Why Choose FortuneXtra Savings Plan?
As the digital era and globalisation continues to unfold, we are now faced with ever more opportunities to travel, work, study, even move or retire abroad.
Offering exceptional flexibilities with multiple currency conversion, lock-in and withdrawal tools, FortuneXtra Savings Plan (“FortuneXtra”) not only helps you seize global opportunities and boost returns, but also preserves and grows your legacy across generations.
FortuneXtra’s Key Advantages
- A choice of up to 9 policy currencies, including RMB, USD and EUR, to unleash wealth-planning flexibility
- 【First in market1】
Dual Currency Accounts let you accumulate interests and make withdrawal in another chosen currency on top of policy currency
- Currency Conversion Option lets you convert policy in whole or in part to a policy of different currency for an unlimited number of times2
- Competitive returns with superior liquidity to help you reach ambitious financial goals
- Seamless wealth transfer via change of insured for an unlimited number of times to extend your legacy across generations
A Brighter Future with FortuneXtra
【Limited time offer】Enjoy up to 28% premium refund*
How does FortuneXtra help you plan your wealth globally across generations?
All parents want to do what’s best for their children. Learn through the sample case of Tim (Policyholder, age 30) to see how FortuneXtra’s unique wealth-planning flexibilities can help you plan, grow and transfer your precious wealth to your next generations.
Starting at HKD 1,549/month³ only
(5-year pay)
Meet our Financial Consultant via virtual appointment!
Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home.
Remarks
Disclaimer
Multi-currency. More options for the future.
Switch currency anytime. Withdraw anytime.
Create more opportunities for your next generation!
Reward 3C - Max Wealth Insurance Plan (Lump Sum Payment) – Guaranteed Preferential Interest Rate
Reward 3C of the Promotion provides you an offer of guaranteed preferential interest rate of 6.0% per annum△ on the prepaid amount for the 1st policy year.
To enjoy this offer, simply opt for lump sum payment arrangement and pay a lump sum payment with levy at the time of application of your Max Wealth Insurance Plan. The lump sum payment with levy to be applied as follows:
(i) pay for annual premium of the 1st policy year and the corresponding levy; and
(ii) deposit fund in advance into the Future Premium Deposit Account (“FPDA”) for premium payment of the 2nd policy year (“Prepaid Amount”) and the corresponding levy. The Prepaid Amount will accumulate interest in the 1st policy year at a guaranteed preferential interest rate of 6.0% per annum in the FPDA. At the end of the 1st policy year, the interest accrued will be credited to the FPDA, and the Prepaid Amount and its accrued interest will be equal to the annual premium of the 2nd policy year and will be automatically deducted from the FPDA to settle the annual premium for the 2nd policy year and the corresponding levy when due.
Table 3C
Max Wealth Insurance Plan – Guaranteed Preferential Interest Rate | |
Designated Basic Plan | |
Designated Basic Plan | Max Wealth Insurance Plan ^ |
Guaranteed Preferential Interest Rate on the Prepaid Amount in the 1st Policy Year | |
Guaranteed Preferential Interest Rate on the Prepaid Amount in the 1st Policy Year | 6.0% per annum11 |
△The guaranteed preferential interest rate of 6.0% per annum is applicable to the Prepaid Amount only.
^ Only applicable to Max Wealth Insurance Plan with the Lump Sum Payment arrangement selected.
11. For details of Reward 3C, please refer to clauses 1 to 7 under Reward 3C of the Terms and Conditions stated in the promotion leaflet.
Reward 3B – FortuneXtra Savings Plan Premium Refund
Table 3B
FortuneXtra Savings Plan Premium Refund | ||
Designated Basic Plan | ||
Designated Basic Plan | FortuneXtra Savings Plan (5-year pay) | FortuneXtra Savings Plan (10-year pay) |
Total AFYP of Designated Basic Plan and its Supplements (if applicable) | ||
Total AFYP of Designated Basic Plan and its Supplements (if applicable) | Premium Refund Percentage on Each Eligible Policy of Reward 3B# (% of the total AFYP of Eligible Policy of Reward 3B) | |
USD5,000 – USD39,999 (or its equivalent)^ | ||
USD5,000 – USD39,999 (or its equivalent)^ | 15%10 | |
USD40,000 - USD79,999 (or its equivalent)^ | ||
USD40,000 - USD79,999 (or its equivalent)^ | 25%10 | |
USD80,000 or above (or its equivalent)^ | ||
USD80,000 or above (or its equivalent)^ | 28%10 | |
^Total AFYP of Designated Basic Plan and its Supplements (if applicable) for all policy currencies and the corresponding premium refund percentage are shown in this leaflet.
10. For details of Reward 3B, please refer to clauses 1 to 4 under Reward 3B of the Terms and Conditions stated in this leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Let's learn more from Tim's case
Meet our Financial Consultant via virtual appointment!
Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home.
Follow AXA
