IncomeEnrich Deferred Annuity Plan (“IncomeEnrich”) is certified by the Insurance Authority as a Qualifying Deferred Annuity Policy. In addition to tax incentive and its 10 or 20-years steady stream of monthly annuity payment, whether you want to fund your lifestyle, reach your savings goals, or create a financial buffer against life’s misfortunes, IncomeEnrich can give you a head start.

Product Features

 

Flexibility to craft your retirement solution

 

Steady stream of income and potential wealth growth

 

Save on tax today while planning for tomorrow 

 

Waiver or extended grace period for premium payments during difficult times

 

Peace of mind with life and dementia protection 

 

Relish a hassle-free application experience

How does IncomeEnrich Deferred Annuity Plan work?

Your retirement is an important milestone that requires careful planning. A good solution gives you full control with flexibility to meet your financial needs. What you need is IncomeEnrich, for the retirement you’ve always dreamed of. Click here to watch video and learn more!

Flexibility to craft your retirement solution

With IncomeEnrich, you can craft your retirement solution according to your current and future needs by choosing:

  • Premium payment term of 5 or 10 years
  • Annuity period of 10 or 20 years
  • Annuity start age can be as early as age 50¹
  • Monthly annuity payments paid in cash to the annuitant or left with us to accumulate for interest²

Note: Please refer to the product brochure for further details on IncomeEnrich

 

Steady stream of income and potential wealth growth

IncomeEnrich provides a steady stream of monthly annuity payments consisting of two components:

  • monthly guaranteed annuity payments that are fixed throughout your selected annuity period
  • monthly non-guaranteed annuity payments³ which you can benefit from the upside potential return

Save on tax today while planning for tomorrow

IncomeEnrich is certified by the Insurance Authority as a Qualifying Deferred Annuity Policy eligible for the following tax deductions:

Annual tax deductible limit for qualifying annuity premiums paid
Individual applicantsUp to HKD60,0004
Married couplesUp to HKD120,000
(Provided that the deduction claimed by each taxpayer does not exceed the individual limit of HKD60,0004)

Extra buffer against life’s misfortunes

  • Accident premium waiver benefit
  • Dementia advance benefit
  • Complimentary extended grace period benefit
  • Life protection and flexible death benefit settlement option  
  • Optional protection including Accident Protector First 3 Years Free Supplement  

Note: Please refer to the product brochure for further details on IncomeEnrich

Relish a hassle-free application experience

With no medical underwriting required⁵, IncomeEnrich takes the hassle out of the application process so you can start your saving journey with ease.

DOWNLOAD

IncomeEnrich Deferred Annuity Plan Product Brochure

Accident Protector First 3 Years Free Supplement Product Brochure

Tax Deduction Series Product Leaflet

Participating Policy Fact Sheet

Fulfilment Ratios and Total Value Ratios of AXA’s Participating Plans

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