Wealth Genius Income Plan (“Wealth Genius”) pays you guaranteed cash coupons up to age 138¹ of the initial insured, giving you extra financial flexibility throughout each stage of your life. The plan puts your finances in your control, offering 3 premium payment term options to match your financial requirements, as well as the option to change to a new insured so your wealth can support the next generation.
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Customer Hotline | (852) 2802 2812 |
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Monday - Friday: 09:00 - 17:30
Saturday: 09:00 - 13:00
Except Public Holidays
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Disclaimer
Premium payment term | 3 years | 5 and 10 years |
Annual cash coupon² | ||
Annual cash coupon² | 2% (from the end of the 3rdpolicy year up to age 138¹) | 2% (from the end of the 5thpolicy year up to age 138¹) |
Extra cash coupon² | ||
Extra cash coupon² | 6.5% (from the end of the 3rdpolicy year to the end of the 15thpolicy year) | 8.5% (from the end of the 5thpolicy year to the end of the 15thpolicy year) |
Total percentage of the notional amount³ will be paid in the first 15 policy years | ||
Total percentage of the notional amount³ will be paid in the first 15 policy years | 110.5% | 115.5% |
% of the latest notional amount³