AXA Critical Illness Plan Series

Prepare early, face critical illness with confidence

Gain a deeper understanding of the concept behind critical illness plan and how it works in practice, so you can prepare ahead for you and your family.

Prepare early, face critical illness with confidence

Gain a deeper understanding of the concept behind critical illness plan and how it works in practice, so you can prepare ahead for you and your family.

Critical illnesses are becoming more common and increasingly affecting younger individuals — start protecting yourself early for a safer, more secure future

According to the report published by Hong Kong Cancer Registry in 2025, around 104 people are diagnosed with cancer every day in Hong Kong, with approximately 38,000 new cases recorded and a 7% increase from previous year¹. Critical illness is closer than most people think.

After diagnosis, the challenges begin — lost income, long-term recovery and ongoing daily family expenses can follow one after another. Critical illness plan provides a lump-sum cash payout to bridge financial gaps beyond medical expenses — giving you the flexibility to manage your finances freely and focus on recovery, free from financial stress.

Before you get critical illness plan, you might want to know…

- Do I need critical illness plan? -

- What does critical illness plan cover? -

- Which critical illness plan is right for me? -

Every step of the way, we are here to protect your health

In times of uncertainty, our protection is always there

In 2024, AXA paid out over HK$880 million⁸ in individual critical illness claims, handling more than 2,000 claim cases⁸ — whenever you need us, we will be there.

Providing multi-level protection, we stand alongside you on your path to recovery

As cancer survival rates continue to rise, living with cancer over the long term has become a new reality. In 2024, the total payout amount of AXA's continuous cancer plan claims rose by 112%⁹ year-on-year, while the total number of claim cases increased by 94%⁹ — no matter how long the road to recovery, we will always be there to protect your health.

Heart disease is striking younger, we help you prepare

In 2024, heart attack claims rose by 25% year-on-year⁹, with the youngest claimant aged just 37⁹; for early-stage cardiomyopathy, the youngest claimant was only 28⁹. Cardiovascular disease is no longer just a concern for older adults — planning your early is the best defence.

The road to recovery is long, we will be right there with you

The youngest stroke claimant was just 38⁹, with only around a 20% chance of full recovery^10,11; severe dementias has the youngest case at 52⁹, with no known complete cure¹². Both conditions demand long-term support — having the right financial in place gives you the peace of mind to face the journey ahead.

Protecting your children every step of the way, we are always by parents’ side

In 2024, critical illness claims among children and adolescents rose by 24% year-on-year⁹. Common childhood cancer such as leukaemia carry an average payout of HK$270,000⁹, with a portion to support the long-term care costs of parents. Rare childhood diseases bring even steeper medication expenses; for children aged 1 to 10, the average payout reached HK1.87 million⁹ in the same year — a staggering sum that can leave families financially unprepared.

AXA walks alongside parents every step of the way, protecting your children when it matters most.

True Cases, Total Care^9,13

Explore our critical illness plan series

	TotalAssure Critical Illness Plan Series	CareForAll Critical Illness Plan
	Who Is It For
Who Is It For	Those seeking comprehensive coverage with savings and wealth accumulation	Those with health concerns, pre-existing conditions or a medical history who worry about insurability
	Diseases Covered
Diseases Covered	135 illnesses from minor to major and 3 early risk conditions	3 key critical illnesses¹⁴ including Cancer, Heart Attack, Stroke; and severe dementias
	Underwriting
Underwriting	Standard underwriting	Relaxed underwriting requirements without performing any medical examinations⁵ — only a few health questions required
	Plan Type
Plan Type	Participating critical illness plan	Pure critical illness plan
	Multiple Claims
Multiple Claims	Provides multiple claims for major illness benefit, up to a maximum of 12 major illness claims¹⁵ together with major illness benefit in total, with total plan up to 1,300% of sum insured^6,7,15	Multiple claims are not applicable
	Early-Stage Coverage
Early-Stage Coverage	✅ Covers early risk conditions and minor illnesses	❌ Not applicable
	Savings Element
Savings Element	✅ Guaranteed cash value and non guaranteed terminal bonus	❌ Pure protection, no savings element
	Special Feature
Special Feature	Provides multiple claims major illness benefit for cancer, stroke, heart attack and other major illnesses, continuously protecting the health of the insured Provides extra monthly financial support¹⁵ for cancer and stroke BabyPro version available — coverage starts as early as 18 weeks into pregnancy, specially designed for expectant mothers and newborns	Focused coverage for cancer, heart attack, stroke and severe dementias¹⁴, with protection up to age 100¹⁶
	Premium
Premium	Relatively higher	Relatively lower
	Explore More Information
Explore More Information	Learn More	Learn More

Want to talk to us?

Prepare early, face critical illness with confidence

Prepare early, face critical illness with confidence

Critical illnesses are becoming more common and increasingly affecting younger individuals — start protecting yourself early for a safer, more secure future

Before you get critical illness plan, you might want to know…

- Do I need critical illness plan? -

- What does critical illness plan cover? -

- Which critical illness plan is right for me? -

Every step of the way, we are here to protect your health

In times of uncertainty, our protection is always there

Providing multi-level protection, we stand alongside you on your path to recovery

Heart disease is striking younger, we help you prepare

The road to recovery is long, we will be right there with you

Protecting your children every step of the way, we are always by parents’ side

True Cases, Total Care^9,13

Explore our critical illness plan series

Further reading: understand critical illness plan to better prepare for the future

Want to talk to us?

Want to talk to us?

Want to talk to us?

Prepare early, face critical illness with confidence

Prepare early, face critical illness with confidence

Critical illnesses are becoming more common and increasingly affecting younger individuals — start protecting yourself early for a safer, more secure future

Before you get critical illness plan, you might want to know…

- Do I need critical illness plan? -

- What does critical illness plan cover? -

- Which critical illness plan is right for me? -

Every step of the way, we are here to protect your health

In times of uncertainty, our protection is always there

Providing multi-level protection, we stand alongside you on your path to recovery

Heart disease is striking younger, we help you prepare

The road to recovery is long, we will be right there with you

Protecting your children every step of the way, we are always by parents’ side

True Cases, Total Care9,13

Explore our critical illness plan series

Further reading: understand critical illness plan to better prepare for the future

Want to talk to us?

Want to talk to us?

True Cases, Total Care^9,13