Health Protection. Don’t Wait.

According to the “AXA Stability and Prosperity Index” Survey 2016, nearly a quarter of respondents lack any form of individual health protection.  And it is alarming to note among this group of respondents, only 31% plan to purchase health insurance in the next 2 years. 


At AXA, we understand that it is important for you and your family to have comprehensive medical protection. Therefore, we are pleased to present you the AXA “Better Life” Programme, where you and your beloved would have thorough protection and a chance to enjoy DUAL rewards* !

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A breakthrough in traditional medical insurance concept

In the current market practice, customers diagnosed with Diabetes Mellitus type 2, Asthma or Anaemia either had applications rejected or the disease listed as an exclusion, creating a huge protection gap. With AXA Hong Kong’s revolutionary change in underwriting approach, customers have the chance to apply for medical protection successfully at a non-standard premium rate^.

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Medical 101

Medical protection insurances in the market often include “waiting period”. Insurers set different waiting periods for different diseases, which vary from 30 days to 120 days or more since the protection commences.  Diseases or symptoms occur during the waiting period might not be covered.

Medical Protection

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Smart Medical Insurance

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MediPartner Health Plan

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Global Elite II Health Plan


* For details of the Promotion, please refer to the relevant terms and conditions stated in the promotion leaflet. For product details of basic plans and supplements, please refer to the relevant proposals, product brochures and policy contracts.

^ Customers may need to pay extra loading to purchase medical protection and it’s only applicable to designated “individual reimbursement medical insurance”. AXA Hong Kong will assess the health conditions of the insured during underwriting and reserves the right of final approval on any application of insurance policy.