In the dynamic environment nowadays, we often have to cope with the unexpected events in life by making tough choices. As the No. 1 global insurance brand¹, we do our best to anticipate changes and understand your different life stage needs in order to be your partner along your journey. We are pleased to present you the AXA “Smart Rewards” Programme, providing you and your family with comprehensive protection from our signature health and savings products and giving you a chance to enjoy delightful rewards.

Promotion Period: 28 August 2019 to 25 October 2019

Health and Protection

Reward 1 – CritiPartner Plus Critical Illness Plan Premium Rebate

During the Promotion Period, if you successfully apply for any new CritiPartner Plus Critical Illness Plan² with the required annualised first year premium (“AFYP”) as shown in Table 1, you may enjoy up to 3.5 months’ premium rebate³ on each Eligible Basic Plan of Reward 1⁴.

table

Reward 2 – AXA WiseGuard Pro Medical Insurance Plan Premium Rebate

During the Promotion Period, if you successfully apply for any new AXA WiseGuard Pro Medical Insurance Plan² with the required AFYP as shown in Table 2, you may enjoy 2 months’ premium rebate⁵ on each Eligible Basic Plan/Eligible Supplement of Reward 2⁴.

Extra Reward

In addition to Reward 2, you may also enjoy an extra health reward provided by HKSH Medical Group under AXA “HKSH Wellness Experience” Programme. For details, please visit AXA “HKSH Wellness Experience” Programme. Terms and conditions apply.

Reward 3 – First 20 Years Partner Plus Coverage Benefit

Critical illness protection plans have been well-received in the market. Under CritiPartner Plus Critical Illness Plan², if Cancer Therapy Insurance II supplement/Cancer and Stroke Therapy Insurance supplement is applied together at the same time, customers may enjoy First 20 Years Partner Coverage Benefit² which aims to provide better protection during golden age. We now extend a similar protection to customers who successfully apply for both CritiPartner Plus Critical Illness Plan² AND AXA WiseGuard Pro Medical Insurance Plan² during the Promotion Period, where you may enjoy a First 20 Years Partner Plus Coverage Benefit⁶ as shown in Table 3 for the first 20 policy years of CritiPartner Plus Critical Illness Plan⁷!

Savings

Reward 4 – Wealth Advance Savings Series II Premium Rebate

During the Promotion Period, if you successfully apply for any new designated savings basic plan as set out in Table 4 (“Designated Savings Basic Plan”)² with the required total AFYP of such Designated Savings Basic Plan and its supplements (if applicable) as shown in Table 4, you may enjoy up to 10% premium rebate⁸ on each Eligible Policy of Reward 4⁴ with details as follows:

Terms and conditions of this promotion apply. For details, please refer to the relevant promotion leaflet.

Remarks

¹ Interbrand Best Global Brand 2018 (By brand value).

² For product details of the designated health and protection insurance basic plans and supplements, the Designated Savings Basic Plans, and their supplement(s)(if applicable), please refer to the relevant proposals, product brochures and policy contracts.

³ For details of the premium rebate under Reward 1, please refer to clauses 2 to 3 of the terms and conditions stated in the promotion leaflet.

⁴ For details of the Promotion, please refer to the relevant terms and conditions stated in the promotion leaflet.

⁵ For details of the premium rebate under Reward 2, please refer to clauses 4 to 5 of the terms and conditions stated in the promotion leaflet.

⁶ When either a major illness benefit or death benefit becomes payable under CritiPartner Plus Critical Illness Plan before (a) the 20th policy anniversary, or (b) the policy anniversary on or immediately following the insured’s 75th birthday (whichever is earlier), AXA will pay a First 20 Years Partner Plus Coverage Benefit if the relevant terms and conditions are satisfied. The calculation of First 20 Years Partner Plus Coverage Benefit shall be the applicable percentage as set out in Table 3 above multiplied by the amount of the basic sum insured as at the date when the major illness benefit or death benefit becomes payable under CritiPartner Plus Critical Illness Plan. For details, please refer to clauses 6 to 9 of the terms and conditions stated in the promotion leaflet.

⁷ The aggregate amount of all benefits paid and payable under the First 20 Years Partner Plus Coverage Benefit, First 20 Years Enhanced Coverage Benefit, First 20 Years Additional Coverage Benefit and First 20 Years Partner Coverage Benefit of all policies issued by AXA for the same insured shall not exceed HKD1,000,000/MOP1,000,000/USD125,000.

⁸ For details of the premium rebate under Reward 4, please refer to clauses 10 to 12 of the terms and conditions stated in the promotion leaflet. If a customer has more than one Eligible Policy of Reward 4, only the Eligible Policy of Reward 4 with greater total AFYP will be paired up with the Eligible Basic Plan of Reward 1 or the Eligible Basic Plan/Eligible Supplement of Reward 2, and the Eligible Policy of Reward 4 with greater total AFYP will be entitled to Premium Rebate 4. The remaining Eligible Policy of Reward 4 which cannot be paired up will not be entitled to Premium Rebate 4.

⁹ To entitle 5% or 10% premium rebate under Reward 4, customers must also successfully apply for any Eligible Basic Plan of Reward 1 or Eligible Basic Plan/Eligible Supplement of Reward 2. For details, please refer to the terms and conditions stated in the promotion leaflet.