Does travel insurance cover flight delays and missed connections? Key things travellers should know!
Could a transit stop affect your travel insurance coverage? What's the difference between separate tickets and connecting flights from an insurance perspective? And if you have a long layover, will you still be covered? Understanding the relevant benefits and policy terms before departure can help reduce the financial impact of unexpected disruptions and give you greater peace of mind throughout your journey.
What to do if you encounter an earthquake while travelling? A guide to travel insurance coverage for earthquakes (including earthquake insurance FAQs)!
When it comes to travel insurance, many people typically consider coverage for flight delays or lost luggage but overlook the potential risks posed by natural disasters. With the increasing frequency of earthquakes worldwide, there has been growing public interest in whether travel insurance covers natural disasters, such as trip interruptions, accommodation changes, medical expenses, or even emergency evacuations. In this article, we will address your concerns in a Q&A format, so you will be clear about what earthquake coverage can help you with during your next trip.
How much does it cost to hire a foreign domestic helper in 2026? A complete guide to salaries, agency fees and hidden costs!
Based on estimated 2026 costs, the total first-year cost of hiring a foreign domestic helper typically ranges from HKD 73,000 to HKD 101,000, depending on factors such as the recruitment method, agency arrangements and insurance coverage. This guide breaks down the key expenses involved in hiring a foreign domestic helper, including common hidden costs that are often overlooked, helping families make informed decisions and plan their budget more effectively.
[Smart Living @Kenneth] Fire insurance vs home insurance: What's the difference and which one do property owners and tenants need?
Simply put, fire insurance mainly protects the structure of a property, while home insurance primarily covers household contents and third-party liability. Having fire insurance does not necessarily mean that your belongings at home are protected.
[Smart Living @Kenneth] Fire insurance vs home insurance: What's the difference and which one do property owners and tenants need?
Simply put, fire insurance mainly protects the structure of a property, while home insurance primarily covers household contents and third-party liability. Having fire insurance does not necessarily mean that your belongings at home are protected.
[Home insurance] Examining its practical value through three common risks: Fire, flooding, and typhoons
In reality, the value of insurance lies not in handling everyday issues, but in preparing for unexpected events. It focuses on managing low‑probability risks that could have a heavy impact if they occur. Let's take a concrete look through the lens of the three most common risks faced by Hong Kong households—fire, flooding, and typhoons—to break down how home insurance works and the practical value it provides in a crisis.
[Home Insurance Tips] Another typhoon hits Hong Kong — does home insurance cover these 9 common situations?
With super typhoons striking repeatedly, reports of severe property damage—and even casualties—are not uncommon. Beyond taking precautions against strong winds, many people are also considering home insurance to ease the potential financial burden of unexpected disasters. But what exactly does home insurance cover? Are common issues like leaks, broken windows, or damaged furniture covered? This article will break it down for you!
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