Whether it's daily essentials or monthly utility bills, costs are constantly rising. Inflation directly increases our living expenses, making saving significantly more difficult even with a stable income. In the long term, if inflation continues to rise sharply, outpacing wage growth, it will erode purchasing power and investment returns. This makes it impossible for us to keep up with price increases, and wealth accumulation becomes more challenging. Today, let's understand the Consumer Price Index and the important implications behind it, to help build a stable future for your family.

To strengthen Hong Kong's position as a hub for talent and capital and to promote high-quality development, the government relaunched the ‘New Capital Investment Entrant Scheme’ (CIES) in March 2024. This initiative aims to attract more talent and new capital to Hong Kong. Let me walk you through the features of the scheme, latest updates for the application eligibility, procedures, and investment thresholds!

Recently, I had a chat with some young people who have just started their journey in society, and they shared their life goals with me. Some want to buy a property early, some want to settle down and start a family, while others want to pursue their dream of studying abroad. Although everyone has a different vision for the future, they are actively saving to achieve them. In this article, I will go into detail how to earn interests beyond fixed deposits and extend the period of high interest on savings.