Fulfilment ratios and total value ratios of AXA’s participating plans

Explore AXA's range of participating insurance plans tailored to meet your financial goals. We are committed to transparency in line with the requirements of the Insurance Authority in Hong Kong, providing clear insights into the actual performance of the non-guaranteed benefits through the fulfilment ratio. Additionally, our total value ratio offers a clear holistic view of the actual performance of the policy value with both guaranteed and non-guaranteed benefits considered, empowering you to confidently secure your financial future.

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2023 reporting year’s performance

Critical Illness Protection
Life Protection and Savings - Protection Oriented
Life Protection and Savings - Savings Oriented
Retirement Annuity

Frequently Asked Questions

What is the total value ratio?

Why is there no total value ratio for my plan?

Why does my plan have total value ratio but not fulfilment ratio for a particular policy year?

Why do the total value ratios shown here differ from my policy?