Smart Living Insurance II Supplement, Living Insurance Plus II Supplement and Extra Living Insurance II Supplement (each “Supplement” and collectively “Supplements”) are affordable supplement plans that combine with your basic plan or term supplement (where applicable) to protect you against the financial impact of minor to major illnesses and even severe conditions caused by accidental injuries, giving you and your family peace of mind about the future.
Product Features
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For the standard premium schedule of the plan, please contact your financial consultant or our Customer Hotline.
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Contact AXA
| Customer Hotline | (852) 2802 2812 |
| Business hour | Monday - Friday: 09:00 - 17:30 |
| Saturday: 09:00 - 13:00 | |
| Except Public Holidays |
Remarks
- Any indebtedness and outstanding premiums will be deducted from the relevant benefit(s) payable.
- The aggregate amount of all benefits paid and payable under the Major Illness Benefit and the Minor Illness Benefit under the relevant Supplement is subject to the supplement amount.
- Once the Major Illness Benefit becomes payable, the Supplement will automatically terminate.
- The Minor Illness Benefit can be claimed once only under the relevant Supplement, and the aggregate amount of all benefits paid and payable in respect of each Minor Illness of the insured (for which the Minor Illness Benefit is payable) under all policies issued by the Company and any authorised insurers in Hong Kong and / or Macau which are affiliated with the Company shall not exceed HKD400,000 / MOP400,000 / USD50,000.
- This benefit is payable if such Major Illness (i) is solely and directly caused by an accidental injury and independently of any other causes; and (ii) is first diagnosed within 180 days from the date of the accidental injury. Any portion of the supplement amount which is increased by the Index-linked Increase Endorsement attached to the relevant Supplement (if any) shall be excluded in the computation of this benefit.
- Accident Support Benefit will not be payable if insured’s Loss of Capacity for Independent Living is caused directly or indirectly, wholly or partly, by any psychiatric related causes.
Disclaimer
Information on this webpage is for reference only, and not intended to be a complete description of the applicable terms and conditions. Please refer to the product brochure and policy contract for detailed terms and conditions. You should not purchase a policy based on the information on this website alone.
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