Critical Illness Protection

HealthElite Critical Illness Insurance, which is issued with its supplement HealthElite Enhanced Benefit Supplement, offers you an all-round protection against a wide range of major illnesses, early stage major illnesses and minor illnesses. Besides, you can enjoy Guaranteed Cash Value, choices of flexible premium payment term, Extended Grace Period Benefit and life protection.

• Protects against 120 illnesses of different severity levels
• Allows multiple claims among covered illnesses, with total coverage of up to 300% of the sum insured
• Enhances protection for 3 common serious illnesses – Cancer, Heart Attack and Stroke

HealthVital II Major Illness Plan provides protection up to age 100 against a number of covered major illnesses and minor illnesses. Depends on the age of the insured person when the policy is issued, an additional amount equivalent to 50% (Age 0-35) or 35% (Age 36 or above) of the sum insured will be paid to major illness or death benefit claims before the 10th policy anniversary. Besides, you can also enjoy cash value, extended grace period benefit, a choice of flexible payment terms and life protection. This basic plan must be issued with at least one of the following supplements: HealthVital II Early Stage Major Illness Supplement which covers 54 early stage major illnesses, HealthVital II Multiple Benefit Supplement which allows 4 additional major illness claims for basic version or 8 additional major illness claims for enhanced version.

• Protection against 62 major illnesses and a number of minor illnesses (12 of which are specially designed to cover insured aged under 22)
• Guaranteed cash value
• A wide range of supplementary protection at your choice

HealthSelect II Major Illness Plan provides protection up to age 100 against a number of covered major illnesses and minor illnesses. Depends on the age of the insured person when the policy is issued, an additional amount equivalent to 50% (Age 0-35) or 35% (Age 36 or above) of the sum insured will be paid to major illness or death benefit claims before the 10th policy anniversary. Besides, you can also enjoy cash value, extended grace period benefit and life protection. To enhance your protection, 2 optional supplements are designed to this basic plan for your flexible selection: Early Stage Major Illness III Supplement which covers 54 early stage major illnesses, Multiple Benefit III Supplement which accepts up to 4 additional major illness claims for basic version and up to 8 additional major illness claims for enhanced version.

• Protection against 62 major illnesses and a number of minor illnesses (12 of which are specially designed to cover insured aged under 22)
• Guaranteed cash value
• A wide range of supplementary protection at your choice