AXA is proud to be awarded the “Best Critical Illness Insurance Product” and the “Best Saving Product” in Insurance Excellence Awards 2019¹. These distinguished achievements are proof of our strong commitment in bringing innovative and best-in-class products to our customers.  In recognition of these awards and to offer comprehensive protection to our customers, we are pleased to present the AXA “Happy Family Rewards” Programme, to provide you and your family with all-round protection and extra rewards.

Promotion Period: 29 October 2019 to 31 December 2019

Health and Protection

Reward 1 – CritiPartner Plus Critical Illness Plan Premium Discount

During the Promotion Period, if you successfully apply for any new CritiPartner Plus Critical Illness Plan² with the required annualised first year premium (“AFYP”) as shown in Table 1, you may enjoy up to 3.5 months’ premium discount³ on each Eligible Basic Plan of Reward 1⁴.

Family Reward

What’s more? If additional new CritiPartner Plus Critical Illness Plan² with the required AFYP as shown in Table 1 have been successfully applied by you and/or your family member(s)¹² during the Promotion Period and if your application¹³ for the Family Reward has been approved, each Eligible Basic Plan of Reward 1⁴ under the Family Reward may enjoy an extra 2 months’ premium discount¹⁰, which equals to a total sum of up to 5.5 months’ premium discount¹¹.

table

Reward 2 – AXA WiseGuard Pro Medical Insurance Plan/Smart Medicare Premium Discount

During the Promotion Period, if you successfully apply for any new AXA WiseGuard Pro Medical Insurance Plan/Smart Medicare² with the required AFYP as shown in Table 2, you may enjoy 2 months’ premium discount⁵ on each Eligible Basic Plan/Eligible Supplement of Reward 2⁴.

Extra Reward

In addition to Reward 2, you may also enjoy an extra health reward provided by HKSH Medical Group under AXA “HKSH Wellness Experience” Programme if you successfully apply for any new designated health insurance basic plan and/or supplement. For details of the extra health reward and such designated health insurance basic plan and/or supplement, please visit AXA “HKSH Wellness Experience” Programme. Terms and conditions apply.

Reward 3 – First 20 Years Partner Plus Coverage Benefit

Critical illness protection plans have been well-received in the market. Under CritiPartner Plus Critical Illness Plan², if Cancer Therapy Insurance II supplement/Cancer and Stroke Therapy Insurance supplement is applied together at the same time, customers may enjoy First 20 Years Partner Coverage Benefit² which aims to provide better protection during golden age. We now extend a similar protection to customers who successfully apply for both CritiPartner Plus Critical Illness Plan² AND AXA WiseGuard Pro Medical Insurance Plan² during the Promotion Period, where you may enjoy a First 20 Years Partner Plus Coverage Benefit⁶ as shown in Table 3 for the first 20 policy years of CritiPartner Plus Critical Illness Plan⁷!

Savings

Reward 4 – Wealth Advance Savings Series II Premium Discount

During the Promotion Period, if you successfully apply for any new designated savings basic plan as set out in Table 4 (“Designated Savings Basic Plan”)² with the required total AFYP of such Designated Savings Basic Plan and its supplements (if applicable) as shown in Table 4, you may enjoy up to 10% premium discount⁸ on each Eligible Policy of Reward 4⁴ with details as follows:

Terms and conditions of this promotion apply. For details, please refer to the relevant promotion leaflet.

Remarks

¹ Organised by iMoney.

² For product details of the designated health and protection insurance basic plans and supplements, the Designated Savings Basic Plans, and their supplement(s)(if applicable), please refer to the relevant proposals, product brochures and policy contracts.

³ For details of the premium discount under Reward 1, please refer to clauses 2 to 3 of the terms and conditions stated in the promotion leaflet.

⁴ For details of the Promotion, please refer to the relevant terms and conditions stated in the promotion leaflet.

⁵ For details of the premium discount under Reward 2, please refer to clauses 7 to 8 of the terms and conditions stated in the promotion leaflet.

⁶ When either a major illness benefit or death benefit becomes payable under CritiPartner Plus Critical Illness Plan before (a) the 20th policy anniversary, or (b) the policy anniversary on or immediately following the insured’s 75th birthday (whichever is earlier), AXA will pay a First 20 Years Partner Plus Coverage Benefit if the relevant terms and conditions are satisfied. The calculation of First 20 Years Partner Plus Coverage Benefit shall be the applicable percentage as set out in Table 3 above multiplied by the amount of the basic sum insured as at the date when the major illness benefit or death benefit becomes payable under CritiPartner Plus Critical Illness Plan. For details, please refer to clauses 9 to 12 of the terms and conditions stated in the promotion leaflet.

⁷ The aggregate amount of all benefits paid and payable under the First 20 Years Partner Plus Coverage Benefit, First 20 Years Enhanced Coverage Benefit, First 20 Years Additional Coverage Benefit and First 20 Years Partner Coverage Benefit of all policies issued by AXA for the same insured shall not exceed HKD1,000,000/MOP1,000,000/USD125,000.

⁸ For details of the premium discount under Reward 4, please refer to clauses 13 to 15 of the terms and conditions stated in the promotion leaflet. If a customer has more than one Eligible Policy of Reward 4, only the Eligible Policy of Reward 4 with greater total AFYP will be paired up with the Eligible Basic Plan of Reward 1 or the Eligible Basic Plan/Eligible Supplement of Reward 2, and the Eligible Policy ofReward 4 with greater total AFYP will be entitled to Premium Discount 4. The remaining Eligible Policy ofReward 4 which cannot be paired up will not be entitled to Premium Discount 4.

⁹ To entitle 5% or 10% premium discount under Reward 4, customers must also successfully apply for and issue any Eligible Basic Plan of Reward 1 or Eligible Basic Plan/Eligible Supplement of Reward 2. For details, please refer to the terms and conditions stated in the promotion leaflet.

¹⁰ For details of the premium discount under Family Reward, please refer to clauses 4 to 6 of the terms and conditions stated in the promotion leaflet.

 ¹¹ A total sum of 3.5 months’ or 5.5 months’ premium discount means the total sum of (a) 1.5 months’ or 3.5 months’ premium discount under Reward 1 as stated in clauses 2 to 3 of the terms and conditions stated in the promotion leaflet, and (b) the extra 2 months’ premium discount under Family Reward as stated in clauses 4 to 6 of the terms and conditions stated in the promotion leaflet.

 ¹² Family member(s) means your spouse, children, parents and siblings.

 ¹³ Customers must complete, sign and submit the AXA “Happy Family Rewards” Programme enrolment form to AXA on or before 15 January 2020 in order to apply for the Family Reward.

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