Enjoy up to 5 months’ premium refund*!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
Cancer stands as the foremost adversary to good health! With approximately 1 in 4 men or women facing the possibility of developing cancer before reaching 75#, proactive care is essential. AXA’s comprehensive critical illness protection offers heightened security and ongoing support against Cancer, Heart Attack, and Stroke, while also providing coverage for a range of conditions up to the age of 100, ensuring your health is safeguarded from the outset and through life's fluctuations.
Starting at HKD 1,055.3/month*
Enjoy up to 5 Months' Premium Refund
TotalAssure Plus Critical Illness Plan / TotalAssure Plus Critical Illness Plan – BabyPro
Experience robust assurance with the added benefits of multiple claims and continuous payouts. These plans offer total coverage of up to 1300% of the sum insured, meticulously designed to safeguard every stage of life and provide proactive care to manage risks early on.
- All-round protection against 138 conditions, including 3 early risk conditions & 135 illnesses ranging from minor to major
- Total coverage up to 1300% of the sum insured with multiple claims coverage against most of the covered major illnesses together with Major Illness Benefit
- BabyPro version offers protection from as early as 18 weeks of pregnancy and tailors coverage to expectant mother and newborn child
Starting at HKD814.5/month*
Enjoy up to 5 Months' Premium Refund
TotalAssure Critical Illness Plan / TotalAssure Critical Illness Plan - BabyPro
Secure comprehensive protection with the flexible benefits of multiple claims and continuous cancer payouts. These plans provide total coverage of up to 1000% of the sum insured and integrate pre-emptive care to proactively address potential risks, ensuring security at every stage of life.
- All-round protection against 138 conditions, including 3 early risk conditions & 135 illnesses ranging from minor to major
- Total coverage up to 1000% of the sum insured with multiple claims coverage against most of the covered major illnesses together with Major Illness Benefit
- BabyPro version offers protection from as early as 18 weeks of pregnancy and tailors coverage to expectant mother and newborn child
CareForAll Critical Illness Plan
Break through age and health limitations, CareForAll Critical Illness Plan is specifically created to make it easier for you to get critical illnesses coverage with simplified underwriting procedure without medical examinations.
- Inclusive coverage for individuals with existing health conditions or a history of recovered critical illness
- Required only to answer as few as 3 simple health underwriting questions
- Cover 4 essential critical illnesses – Cancer, Heart Attack, Stroke, Severe Dementias
- Premium rebates and benefits for health-conscious living
Starting at
HKD306.0/month*
MultiPro Critical Illness Protection Series
MultiPro Critical Illness Protection Series offer budget-friendly cover for the protection gap which might exist if your existing critical illness protection plan terminates upon a one-off major illness claim. If you have not made any claims under MultiPro Critical Illness Plan/ MultiPro Plus Critical Illness Plan by policy maturity, we’ll refund 100% of the total premiums paid.
- First claim protection against 62 major illnesses
- Your strongest back-up when Cancer strikes
- 1 additional claim each for Heart Attack and Stroke (available to MultiPro Plus Critical Illness Plan only)
- No claim benefit
HealthVital II Major Illness Plan
HealthVital II Major Illness Plan provides protection up to age 100 against a number of covered major illnesses and minor illnesses.
- Protection against 62 major illnesses and a number of minor illnesses (12 of which are specially designed to cover insured aged under 22)
- Guaranteed cash value
- A wide range of supplementary protection at your choice
Starting at
HKD 555.8 /month*
HealthSelect II Major Illness Plan
HealthSelect II Major Illness Plan provides protection up to age 100 against a number of covered major illnesses and minor illnesses.
- Protection against 62 major illnesses and a number of minor illnesses (12 of which are specially designed to cover insured aged under 22)
- Guaranteed cash value
- A wide range of supplementary protection at your choice
Critical Illness Protection Supplements
Affordable supplement plans that combine with your basic plan or term supplement to offer perfectly tailored protection against a number of covered major illnesses and minor illnesses.
- Smart Living Insurance II Supplement
- Living Insurance Plus II Supplement
- Extra Living Insurance II Supplement
Enjoy up to
8 Months’ Premium Refund
AXA “2025 Summer Rewards” Programme
Emma by AXA
Your insurance and wellness companion!
