[Limited Offer] Meet with our financial consultant and complete the eCNA now to receive an HKD 100 e‑coupon.

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What is Tax-Saving Duo?

The Tax-Saving Duo combines the Voluntary Health Insurance Scheme (VHIS) and the Qualified Deferred Annuity Policy (QDAP), helping you enhance medical protection and prepare for retirement income—while enjoying double tax‑deduction benefits to lighten your tax season.

2025/26 Tax-Savings Tips

You may enjoy individual tax savings of up to HKD 11,5601

Grab the last opportunity! Apply for a designated tax-deductible plan by 31st March 2026, so you can apply for tax deductions for the 2025/26 taxable year2

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AXA WiseGuard Pro Medical Insurance Plan — A 5-Star Medical Experience
  • Exceptional value — starting from only HKD 9 per day3 
  • Enjoy waiver of admission deposit and cashless discharge service
  • Market exclusive5 VHIS plan achieving 10Life 5-star rating for 5 consecutive years across all three ward classes
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Multiple Rewards: Tax Deductions, Premium Rebates & Referral Privileges
  • You can enjoy tax deductions of up to HKD 8,000 upon successful application1,6 
  • Get up to 6 months’ premium rebate* upon successful enrolment 
  • From now until 31 March 2026, if you and your family members or friends successfully enrol in AXA WiseGuard Pro Medical Insurance Plan, and complete registration for AXA "Family with Friends Reward" Programme on or before 31 May; you may get up to 12 months premium refund* with family members and friends.
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Limited offer for Tax Season - Enjoy HKD 100 gift voucher by chance

From now until 31 March 2026, schedule a meeting with our financial consultant and complete a Customer Needs Analysis to get a chance to receive a HKD 100 gift voucher. Limited quota, first come first served*.

Tax Savings Calculator

Enter your basic information to immediately perform tax estimation without the hassle of complicated processes.  

Use the AXA’s Tax Savings Calculator to find out how much you can save this year and explore how these tax benefits can open the door to enhanced protection and enriched life enjoyment. 

How to maximize the benefits of Tax-Saving Duo?

FAQs#

Will joint tax assessment affect the amount of tax deductions available for married couples?
How is the tax deduction for Voluntary Health Insurance Scheme (VHIS) calculated?
How is the tax deduction for a Qualifying Deferred Annuity Policy (QDAP) calculated?
What is the difference between Standard and Flexi VHIS plans? Are both schemes tax deductible?

Remarks:

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Please read and agree the above terms and conditions.