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【Smart Living @Kenneth】2026 Mainland travel insurance guide: Are food poisoning and injuries covered? Do Hong Kong travellers need insurance for mainland trips?

In reality, even for trips as short as a day or an overnight stay, travel insurance can provide meaningful protection if medical care or unexpected incidents arise. In this article, I, Kenneth, Chief General Insurance Officer at AXA Hong Kong and Macau, will walk you through three common scenarios faced by Hong Kong travellers heading north, and explain why travel insurance can play an important role.

health
[Retirement in the Greater Bay Area] The latest budget subsidies, medical insurance, and elderly care tips!

The latest 2026-27 Hong Kong Budget* has introduced several tweaks for cross-border elderly care, including expanding the "Residential Care Services Scheme in Guangdong" to all nine mainland cities in the Greater Bay Area and trialling an inpatient medical subsidy of up to 30,000 RMB a year*. Below is a full overview of senior living options in the Greater Bay Area, covering policy insights, healthcare planning, and insurance arrangements — offering those thinking of moving north for their retirement a complete guide.

lifestyle
[Mainland China travel insurance guide] Do you need insurance for a day trip to Shenzhen or Guangzhou?

Unlike traditional long-distance trips, cities like Guangzhou and Shenzhen have turned into popular weekend getaways thanks to their convenient transportation and relatively affordable prices. A one-day round trip lets you dive into a variety of activities, including dining, shopping, and entertainment. While we all recognise the importance of purchasing travel insurance for long trips, have you considered buying travel insurance for a day trip to Shenzhen or Guangzhou?