Emma by AXA App and Portal* allow you to manage your policies, submit claims, enhance your physical and mental wellness, earn exclusive offers and so much more! Emma is here to back you up in different aspects of your life!
*Exclusive to Life, Health Protection, Savings & Investment Policyholders, and Macau Group Medical Policy members (limited to eHealth Card service).
Discover AXA BetterMe services & offers
AXA BetterMe** is a holistic wellness platform with a comprehensive suite of programmes and services covering physical wellness support, mental wellbeing support and disease management.
Access your personalised services under ‘My Privileges’ on Emma by AXA, and equip yourself to become stronger and more resilient, thus you can always get prepared and rise to any occasion with confidence and become a #BetterMe.
**Exclusive for Certain Eligible Policyholders
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Remarks
Disclaimer
Reward 3C - Max Wealth Insurance Plan (Lump Sum Payment) – Guaranteed Preferential Interest Rate
Reward 3C of the Promotion provides customers an offer of guaranteed preferential interest rate of 4.5% per annum△ on the prepaid amount for the 1st policy year.
To enjoy this offer, simply opt for lump sum payment arrangement and pay a lump sum payment with levy at the time of application of your Max Wealth Insurance Plan. The lump sum payment with levy to be applied as follows:
(i) pay for annual premium of the 1st policy year and the corresponding levy ; and
(ii) deposit fund in advance into the future premium deposit account for premium payment of the 2nd policy year (“Prepaid Amount”) and the corresponding levy. The Prepaid Amount will accumulate interest in the 1st policy year at a guaranteed preferential interest rate of 4.5% per annum in the future premium deposit account. At the end of the 1st policy year, the interest accrued will be credited to the future premium deposit account, and the Prepaid Amount and its accrued interest will be equal to the annual premium of the 2nd policy year and will be automatically deducted from the future premium deposit account to settle the annual premium for the 2nd policy year and the corresponding levy when due.
Table 3C
Max Wealth Insurance Plan (Lump Sum Payment) – Guaranteed Preferential Interest Rate | |
Designated Basic Plan | |
Designated Basic Plan | Max Wealth Insurance Plan ^ |
Guaranteed Preferential Interest Rate on the Prepaid Amount in the 1st Policy Year | |
Guaranteed Preferential Interest Rate on the Prepaid Amount in the 1st Policy Year | 4.5% per annum△,11 |
△The guaranteed preferential interest rate of 4.5% per annum is applicable to the Prepaid Amount only.
^ Only applicable to Max Wealth Insurance Plan with the Lump Sum Payment arrangement selected.
11. For details of Reward 3C, please refer to the section of Reward 3C of the Terms and Conditions stated in the promotion leaflet.
Reward 3D - Max Goal Insurance Plan Premium Discount
Table 3D
Max Goal Insurance Plan Premium Discount | |||
Designated Basic Plan | |||
Designated Basic Plan | Max Goal Insurance Plan | ||
Single Premium of Designated Basic Plan (USD) | |||
Single Premium of Designated Basic Plan (USD) | Below USD500,000 | USD500,000 to USD999,999 | USD1,000,000 or above |
Premium Discount Percentage on Each Eligible Basic Plan of Reward 3D# (% of Single Premium of Eligible Basic Plan of Reward 3D) | |||
Premium Discount Percentage on Each Eligible Basic Plan of Reward 3D# (% of Single Premium of Eligible Basic Plan of Reward 3D) | 1%12 | 2%12 | 3%12 |
12. For details of Reward 3D, please refer to the section of Reward 3D of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 3F – Designated Savings Products Special Premium Refund
From 26 April 2025 to 31 May 2025, both dates inclusive, if customer successfully submits applications for the following basic plan / supplement and all the relevant policies are held by the same policy owner:
1. a basic plan of FortuneXtra Savings Plan / WealthAhead Savings Plan and its supplements (if applicable) ("Designated Savings Policy of Reward 3F”) with the required total AFYP as stated in Table 3F below; and
2. TotalAssure Critical Illness Plan / TotalAssure Critical Illness Plan – Baby Pro / TotalAssure Plus Critical Illness Plan / TotalAssure Plus Critical Illness Plan – Baby Pro / GlobalReach Medical Insurance Plan / AXA WiseGuard PronMedical Insurance Plan (basic plan/ supplement) (“Designated Critical Illness and Medical Protection Policy”),
customer may be entitled to HKD3,888 (or its equivalent in foreign currency) special premium refund14 on future premium(s) on Designated Savings Policy of Reward 3F.
