RewardLife Protector Refundable Term Insurance
Protect today Thrive tomorrow
From building a family and purchasing property to supporting your parents, every promise made to your loved ones is a sweet yet heavy responsibility on your shoulders.
We feel the weight of these promises. Watch the video now to learn how RewardLife Protector Refundable Term Insurance ("RewardLife Protector") safeguards your love and honors your commitment by offering flexible life protection and a premium refundable mechanism, giving you peace of mind for the future.
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* RewardLife Protector provides double life protection on or before age 65, with a total sum insured of up to HKD 480,000; upon policy maturity, all total standard premiums paid will be fully refunded.
Estimated Premium^ (HKD)
^ The premiums calculated are for reference only and the actual amounts may be different from those illustrated. The premium is calculated with reference to a number of factors including but not limited to the age, gender, smoking habit and risk class of the insured at the time of policy issuance.
Protection against Permanent Disability for added security in crucial moments
Permanent Disability Support Benefit is an optional add-on designed specifically for working individuals, if the insured is diagnosed with a Permanent Disability on or before age 65, 50% of the sum insured will be paid in advance to help ease the financial impact and support ongoing care.
* Terms and conditions apply. For details, please refer to the product brochure.
Enhanced life protection during your higher-responsibility years
An extra 100% of the sum insured will be paid if the insured passes away on or before age 651
Enjoy up to 100% premium refund2 when the policy matures at age 753 as a reward for your long-term commitment
An optional benefit specifically for working individuals5 to safeguard your family income
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