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IncomeEnrich Deferred Annuity Plan

IncomeEnrich Deferred Annuity Plan

IncomeEnrich Deferred Annuity Plan (“IncomeEnrich”) is certified by the Insurance Authority as a Qualifying Deferred Annuity Policy. In addition to tax incentive and its 10 or 20-years steady stream of monthly annuity payment, whether you want to fund your lifestyle, reach your savings goals, or create a financial buffer against life’s misfortunes, IncomeEnrich can give you a head start.

Product Features

Flexibility to craft your retirement solution

With IncomeEnrich, you can craft your retirement solution according to your current and future needs by choosing:

  • Premium payment term of 5 or 10 years
  • Annuity period of 10 or 20 years
  • Annuity start age can be as early as age 50¹
  • Monthly annuity payments paid in cash to the annuitant or left with us to accumulate for interest²

Note: Please refer to the product brochure for further details on IncomeEnrich

Steady stream of income and potential wealth growth

IncomeEnrich provides a steady stream of monthly annuity payments consisting of two components:

  • monthly guaranteed annuity payments that are fixed throughout your selected annuity period
  • monthly non-guaranteed annuity payments³ which you can benefit from the upside potential return
Save on tax today while planning for tomorrow

IncomeEnrich is certified by the Insurance Authority as a Qualifying Deferred Annuity Policy eligible for the following tax deductions:

Please click this link for full details

Waiver or extended grace period for premium payments during difficult times
Extra buffer against life’s misfortunes
  • Accident premium waiver benefit
  • Dementia advance benefit
  • Complimentary extended grace period benefit
  • Life protection and flexible death benefit settlement option  
  • Optional protection including Accident Protector First 3 Years Free Supplement  

Note: Please refer to the product brochure for further details on IncomeEnrich

Relish a hassle-free application experience

With no medical underwriting required⁵, IncomeEnrich takes the hassle out of the application process so you can start your saving journey with ease.

Download
Download
IncomeEnrich Deferred Annuity Plan Product Brochure
PDF 713.7 KB
Download
Accident Protector First 3 Years Free Supplement Product Brochure
PDF 3 MB
Download
Tax Deduction Series Product Leaflet
PDF 5.4 MB
Learn More
Participating Policy Fact Sheet
Learn More
Fulfilment Ratios and Total Value Ratios of AXA’s Participating Plans
Discover about our plan
How does IncomeEnrich Deferred Annuity Plan work?

Your retirement is an important milestone that requires careful planning. A good solution gives you full control with flexibility to meet your financial needs. What you need is IncomeEnrich, for the retirement you’ve always dreamed of. Click here to watch video and learn more!

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Want to talk to us?
Please input correct information.
Please note our financial consultants will only be able to arrange appointment booking if you are not yet physically in HK
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Maximum 250 characters
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*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Want to talk to us?
Please input correct information.
Please note our financial consultants will only be able to arrange appointment booking if you are not yet physically in HK
Please input correct information.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Annual tax deductible limit for qualifying annuity premiums paid

Individual applicants

Individual applicants

Up to HKD60,0004

Married couples

Married couples

Up to HKD120,000

(Provided that the deduction claimed by each taxpayer does not exceed the individual limit of HKD60,0004)