Table 3F
Designated Savings Products Special Premium Refund | ||
Designated Basic Plans | ||
Designated Basic Plans | FortuneXtra Savings Plan | WealthAhead Savings Plan |
Total AFYP of Designated Basic Plan and its Supplements (if applicable) | ||
Total AFYP of Designated Basic Plan and its Supplements (if applicable) | HKD150,000 / USD18,750 / RMB121,875 / EUR18,750 / GBP11,250 / CAD22,500 / AUD22,500 / SGD30,000 or above | HKD250,000 / USD 31,250 / RMB203,125 or above |
Special Premium Refund on Each Eligible Policy of Reward 3F# | ||
Special Premium Refund on Each Eligible Policy of Reward 3F# | HKD3,888 (or its equivalent in foreign currency)14 | |
What is more? If you successfully apply for FortuneXtra Savings Plan during the Promotion Period of Reward 3F, you may also enjoy the Basic Premium Refund of Reward 3B and Extra Premium Refund of Reward 3B (if applicable), whereas if you successfully apply for WealthAhead Savings Plan, you may enjoy 6.8% per annum Guaranteed Preferential Interest Rate subject to relevant terms and conditions as set out in the AXA “WealthAhead Savings Plan Guaranteed Preferential Interest Rate” Programme leaflet. For details, please refer to the relevant programme leaflet. Act now to seize this limited offer!
14. For details of Reward 3F, please refer to the section of reward 3F of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 2A – Designated Critical Illness Products Premium Refund + Special Reward - Out-patient Service
Table 2A
Designated Critical Illness Products Premium Refund + Special Reward - Out-patient Service | |||||||
Basic Premium Refund | |||||||
Basic Premium Refund | Basic Premium Refund | Designated Basic Plans | - TotalAssure Critical Illness Plan - TotalAssure Critical Illness Plan – Baby Pro - TotalAssure Plus Critical Illness Plan - TotalAssure Plus Critical Illness Plan – Baby Pro | ||||
Basic Premium Refund | |||||||
Basic Premium Refund | Premium Payment Term | 10 years | 15 years | 20 years | 25 years | ||
Basic Premium Refund | |||||||
Basic Premium Refund | Premium Refund on Each Eligible Basic Plan of Reward 2A# | 2 months7 | 2 months7 | 3 months7 | 3 months7 | ||
Extra Premium Refund | |||||||
Extra Premium Refund | Extra Premium Refund | Customer may be entitled to an extra premium refund of up to 2 months’ premium on each of the Eligible Basic Plan of Reward 2A if: (i) the total sum insured of all Eligible Basic Plan(s) of Reward 2A is HKD 800,000/ USD 100,000 or above; or (ii) in addition to Eligible Basic Plan(s) of Reward 2A, customer is also holding policy(ies) of any of the following Critical Illness Series Plan*, and the total sum insured of all relevant basic plan(s) is HKD 800,000 / USD 100,000 or above
Critical Illness Series Plan: - HealthVital Major Illness Insurance - HealthVital II Major Illness Plan - HealthSelect Major Illness Insurance - HealthSelect II Major Illness Plan - CritiPartner Critical Illness Plan - CritiPartner Plus Critical Illness Plan - LoveAssure Critical Illness Plan - LoveAssure Plus Critical Illness Plan - TotalAssure Critical Illness Plan - TotalAssure Critical Illness Plan – Baby Pro - TotalAssure Plus Critical Illness Plan - TotalAssure Plus Critical Illness Plan – Baby Pro | |||||
Extra Premium Refund | |||||||
Extra Premium Refund | Extra Premium Refund on Each Eligible Basic Plan of Reward 2A# | + 1 month | + 2 months | ||||
Total | |||||||
Total | Total | 3 months7 | 3 months7 | 5 months7 | 5 months7 | ||
Special Reward | |||||||
Special Reward | Out-patient Service (please refer to "Special Reward – Out-patient Service" for details) | ||||||
*The insured of all of the Eligible Basic Plan(s) of Reward 2A and the relevant Critical Illness Series Plan Policy(ies) (as defined in Terms and Conditions) must be the same person. Regarding the details of the eligibility of Extra Premium Refund of Reward 2A, please refer to the section of Reward 2A of the Terms and Conditions stated in this leaflet.
