• Wide age bracket – we cover a broad age group, from 10 to 35

• Market-leading coverage – up to HKD2,000,000 of medical expenses, including HKD250,000 for follow-up treatments in Hong Kong

• Extensive personal accident protection – up to HKD1,000,000 accidental death or permanent disablement cover, plus additional compensation up to HKD500,000 if the accident is resulted from riding on a common carrier, kidnap or natural disaster; for accidental broken bones, the compensation is up to HKD30,000; and a separate education fund* up to HKD300,000

• Home-to-home coverage – protection from the moment you leave home to the minute you return, even when you’re interning, working part-time or going on excursions during your study

• Full belongings cover – up to HKD20,000 coverage for personal belongings and up to HKD10,000 for overseas home contents

• A roof over your head always – up to HKD 5,000 temporary accommodation expense when your overseas residence accidentally becomes uninhabitable

• Timely cash support – get up to HKD2,000 when your school closes unexpectedly for more than 3 consecutive days

• Complete sports freedom – covers most adventurous sports such as bungee jumping, rafting, wind surfing, snow skiing, snowboarding and more

For further details of our SmartStudent Overseas insurance, please refer to Product Brochure.

*education fund is a subsidy to enable the continuation of education in the event that the insured student’s parent/guardian suffers from accidental death or permanent disablement

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