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JoyAhead Immediate Annuity Plan

Get instant and guaranteed income that lasts for life

JoyAhead Immediate Annuity Plan

Get instant and guaranteed income that lasts for life

Who should choose JoyAhead Immediate Annuity Plan?

Worried you might outlive your savings? Fear not. JoyAhead Immediate Annuity Plan (“JoyAhead”) turns your retirement funds into a lifelong income you can count on, no matter how long you live. It's a good choice for both current retirees and those approaching retirement in the coming years.

JoyAhead has received various awards and accolades, including:

JoyAhead’s Key Advantages

Enjoy guaranteed and instant monthly annuity for as long as you live1- monthly annuity income starts on the 1st policy monthiversary2
Hassle-free application without medical underwriting3
Doubled monthly payout4 for coping with Severe Dementias
Enhanced protection and peace of mind for your loved ones
Terminal dividend5 to boost potential returns

How can JoyAhead help create a worry-free retirement?

Check out JoyAhead’s key features that make it an ideal solution for a worry-free retirement

Learn how JoyAhead can secure financial future and boost your retirement reserves with our easy-to-use calculator

How can you safeguard the golden years of your loved one? Let’s watch the first microfilm of JoyAhead illustrating how to create a retirement filled with peace of mind for your beloved!

How JoyAhead works?

Learn through the sample case of Gary (age 50) to see how JoyAhead can provide him with financial security through a steady cash flow and the potential upside of terminal dividends.

Background:

After retiring from his job, worried his savings might outlast his life, Gary decided to take out the JoyAhead policy to allocate part of his retirement savings into a monthly, guaranteed cash stream.

  • Policyholder and insured: Gary (age 50)
  • Single premium paid/ notional amount6: HKD 1,800,000
  • From the 1st policy monthiversary, the Monthly Guaranteed Annuity Payment he will receive throughout his lifetime1: HKD 5,112
Download
Download
JoyAhead Immediate Annuity Plan Product Brochure
PDF 1.9 MB
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JoyAhead Immediate Annuity Plan Product Concept Kit
PDF 5.4 MB
Download
JoyAhead Immediate Annuity Plan Product Leaflet
PDF 263.9 KB
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Participating Policy Fact Sheet
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Fulfilment Ratios and Total Value Ratios of AXA’s Participating Plans
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Want to talk to us?
Please input correct information.
We can only discuss insurance matters with you when you are in HK.
Please input correct information.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Please read and agree the above terms and conditions.
Want to talk to us?
Please input correct information.
We can only discuss insurance matters with you when you are in HK.
Please input correct information.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Please read and agree the above terms and conditions.
“Annuity Product” from Sing Tao Daily’s “Sing Tao Service Awards 2023”
“Excellent Brand of Immediate Annuity” from Metro Finance’s “Hong Kong Leaders' Choice 2024”
“Excellence Award of Immediate Annuity” from HK01’s “01 Gold Medal Awards 2023”
JoyAhead Immediate Annuity Plan - Watch a video on Gary's case
Meet our Financial Consultant via virtual appointment!

Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home.