7. For details of Reward 2A, please refer to the section of Reward 2A of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 3E - JoyAhead Immediate Annuity Plan Premium Discount
During the Promotion Period, if customer successfully applies for the basic plan of JoyAhead Immediate Annuity Plan, customer can enjoy premium discount of up to 1% of single premium of such basic plan.
Table 3E
JoyAhead Immediate Annuity Plan Premium Discount | |
Designated Basic Plan | |
Designated Basic Plan | JoyAhead Immediate Annuity Plan |
Premium Discount Percentage on Each Eligible Basic Plan of Reward 3E# (% of single premium of Eligible Basic Plan of Reward 3E) | |
Premium Discount Percentage on Each Eligible Basic Plan of Reward 3E# (% of single premium of Eligible Basic Plan of Reward 3E) | 1%13 |
13. For details of Reward 3E, please refer to the section of Reward 3E of the Terms and Conditions stated in this leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
New Product Reward - Max Goal II Insurance Plan Premium Discount
From 16 May 2025 to 30 June 2025, both dates inclusive, if customer successfully submits an application for the Max Goal II Insurance Plan, customer may be entitled to up to 3% premium discount.
New Product Reward Table
Max Goal II Insurance Plan Premium Discount | ||||||||
Designated Basic Plan | ||||||||
Designated Basic Plan | Designated Basic Plan | Max Goal II Insurance Plan | ||||||
Single Premium of Designated Basic Plan | ||||||||
Single Premium of Designated Basic Plan | Single Premium of Designated Basic Plan | Premium Discount Percentage on Each Eligible Basic Plan of New Product Reward# (% of Single Premium of Eligible Basic Plan of New Product Reward) | ||||||
Below USD500,000 | ||||||||
Below USD500,000 | Below RMB3,250,000 | Below HKD4,000,000 | 1%13 | |||||
USD500,000 - USD999,999 | ||||||||
USD500,000 - USD999,999 | RMB3,250,000– RMB6,499,999 | HKD4,000,000– HKD7,999,999 | 2%13 | |||||
USD1,000,000 or above | ||||||||
USD1,000,000 or above | RMB6,500,000 or above | HKD8,000,000 or above | 3%13 | |||||
13. For details of New Product Reward, please refer to the section of New Product Reward of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Enjoy up to 8 months’ premium refund on AXA WiseGuard Pro Medical Insurance Plan*!
* For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
Enjoy up to 8 months’ premium refund *!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
Enjoy a 4.5% p.a. guaranteed preferential interest rate*!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply
Enjoy up to 3% Premium Discount
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply
Enjoy up to 10% premium refund*!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
Enjoy up to 10% premium refund*!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
Enjoy up to 7% premium refund*!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply
【Limited time offer】
Apply and enjoy up to 30% premium refund#
Enjoy up to 4.8% p.a. guaranteed preferential interest rate on prepaid premiums#
#Terms and conditions of this promotion apply. For details, please refer to the below promotion leaflet.
Enjoy up to 5 months’ premium refund*!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
Enjoy up to 5 months' premium refund*!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
Enjoy up to a 5% premium discount every policy year#
# For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
Enjoy 1% premium refund*!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply
Enjoy a perpetual premium discount up to 30%#!
#Discount is calculated based on the specific sum insured as at the policy application and renewal date.
Enjoy up to 5 months’ premium refund*!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
Enjoy up to 3% Premium Discount
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply
Emma by AXA
Your insurance and wellness companion!
Emma by AXA App and Portal* allow you to manage your policies, submit claims, enhance your physical and mental wellness, earn exclusive offers and so much more! Emma is here to back you up in different aspects of your life!
*Exclusive to Life, Health Protection, Savings & Investment Policyholders, and Macau Group Medical Policy members (limited to eHealth Card service).
Meet our Financial Consultant via virtual appointment!
Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home.
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