Enjoy up to 1.5% premium refund*!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply
Who should choose JoyAhead Immediate Annuity Plan?
Worried you might outlive your savings? Fear not. JoyAhead Immediate Annuity Plan (“JoyAhead”) turns your retirement funds into a lifelong income you can count on, no matter how long you live. It's a good choice for both current retirees and those approaching retirement in the coming years.
JoyAhead’s Key Advantages
How can JoyAhead help create a worry-free retirement?
Learn how JoyAhead can secure financial future and boost your retirement reserves with our easy-to-use calculator
How JoyAhead works?
Learn through the sample case of Gary (age 50) to see how JoyAhead can provide him with financial security through a steady cash flow and the potential upside of terminal dividends.
Background:
After retiring from his job, worried his savings might outlast his life, Gary decided to take out the JoyAhead policy to allocate part of his retirement savings into a monthly, guaranteed cash stream.
- Policyholder and insured: Gary (age 50)
- Single premium paid/ notional amount6: HKD 1,800,000
- From the 1st policy monthiversary, the Monthly Guaranteed Annuity Payment he will receive throughout his lifetime1: HKD 5,112
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Remarks
Disclaimer
Reward 3E - JoyAhead Immediate Annuity Plan Premium Refund
During the promotion period, if customer successfully applies for the basic plan of JoyAhead Immediate Annuity Plan (“Designated JoyAhead Immediate Annuity Basic Plan”), customer can enjoy premium refund of 0.5% of single premium of such basic plan.
What is more? During the Promotion Period, if customer also successfully submits applications for Designated Critical Illness Plan – CareForAll Critical Illness Plan and/or Designated Saving Plans – FortuneXtra Savings Plan/ Max Goal Insurance Plan or Max Wealth Insurance Plan along with all the relevant policies are held by the same policy owner or the same insured is designated as the insured of the Designated Critical Illness Plan and/or Designated Saving Plans, customer may be entitled to extra premium refund up to 1% of single premium on Designated JoyAhead Immediate Annuity Basic Plan.
Table 3E
JoyAhead Immediate Annuity Plan Premium Refund | ||||
Designated Basic Plan | ||||
Designated Basic Plan | JoyAhead Immediate Annuity Plan | |||
Premium Refund Percentage on Each Eligible Basic Plan of Reward 3E# (% of single premium of Eligible Basic Plan of Reward 3E) | ||||
Premium Refund Percentage on Each Eligible Basic Plan of Reward 3E# (% of single premium of Eligible Basic Plan of Reward 3E) | Premium Refund Percentage on Each Eligible Basic Plan of Reward 3E# (% of single premium of Eligible Basic Plan of Reward 3E) | Basic Premium Refund | 0.5%14 | |
Premium Refund Percentage on Each Eligible Basic Plan of Reward 3E# (% of single premium of Eligible Basic Plan of Reward 3E) | ||||
Premium Refund Percentage on Each Eligible Basic Plan of Reward 3E# (% of single premium of Eligible Basic Plan of Reward 3E) | Extra Premium Refund | Extra Premium Refund | If same policy owner successfully applies for Designated Critical Illness Plan or the same insured is designated as the insured of the Designated Critical Illness Plan | +0.5%14 |
Premium Refund Percentage on Each Eligible Basic Plan of Reward 3E# (% of single premium of Eligible Basic Plan of Reward 3E) | ||||
Premium Refund Percentage on Each Eligible Basic Plan of Reward 3E# (% of single premium of Eligible Basic Plan of Reward 3E) | Extra Premium Refund | If same policy owner successfully applies for Designated Saving Plans or the same insured is designated as the insured of the Designated Saving Plans | +0.5%14 | |
Premium Refund Percentage on Each Eligible Basic Plan of Reward 3E# (% of single premium of Eligible Basic Plan of Reward 3E) | ||||
Premium Refund Percentage on Each Eligible Basic Plan of Reward 3E# (% of single premium of Eligible Basic Plan of Reward 3E) | Total | 1.5%14 | ||
If you successfully apply for the JoyAhead Immediate Annuity Plan, you can exclusively apply for the limited offer 5-Year GoalSaver which offers guaranteed return of up to 4.8%p.a. upon policy maturity subject to relevant terms and conditions as set out in the AXA “5-Year GoalSaver Maturity Bonus” Programme leaflet. For details, please refer to the relevant programme leaflet. Act now to seize this limited offer!
14. For details of Reward 3E, please refer to the section of Reward 3E of the Terms and Conditions stated in this leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
JoyAhead Immediate Annuity Plan - Watch a video on Gary's case
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