Enjoy up to 3 months' premium refund*!
Selected Plans Customer purchases TotalAssure Series can enjoy extra 50% sum insured for the first 20 policy years*
Customer with health concerns may enjoy a waiver for any premium loadings arising from health conditions by applying the designated critical illness plan(s)*!
*Terms and conditions of this promotion apply. For details, please refer to the below promotion leaflet.
Who should choose these plans?
TotalAssure Plus Critical Illness Plan (“TotalAssure Plus”) and TotalAssure Plus Critical Illness Plan – BabyPro (“TotalAssure Plus - BabyPro”) are your proactive partners in staying ahead of critical illnesses. In today's world, early detection is crucial for effective treatment, and these plans offer pre-emptive care and comprehensive protection while evolving with you through life’s milestones. With the added advantage of multiple claims and continuous payouts, TotalAssure Plus and TotalAssure Plus - BabyPro are ideal for those who value proactive and tailored security for themselves and their growing families.
Key advantages
- Pre-emptive care against common early risk conditions
- Comprehensive protection covering 135 illnesses from minor to major
- Total coverage of up to 1300% of the sum insured1,2
- Continuous payouts providing ongoing financial support for Cancer, Stroke and Severe Dementias
- Extensive support for children with special needs as well as their caregivers
- One-stop savings and protection solution
- Additional coverage within specified policy years3
- BabyPro version offers protection from as early as 18 weeks of pregnancy and tailors coverage to expectant mother and newborn baby
More insights on how the plan proactively goes one step ahead to protect you
When you fall ill, is your first thought the fear of the disease? Or are you more worried about your beloved family? Illness need not stop love. Allow us to guide you through a heartwarming microfilm, where you'll witness the transformative power of a protection plan that offers proactive care.
As parents, our deepest desire is to shower our children with the very best. While we may dream of them soaring to greatness, what truly matters most is ensuring their healthy and safe upbringing. Let's watch the microfilm and be inspired by how this mother's boundless love for her child compelled her to become an unwavering pillar of support.
In the face of increasingly severe health risks, AXA continues to optimize and enhance the coverage of medical and critical illness products, comprehensively covering the needs of customers at different stages of life. Let's go through 2024’s claims data and case study to discover how AXA delivers on its promise of "continuous protection" for you!
How these plans work?
Uncover the comprehensive critical illness protection offered by the plans, which secures the well-being of the family regardless of life's uncertainties!
Given that cancer is the number one health threat, discover how TotalAssure Plus supports you through various stages of cancer, including the early pre-cancerous stages, and provides continuous support.
Parenthood is an incredibly fulfilling journey. Experience the unwavering support of TotalAssure Plus – BabyPro, offering essential maternity protection for expectant mothers and lifelong critical illness coverage for newborns.
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Promotions & Programmes
Enjoy up to
8 months’ premium refund
AXA “2025 Autumn Rewards” Programme
Discover AXA BetterMe services & offers
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| Customer Hotline | (852) 2802 2812 |
Monday - Friday: 09:00 - 17:30
Saturday: 09:00 - 13:00
Except Public Holidays
Concerning about your budget?
In addition to TotalAssure Plus, we also offer you TotalAssure, providing well-rounded protection to meet your different needs.
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Disclaimer
Reward 3C - Max Wealth Insurance Plan (Lump Sum Payment) – Guaranteed Preferential Interest Rate
Reward 3C of the Promotion provides customers an offer of guaranteed preferential interest rate of 4.5% per annum△ on the prepaid amount for the 1st policy year.
To enjoy this offer, simply opt for lump sum payment arrangement and pay a lump sum payment with levy at the time of application of your Max Wealth Insurance Plan. The lump sum payment with levy to be applied as follows:
(i) pay for annual premium of the 1st policy year and the corresponding levy ; and
(ii) deposit fund in advance into the future premium deposit account for premium payment of the 2nd policy year (“Prepaid Amount”) and the corresponding levy. The Prepaid Amount will accumulate interest in the 1st policy year at a guaranteed preferential interest rate of 4.5% per annum in the future premium deposit account. At the end of the 1st policy year, the interest accrued will be credited to the future premium deposit account, and the Prepaid Amount and its accrued interest will be equal to the annual premium of the 2nd policy year and will be automatically deducted from the future premium deposit account to settle the annual premium for the 2nd policy year and the corresponding levy when due.
