*For details, please refer to the relevant promotion leaflet. Terms and conditions apply
Worried you might outlive your savings? Fear not. JoyAhead Immediate Annuity Plan (“JoyAhead”) turns your retirement funds into a lifelong income you can count on, no matter how long you live. It's a good choice for both current retirees and those approaching retirement in the coming years.
Learn how JoyAhead can secure financial future and boost your retirement reserves with our easy-to-use calculator
Learn through the sample case of Gary (age 50) to see how JoyAhead can provide him with financial security through a steady cash flow and the potential upside of terminal dividends.
Background:
After retiring from his job, worried his savings might outlast his life, Gary decided to take out the JoyAhead policy to allocate part of his retirement savings into a monthly, guaranteed cash stream.
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Remarks
Disclaimer
During the Promotion Period, if customer successfully applies for the basic plan of JoyAhead Immediate Annuity Plan, and the single premium of such basic plan is HKD300,000 or above, customer can enjoy premium refund of up to 2% of single premium of such basic plan.
Table 3E
JoyAhead Immediate Annuity Plan Premium Refund | ||
Designated Basic Plan | ||
Designated Basic Plan | JoyAhead Immediate Annuity Plan | |
Single Premium of Designated Basic Plan (HKD) | ||
Single Premium of Designated Basic Plan (HKD) | HKD300,000 – HKD499,999 | HKD500,000 or above |
Premium Refund Percentage on Each Eligible Basic Plan of Reward 3E# (% of single premium of Eligible Basic Plan of Reward 3E) | ||
Premium Refund Percentage on Each Eligible Basic Plan of Reward 3E# (% of single premium of Eligible Basic Plan of Reward 3E) | 1%15 | 2%15 |
15. For details of Reward 3E, please refer to the section of Reward 3E of the Terms and Conditions stated in this leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home.