In recent years, insurance scams have become increasingly sophisticated, catching many off guard. These scams are pervasive and often hard to detect, affecting both the young and the elderly alike. Beyond financial losses, victims of such scams may also experience disruptions to their family life, and in more severe cases, damage to their personal credit ratings. If you unfortunately fall victim to one of these scams, the most important thing is to remain calm and take immediate action to minimise the impact.
When it comes to travel insurance, many people typically consider coverage for flight delays or lost luggage but overlook the potential risks posed by natural disasters. With the increasing frequency of earthquakes worldwide, there has been growing public interest in whether travel insurance covers natural disasters, such as trip interruptions, accommodation changes, medical expenses, or even emergency evacuations. In this article, we will address your concerns in a Q&A format, so you will be clear about what earthquake coverage can help you with during your next trip.
Cruising with your prized vehicle is the dream of many car owners. Since the introduction of the ‘Northbound Travel for Hong Kong Vehicles’ scheme, those without a Mainland China-Hong Kong Cross-border license plate can also drive their beloved car across the Hong Kong-Zhuhai-Macao Bridge to visit family, travel or go on a short business trip in the Guangdong province.
As the saying goes, ‘Scammers are always coming up with new tricks.’ Beyond common scams such as online job scams, fake reviews, ‘guess who I am’ schemes, and romance fraud, phone scams have also infiltrated the insurance industry. Scammers often impersonate government agencies or employees of large corporations, using seemingly legitimate reasons to deceive individuals into revealing personal information, ultimately to illegally obtain money. These types of scams not only disrupt people's everyday lives but can also result in substantial financial losses. Therefore, understanding the latest insurance phone scam tactics and how to protect yourself is crucial for everyone.
When it comes to travel insurance, many people typically consider coverage for flight delays or lost luggage but overlook the potential risks posed by natural disasters. With the increasing frequency of earthquakes worldwide, there has been growing public interest in whether travel insurance covers natural disasters, such as trip interruptions, accommodation changes, medical expenses, or even emergency evacuations. In this article, we will address your concerns in a Q&A format, so you will be clear about what earthquake coverage can help you with during your next trip.
Unlike traditional long-distance trips, cities like Guangzhou and Shenzhen have turned into popular weekend getaways thanks to their convenient transportation and relatively affordable prices. A one-day round trip lets you dive into a variety of activities, including dining, shopping, and entertainment. While we all recognise the importance of purchasing travel insurance for long trips, have you considered buying travel insurance for a day trip to Shenzhen or Guangzhou?
Self-driving offers a sense of freedom and adventure, allowing us to chart our own course through unfamiliar territories. While the journey promises breathtaking views and thrilling experiences, it also comes with its fair share of challenges and uncertainties. This is where reliable travel insurance becomes invaluable. Allow me, Kenneth, Chief General Insurance Officer of AXA Hong Kong and Macau, to delve with you into the essentials of self-driving tours and the precautions you should take along the way.
More and more thrill-seekers are shying away from conventional sightseeing and turning their gaze towards adrenaline-pumping sports. From rock climbing to scuba diving and rafting, these activities not only inject unparalleled excitement into the journey but also ignite our passion for pushing boundaries and exploring the unknown. However, with heightened excitement comes increased safety risks! In this surge of extreme challenges, numerous risks lurk beneath the surface.
With travel activity on the rise and captivating destinations beckoning travellers with their scenic wonders, it's essential to get well prepared before embarking on your next adventure. Securing travel insurance for yourself and your companions is a crucial step in ensuring a worry-free journey. While safeguarding personal belongings against travel delays and lost baggage is important, comprehensive medical coverage holds equal importance.
Hong Kong people have always had a penchant for globetrotting, particularly during holidays and breaks. According to data from the Immigration Department, an estimated 1.66 million outbound trips were recorded during the 2024 Lunar New Year holiday alone. For those jetting off frequently, having comprehensive travel insurance is a must. If you find yourself frequently on the move and wish to avoid the hassle of purchasing travel insurance each time, then investing in annual travel insurance might just be the perfect solution for you.