Table 3C
Max Wealth Insurance Plan (Lump Sum Payment) – Guaranteed Preferential Interest Rate | |
Designated Basic Plan | |
Designated Basic Plan | Max Wealth Insurance Plan ^ |
Guaranteed Preferential Interest Rate on the Prepaid Amount in the 1st Policy Year | |
Guaranteed Preferential Interest Rate on the Prepaid Amount in the 1st Policy Year | 4.5% per annum△,9 |
“First 10 Years TotalAssure Coverage Benefit” Programme for Selected Savings Plans Customers
If a customer (i) is a holder of and / or an insured under a basic plan of Max Wealth Insurance Plan and (ii) successfully applies for a TotalAssure Critical Illness Plan / TotalAssure Plus Critical Illness Plan within the Promotion Period, the customer may be entitled to the “First 10 Years TotalAssure Coverage Benefit” , subject to relevant terms and conditions as set out in the leaflet for the “First 10 Years TotalAssure Coverage Benefit” Programme for Selected Savings Plans Customers. For details, please refer to the relevant programme leaflet. Act now to seize this limited offer!
△The guaranteed preferential interest rate of 4.5% per annum is applicable to the Prepaid Amount only.
^ Only applicable to Max Wealth Insurance Plan with the Lump Sum Payment arrangement selected.
9. For details of Reward 3C, please refer to the section of Reward 3C of the Terms and Conditions stated in the promotion leaflet.
Max Goal II Insurance Plan Premium Discount
Table 3D
Max Goal II Insurance Plan Premium Discount | ||||||||
Designated Basic Plan | ||||||||
Designated Basic Plan | Designated Basic Plan | Max Goal II Insurance Plan | ||||||
Single Premium of Designated Basic Plan | ||||||||
Single Premium of Designated Basic Plan | Single Premium of Designated Basic Plan | Premium Discount Percentage on Each Eligible Basic Plan of Reward 3D# (% of Single Premium of Eligible Basic Plan of Reward 3D) | ||||||
Below USD500,000 | ||||||||
Below USD500,000 | Below RMB3,250,000 | Below HKD4,000,000 | 1%11 | |||||
USD500,000 - USD999,999 | ||||||||
USD500,000 - USD999,999 | RMB3,250,000– RMB6,499,999 | HKD4,000,000– HKD7,999,999 | 2%11 | |||||
USD1,000,000 or above | ||||||||
USD1,000,000 or above | RMB6,500,000 or above | HKD8,000,000 or above | 3%11 | |||||
11. For details of Reward 3D, please refer to the section of Reward 3D of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 3A – Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan – Premium Refund
During the Promotion Period, if customer successfully submits application for a basic plan of Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan, customer may be entitled to premium refund on future premium(s).
Table 3A
Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan Premium Refund | |||||
Designated Basic Plans | |||||
Designated Basic Plans | Designated Basic Plans | Wealth Advance Savings Series II – Ultimate | Wealth Ultra Savings Plan | ||
Premium Payment Term | |||||
Premium Payment Term | Premium Payment Term | 5 years | 10 years | 8 years | |
Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | |||||
Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | USD5,000 or above | |||
Premium Refund Percentage on Each Eligible Policy of Reward 3A# (% of the total AFYP of Eligible Policy of Reward 3A) | |||||
Premium Refund Percentage on Each Eligible Policy of Reward 3A# (% of the total AFYP of Eligible Policy of Reward 3A) | Premium Refund Percentage on Each Eligible Policy of Reward 3A# (% of the total AFYP of Eligible Policy of Reward 3A) | 5%7 | 10%7 | 7%7 | |
7. For details of Reward 3A, please refer to the section of reward 3A of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 2A – Designated Critical Illness Products Premium Refund
Table 2A
Designated Critical Illness Products Premium Refund | ||||
Designated Basic Plans | ||||
Designated Basic Plans | - TotalAssure Critical Illness Plan - TotalAssure Critical Illness Plan – Baby Pro - TotalAssure Plus Critical Illness Plan - TotalAssure Plus Critical Illness Plan – Baby Pro | |||
Premium Payment Term | ||||
Premium Payment Term | 10 years | 15 years | 20 years | 25 years |
Premium Refund on Each Eligible Basic Plan of Reward 2A# | ||||
Premium Refund on Each Eligible Basic Plan of Reward 2A# | 2 months6 | 2 months6 | 3 months6 | 3 months6 |
6. For details of Reward 2A, please refer to the section of Reward 2A of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
TotalAssure Critical Illness Protection Series - Microfilm
TotalAssure Critical Illness Protection Series - BabyPro Microfilm
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