Basic Plan | ||||||||
Single Premium of Designated Basic Plan | Single Premium of Designated Basic Plan | Premium Discount Percentage on Each Eligible Basic Plan of Reward 3F# (% of Single Premium of Eligible Basic Plan of Reward 3F) | ||||||
Below USD500,000 | ||||||||
Below USD500,000 | Below RMB3,250,000 | Below HKD4,000,000 | 1%11 | |||||
USD500,000 - USD999,999 | ||||||||
USD500,000 - USD999,999 | RMB3,250,000– RMB6,499,999 | HKD4,000,000– HKD7,999,999 | 2%11 | |||||
USD1,000,000 or above | ||||||||
USD1,000,000 or above | RMB6,500,000 or above | HKD8,000,000 or above | 3%11 | |||||
11. For details of Reward 3F, please refer to the section of Reward 3F of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 3C – Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan – Premium Refund
During the Promotion Period, if customer successfully submits application for a basic plan of Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan, customer may be entitled to premium refund on future premium(s).
Table 3C
Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan Premium Refund | |||||
Designated Basic Plans | |||||
Designated Basic Plans | Designated Basic Plans | Wealth Advance Savings Series II – Ultimate | Wealth Ultra Savings Plan | ||
Premium Payment Term | |||||
Premium Payment Term | Premium Payment Term | 5 years | 10 years | 8 years | |
Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | |||||
Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | USD5,000 or above | |||
Premium Refund Percentage on Each Eligible Policy of Reward 3C# (% of the total AFYP of Eligible Policy of Reward 3C) | |||||
Premium Refund Percentage on Each Eligible Policy of Reward 3C# (% of the total AFYP of Eligible Policy of Reward 3C) | Premium Refund Percentage on Each Eligible Policy of Reward 3C# (% of the total AFYP of Eligible Policy of Reward 3C) | 5%8 | 10%8 | 7%8 | |
8. For details of Reward 3C, please refer to the section of reward 3C of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 2A – Designated Critical Illness Products Premium Refund
Table 2A
Designated Critical Illness Products Premium Refund | ||||||
Basic Premium Refund of Reward 2A | ||||||
Basic Premium Refund of Reward 2A | Basic Premium Refund of Reward 2A | |||||
Basic Premium Refund of Reward 2A | ||||||
Basic Premium Refund of Reward 2A | Designated Basic Plans | - TotalAssure Critical Illness Plan - TotalAssure Critical Illness Plan – Baby Pro - TotalAssure Plus Critical Illness Plan - TotalAssure Plus Critical Illness Plan – Baby Pro | ||||
Basic Premium Refund of Reward 2A | ||||||
Basic Premium Refund of Reward 2A | Premium Payment Term | 10 years | 15 years | 20 years | 25 years | |
Basic Premium Refund of Reward 2A | ||||||
Basic Premium Refund of Reward 2A | Premium Refund on Each Eligible Basic Plan of Reward 2A# | 2 months5 | 2 months5 | 3 months5 | 3 months5 | |
5. For details of Reward 2A, please refer to the section of Reward 2A of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
“Winner of the Most Innovative Product/Service Award – Wealth” from The Hong Kong Federation of Insurers’ “The Hong Kong Insurance Awards 2024 ”
“Saving Plan - Outstanding” from Bloomberg Businessweek’s “Financial Institution Awards 2024”
“Excellent Brand of Savings Insurance” from Metro Finance’s “Hong Kong Leaders' Choice 2024”
“Outstanding Savings Product Award” from Metro Finance’s “GBA Insurance Awards 2024– Hong Kong & Macau Region”
FortuneXtra Savings Plan - Survey Video
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