Eligible customers who successfully apply for basic plan of AXA WiseGuard Pro Medical Insurance Plan (VHIS plan), Smart Medicare (VHIS plan), SurgiCare Surgical Insurance Plan, Cancer Therapy Insurance II, Cancer and Stroke Therapy Insurance, MultiPro Critical Illness Plan (with 20/25 years premium payment term), MultiPro Plus Critical Illness Plan (with 20/25 years premium payment term), LoveAssure Critical Illness Plan (with 20/25 years premium payment term), LoveAssure Plus Critical Illness Plan (with 20/25 years premium payment term), Smart Elite Term and/or Smart Term during the relevant promotion period may be entitled to 10% premium refund of annualised first year premium on top of the relevant reward of prevailing AXA customer campaign stated on axa.com.hk.

For details of health protection and life protection products offer, please refer to the promotion leaflet. Terms and conditions apply.