[Smart Living @Kenneth] Fire insurance vs home insurance: What's the difference and which one do property owners and tenants need?
Simply put, fire insurance mainly protects the structure of a property, while home insurance primarily covers household contents and third-party liability. Having fire insurance does not necessarily mean that your belongings at home are protected.
【Smart Living @Kenneth】2026 Mainland travel insurance guide: Are food poisoning and injuries covered? Do Hong Kong travellers need insurance for mainland trips?
In reality, even for trips as short as a day or an overnight stay, travel insurance can provide meaningful protection if medical care or unexpected incidents arise. In this article, I, Kenneth, Chief General Insurance Officer at AXA Hong Kong and Macau, will walk you through three common scenarios faced by Hong Kong travellers heading north, and explain why travel insurance can play an important role.
[Hantavirus] Is it a risk in Hong Kong? Symptoms, transmission and prevention explained!
Recent reports of a hantavirus (Hantavirus) cluster on a cruise ship have raised public concern. Unlike common illnesses such as influenza or COVID-19, hantavirus is closely linked to rodent exposure, prompting questions about potential risks in Hong Kong.
[Retirement in the Greater Bay Area] The latest budget subsidies, medical insurance, and elderly care tips!
The latest 2026-27 Hong Kong Budget* has introduced several tweaks for cross-border elderly care, including expanding the "Residential Care Services Scheme in Guangdong" to all nine mainland cities in the Greater Bay Area and trialling an inpatient medical subsidy of up to 30,000 RMB a year*. Below is a full overview of senior living options in the Greater Bay Area, covering policy insights, healthcare planning, and insurance arrangements — offering those thinking of moving north for their retirement a complete guide.
[Retirement in the Greater Bay Area] The latest budget subsidies, medical insurance, and elderly care tips!
The latest 2026-27 Hong Kong Budget* has introduced several tweaks for cross-border elderly care, including expanding the "Residential Care Services Scheme in Guangdong" to all nine mainland cities in the Greater Bay Area and trialling an inpatient medical subsidy of up to 30,000 RMB a year*. Below is a full overview of senior living options in the Greater Bay Area, covering policy insights, healthcare planning, and insurance arrangements — offering those thinking of moving north for their retirement a complete guide.
[Guide to seeking medical treatment in Mainland China] Key differences, process, and must-know tips for Hong Kong residents
Whether for specific treatments or for advantages such as shorter waiting times and greater cost-effectiveness, mainland healthcare has become one of the options for Hong Kong residents managing their health. However, with notable differences between the healthcare systems in mainland China and Hong Kong — including processes, fees, and insurance reimbursement — understanding the following key points in advance can help ensure a smoother and more reassuring cross-border medical experience.
[Recommended read] The Greater Bay Area's extensive medical network – Grade 3A hospitals supporting your cross-border lifestyle (2025 update)!
Top-tier hospitals, known as Grade 3A hospitals (the highest-ranking hospitals in China), now offer cutting-edge medical technologies and professional services. For Hong Kong residents who regularly travel between Hong Kong and the mainland, these hospitals are an ideal choice for handling urgent medical needs. Let’s explore the key things you should know about mainland China’s healthcare system.
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