IncomeEnrich Deferred Annuity Plan QDAP

IncomeEnrich Deferred Annuity Plan

Enjoy 8% premium refund * !

* For details, please refer to the relevant promotion leaflet. Terms and conditions apply.

IncomeEnrich Deferred Annuity Plan (“IncomeEnrich”) is certified by the Insurance Authority as a Qualifying Deferred Annuity Policy. In addition to tax incentive and its 10 or 20-years steady stream of monthly annuity payment, whether you want to fund your lifestyle, reach your savings goals, or create a financial buffer against life’s misfortunes, IncomeEnrich can give you a head start.

Product Features

Flexibility to craft your retirement solution

With IncomeEnrich, you can craft your retirement solution according to your current and future needs by choosing:

Premium payment term of 5 or 10 years
Annuity period of 10 or 20 years
Annuity start age can be as early as age 50¹
Monthly annuity payments paid in cash to the annuitant or left with us to accumulate for interest²

Note: Please refer to the product brochure for further details on IncomeEnrich

Steady stream of income and potential wealth growth

IncomeEnrich provides a steady stream of monthly annuity payments consisting of two components:

monthly guaranteed annuity payments that are fixed throughout your selected annuity period
monthly non-guaranteed annuity payments³ which you can benefit from the upside potential return

Save on tax today while planning for tomorrow

IncomeEnrich is certified by the Insurance Authority as a Qualifying Deferred Annuity Policy eligible for the following tax deductions:

Please click this link for full details

Waiver or extended grace period for premium payments during difficult times

Extra buffer against life’s misfortunes

Accident premium waiver benefit
Dementia advance benefit
Complimentary extended grace period benefit
Life protection and flexible death benefit settlement option
Optional protection including Accident Protector First 3 Years Free Supplement

Note: Please refer to the product brochure for further details on IncomeEnrich

Relish a hassle-free application experience

With no medical underwriting required⁵, IncomeEnrich takes the hassle out of the application process so you can start your saving journey with ease.

Download

IncomeEnrich Deferred Annuity Plan Product Brochure

PDF 1013.9 KB

Download

Accident Protector First 3 Years Free Supplement Product Brochure

PDF 3 MB

Download

Tax Deduction Series Product Leaflet

PDF 5.4 MB

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Participating Policy Fact Sheet

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Fulfilment Ratios and Total Value Ratios of AXA’s Participating Plans

Discover about our plan

How does IncomeEnrich Deferred Annuity Plan work?

Your retirement is an important milestone that requires careful planning. A good solution gives you full control with flexibility to meet your financial needs. What you need is IncomeEnrich, for the retirement you’ve always dreamed of. Click here to watch video and learn more!

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Customer Hotline

(852) 2802 2812

Business hour

Monday - Friday: 09:00 - 17:30
Saturday: 09:00 - 13:00
Except Public Holidays

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Remarks

Disclaimer

	Annual tax deductible limit for qualifying annuity premiums paid
	Individual applicants
Individual applicants	Up to HKD60,000⁴
	Married couples
Married couples	Up to HKD120,000 (Provided that the deduction claimed by each taxpayer does not exceed the individual limit of HKD60,000⁴)

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