Embrace adventure abroad with comprehensive travel insurance for amateur sports enthusiasts!
Lifestyle2024-05-08
5 Mins Read
More and more thrill-seekers are shying away from conventional sightseeing and turning their gaze towards adrenaline-pumping sports. From rock climbing to scuba diving and rafting, these activities not only inject unparalleled excitement into the journey but also ignite our passion for pushing boundaries and exploring the unknown.
However, with heightened excitement comes increased safety risks! In this surge of extreme challenges, numerous risks lurk beneath the surface. These unforeseen circumstances might catch you off guard, but with comprehensive travel insurance, you can receive timely support and protection when you need it the most. Therefore, when selecting travel insurance, ensure it covers various accidents and medical needs that may arise from your participation in amateur sports, allowing you to push your limits worry-free.
Risks of amateur sports
Amateur sports carry various risks, including:
Unpredictable environments and conditions: Amateur sports often unfold in unpredictable environments and conditions. Whether in the mountains, deep sea, or wilderness, these locations are ever-changing and can present unexpected challenges at any moment. For instance, the unpredictable mountain climate may lead to sudden weather changes, endangering climbers, while ocean currents and waves can pose threats to scuba divers. Engaging in amateur sports in such environments requires constant vigilance to handle emergencies.
Inherent activity hazards: Extreme sports like rock climbing, skydiving, and scuba diving inherently entail high risks, where a minor error could lead to severe consequences. For example, rock climbers may encounter rock collapses or equipment failures, skydivers may experience inaccurate landings due to sudden wind changes, and scuba divers may face dangers like oxygen poisoning or deep-water blackouts.
Accidental injuries and first aid needs: When participating in extreme sports, accidental injuries are a possibility. Prompt first aid is crucial for the injured person's safety.
My Best Travel Insurance
AXA travel insurance is the all-round ‘My Best Travel Insurance’ for your trips!
Considerations when choosing travel insurance
In the face of these risks, travel insurance can offer comprehensive protection to ensure prompt support and protection for participants of amateur sports abroad. Here are some points to consider when selecting travel insurance:
Coverage items suitable for amateur sports: Most travel insurance will provide coverage for some common sports and activities, such as gym exercise, swimming, etc. However, for some higher-risk activities, such as rock climbing, scuba diving, etc., travel insurance in the market may provide different coverage. Suppose you plan to participate in high-risk activities, such as diving on the Great Barrier Reef in Australia, paragliding in Okinawa, or riding a hot air balloon in Turkey. In that case, you should pay special attention to whether the insurance plan covers all possible risks.
Medical coverage: Travel insurance usually includes medical coverage, which covers medical expenses caused by accidental injury or illness, including consultation fees, surgical expenses, drug expenses, etc. In addition, travel insurance also provides emergency medical evacuation or repatriation services to ensure that the insured can receive timely and appropriate treatment.
Personal accident cover: Travel insurance also includes personal accident cover, which provides compensation in the event of accidental death or permanent total disability.
My Best Travel Insurance
AXA travel insurance is the all-round ‘My Best Travel Insurance’ for your trips!
How SmartTraveller Plus safeguards your trip
- Amateur sports protection: We will provide protection against accidental death or injury when you participate in sports or games in a non-professional capacity overseas. Our coverage includes over 40 common sports, such as snorkeling, scuba diving, skiing, rope jumping, hot air balloon or helicopter rides, and more, giving you extra peace of mind.
- No need to worry about medical expenses: Our protection covers medical expenses incurred due to illness or accidental injury overseas, as well as follow-up treatment within 3 months after returning to Hong Kong.
- Introducing our newly added service: This feature is particularly beneficial for insureds of our annual cover plan when travelling to selected overseas destinations in Japan, Thailand, Vietnam, Singapore, and the Philippines. It offers free virtual medical consultation and cover costs for medicine delivery to your door twice per policy year.
- Protection of baggage and personal effects: It can be incredibly frustrating when you experience an accidental loss of personal belongings. However, fortunately, our protection covers personal luggage and items, including but not limited to luggage, clothing, wallets, travel documents, cameras, mobile phones, watches, laptops, and more.
- 24-hour digital platform travel assistant: Download the Emma by AXA mobile app to access policy details anytime, anywhere. In the event of an accident, easily navigate the claims process through Emma by AXA. Our Emma chatbot provides 24/7 assistance, promptly addressing inquiries about insurance coverage, claims, Mainland China hospital list and overseas emergency assistance hotlines.
My Best Travel Insurance
AXA travel insurance is the all-round ‘My Best Travel Insurance’ for your trips!
On a journey that challenges your limits, travel insurance serves as your safety net, offering comprehensive protection and support. With SmartTraveller Plus, not only are risks from amateur sports covered, but a range of thoughtful protection measures are provided, allowing you to push your boundaries worry-free. Whether it's scuba diving, rock climbing, skiing, or other recreational sports, we've got you covered so you can relish every moment of your adventure with peace of mind.
Different insurance plans vary in coverage, and terms and conditions apply. Please refer to the product brochure and policy for product coverage.
No warranty or responsibility is assumed by AXA Hong Kong and our related or holding companies regarding non-infringement, security, accuracy, completeness, adequacy, reasonableness, fitness for a purpose or free from computer viruses in connection with the information and materials provided. AXA Hong Kong and our related companies and holding companies do not accept any liability for any loss, damage, cost or other expense, whether wholly or partially, directly or indirectly, arising from any error, inaccuracy or omission of the information and materials to the extent that such liability is not excluded by law.
You may also be interested in
Follow AXA
